Her Money Mindset

Her Money Mindset

By Courtney SchweinlerBusinessEducationSelf-Improvement
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Her Money Mindset episodes

  • 49. The 5 Most Common Budget Mistakes (and How to Fix Them Before the Holidays)

    You know how to budget… but somehow, it keeps falling apart right before the holidays.

    In this episode, Courtney breaks down the 5 most common budget mistakes women make and exactly how to fix them before the holiday chaos hits. From emotional spending to invisible expenses and lack of systems, you’ll walk away knowing how to make your budget finally stick.

    💬 In this episode, you’ll learn:

    • Why your budget isn’t failing — your systems are
    • How to stop relying on willpower
    • The sneaky expenses that always blow up your budget
    • Why fun (and rest) are non-negotiable
    • How to review your budget weekly without the guilt
    • If you’re ready to stop feeling broke every December and finally take control of your finances, this episode is a must-listen.

      ✨ Mentioned in this episode:

      • Work with Courtney 1:1 → 1:1 Strategy Call or Free Consultation Call  for long term private coaching
      • The Budgeting Basics Bundle
      • Open your SoFi High-Yield Savings Account
      • 🎧 Tune in now, and don’t forget to leave a rating and review if this episode helps you — it means the world and helps more women find the show! 💕

        19 min
      • 48. How to Break the Shame Spiral Around Overspending

        If you’ve ever checked your bank app and felt that “ugh, I did it again” moment, this episode is for you.

        We’re unpacking what the overspending shame spiral really is, why it keeps you stuck, and how to finally move forward with confidence instead of guilt.

        You’ll learn practical ways to stop the cycle, rebuild trust with yourself, and create structure that supports you — not shames you.

        ✨ Inside this episode:

        • Why shame keeps you stuck in the overspending loop
        • How to forgive yourself and rebuild trust
        • Simple steps to reset your money habits without restriction
        • 🎧 Listen now and start creating a healthy, guilt-free relationship with your money.

          Resources mentioned:

          • Free Consultation Call – Her Money Method Private Coaching
          • SoFi – My Favorite High-Yield Savings + Multiple Vaults Setup
          • Budgeting Basics Bundle — or a 1-Time 1:1 Strategy Call — use code HMMPODCAST for 15% off!!
          • Don’t forget to leave a review if you enjoy this podcast! 💕

            20 min
          • 47. What to Do When You Go Over Budget

            You didn’t fail. You just learned something new about your spending.

            In this episode, I’ll walk you through exactly what to do when you go over budget so you can fix it without starting from scratch, stop the guilt spiral, and make your budget stronger for next month.

            ✨ Resources Mentioned:

            • Budgeting Basics Bundle — Build a flexible budget that actually fits real life. Use code HMMPODCAST for 15% off 

            • SoFi High-Yield Savings Account — Start earning real interest on your savings (and get a cash bonus for signing up)!

            • 1:1 Strategy Call — Get personalized support and a clear action plan in a one hour chat with me. Use code HMMPODCAST for 15% off 

            • Her Money Method Private Coaching — Apply for a free consultation and create a long-term money strategy that actually works. 

            💬 If this episode helped you, please leave a quick review — it helps more women find the show and start transforming their finances too.

            🎧 Listen now and reset your budget with confidence.

            31 min
          • 46. Money Anxiety: What It Really Means and How to Calm It

            Feeling anxious about money? You’re not alone — and it doesn’t mean you’re “bad with money.” In this episode, I’m breaking down what money anxiety really is, why it happens, and the practical steps you can take to calm it so you can finally breathe easier with your finances.

            You’ll learn:

            • The real causes of money anxiety (hint: it’s not just about your bank balance)
            • Signs you might be stuck in financial stress
            • Simple shifts to lower your money anxiety today
            • Long-term systems that make managing money feel easier
            • ✨ Links & Resources:

              • Grab the Budgeting Basics Bundle — the step-by-step system for a budget that actually works in real life
              • Book your free consult call — let’s talk about your goals and if private coaching is right for you
              • Open a SoFi high-yield savings account with my referral link and start earning more on your money
              • If you enjoyed this episode, please leave a review!

                18 min
              • 45. How to Set Up Automatic Savings Without Stressing About It

                Saving money doesn’t have to feel overwhelming or impossible. In this episode of the Her Money Mindset Podcast, I’m breaking down exactly how to set up automatic savings so it happens in the background of your life—no guilt, no stress.

                You’ll learn:

                ✅ Why automation is the key to consistent savings

                ✅ How to set your first realistic goal ($500 or $1,000)

                ✅ The different automation methods that actually work

                ✅ How to keep your savings flexible when money gets tight

                ✅ Simple ways to celebrate your progress and stay motivated

                ✨ Ready to take the next step? Here are three ways I can help you:

                👉 Grab the Budgeting Basics Bundle and finally create a budget you can stick to

                👉 Book a free consult call with me and let’s create a customized money plan together

                👉 Open a SoFi High-Yield Savings Account and start saving automatically while earning interest (AND get a bonus just for signing up!) 

                If you enjoyed this episode, please follow the show and leave a review! 

                19 min
              • 44. Trusting Yourself With Money Again After Mistakes

                We’ve all been there—maxing out a card you promised you’d pay off, abandoning a budget halfway through the month, or spending when you swore you wouldn’t. Those mistakes can leave you feeling guilty, ashamed, and like you’ll never get it right.

                But here’s the truth: your past money mistakes don’t define you. They prepared you.

                In this episode of the Her Money Mindset Podcast, I’m walking you through:

                • Why we lose trust with ourselves after money mistakes.
                • How to shift your perspective and see mistakes as lessons, not failures.
                • Simple, small promises you can keep to rebuild financial self-trust.
                • Guardrails and systems that make following through easier.
                • How to reframe mistakes long-term so you stay consistent, not perfect.
                • By the end, you’ll feel empowered to forgive yourself, rebuild confidence, and start moving toward the money life you really want—without carrying shame from your past.

                  👉 Resources Mentioned:

                  • Budgeting Basics Bundle – create simple systems to start keeping promises to yourself.
                  • Free Consultation Call – see if my private coaching program, Her Money Method, is right for you! 
                  • 1:1 Strategy Call – get personalized guidance to fast-track your progress.
                  • SoFi HYSA – start building better financial habits with a high yield savings account
                  • If you enjoyed this episode, don’t forget to leave a review! 💕

                    17 min
                  • 43. How to Use Your Bank Statements to Budget Smarter

                    If your budget keeps “breaking,” it’s not you. It’s the guesswork. In this episode I show you how to turn your bank statements into a simple, honest money map. We’ll walk through exactly what to pull, how to tag transactions (needs, wants, debt, savings), and where most people leak cash without noticing (fees, delivery, Target/Amazon “little” orders). Then we’ll use that data to set realistic category caps you can actually stick to—so you free up money for debt, savings, and breathing room.

                    You’ll learn:

                    • The 15-minute statement sweep that reveals your biggest wins
                    • How to spot “quiet costs” (fees + subscriptions) fast
                    • A realistic way to lower groceries/eating out without feeling deprived
                    • The monthly check-in rhythm that keeps your budget working
                    • Next step: Grab my Budgeting Basics Bundle—it includes the One-Month Expense Audit and a 2-Week Budget Bootcamp to help you implement today’s episode step by step. 

                      If you enjoyed this episode, please leave a review! Your review helps more women find this podcast, and means the world to me! 💕

                      17 min
                    • 42. Why You Can’t Budget Your Way Out of Burnout (and What to Do Instead)

                      Here’s the hard truth: you can’t budget your way out of burnout.

                      If you’ve ever sat down with the best intentions—new spreadsheet, new app, new plan—only to give up after a week because it felt like ‘one more job,’ you’re not broken. You’re burned out.

                      In this episode of Her Money Mindset, I’m breaking down why traditional budgeting fails when you’re exhausted, how financial burnout shows up in your day-to-day, and most importantly, what you can do instead. You’ll learn how to create breathing room without adding more pressure, and how to build a budget that actually supports you instead of punishes you.

                      This isn’t about working harder. It’s about working smarter with your money so you can finally breathe again.

                      Resources Mentioned:

                      👉 Grab the Budgeting Basics Bundle – a system built for real life, not perfection.

                      👉 Book a free consult call to explore 1:1 private coaching.

                      👉 Use my SoFi referral link to start building wealth with a bonus.

                      💕 If you enjoyed this episode, please leave a review! 

                      15 min
                    • 41. Mortgage Payoff Secrets: How Extra Payments Actually Save You Thousands

                      Ready to save tens of thousands of dollars and shave years off your mortgage? In this episode of the Her Money Mindset podcast, I’m breaking down the truth about mortgage payoff strategies and how even small extra payments can make a massive impact.

                      You’ll learn:

                      • Why your payments are mostly interest in the early years.
                      • The real math behind adding $50, $100, or $200 to your payment.
                      • Strategic ways to apply extra payments for maximum savings.
                      • How to balance mortgage payoff with other priorities like retirement.
                      • Simple places to find extra money in your budget (without feeling deprived).
                      • By the end, you’ll see your mortgage not as a life sentence, but as a powerful opportunity to create freedom for your future.

                        👉 Resources Mentioned:

                        • Budgeting Basics Bundle – Free up cash flow and make extra payments doable.
                        • Mortgage Payoff Calculator – See exactly how much time and money you’ll save.
                        • Book a 1:1 Strategy Call – Get a personalized payoff plan.
                        • SoFi – Open a free high-yield savings account to earn more interest while you save.
                        • Acorns – Start investing your spare change automatically and build wealth in the background.
                        • If this episode gave you an aha moment, don’t forget to leave a review. It helps other women discover the tools to take control of their money too.

                          23 min
                        • 40. Money and Marriage: How to Fight Less and Align More

                          Money is one of the biggest sources of stress in relationships, but it doesn’t have to be. In this episode of the Her Money Mindset Podcast, we’re diving into why couples fight about money, how to shift your mindset so you’re working as a team, and practical tools you can use to reduce conflict and build long-term alignment with your spouse.

                          You’ll learn:

                          💡 Why money fights aren’t really about money at all

                          💡 How to reframe arguments so you’re on the same side

                          💡 The power of weekly “money dates” and sinking funds

                          💡 Communication strategies that build trust instead of blame

                          💡 How to create a shared financial vision that strengthens your marriage

                          If you’re tired of feeling like money is a wedge in your relationship, this episode will give you the tools and encouragement to make money something that brings you closer together.

                          ✨ Ways to Go Deeper with Me:

                          • Book a 1:1 Strategy Call for a personalized action plan
                          • Apply for my Private Coaching Program to transform your money mindset and systems
                          • Open a SoFi High-Yield Savings Account to start building aligned savings today
                          • If you loved today’s episode, don’t forget to leave a review — it helps more women find this show and transform their money mindset.

                            22 min

                          About Her Money Mindset

                          From the publisher's feed

                          Her Money Mindset with Courtney Schweinler is a podcast dedicated to empowering women to take control of their finances and cultivate a healthy relationship with money. Hosted by money coach Courtney…