Hippocratic Hustle

In today’s episode, we chat with Dr. Lynn Marie Morski about Quitting by Design. She is a physician, lawyer, author, speaker, coach, yogi and dancer. She is an expert at strategically quitting things in your life that don’t serve you so that you can follow your true passions and find joy in life doing it. Listen in as she talks about how she got started with her book, coaching business and her podcast too.

In this episode, you will learn:

• How she became a physician, lawyer, author, speaker and coach all in the same lifetime.
• How she decided to write her book and start her business to help people quit!
• The 5 steps to learning how to strategically quit things in your life.
• Why she feels it is important in life to be true to what you are passionate about.
• Why she feels that physicians especially need to be true to their calling or it is bad for their patients as well.
• How she started her podcast and where she sees it going in the future.

Dr. Lynn Marie Morski  is a strategic quitting evangelist. She helps people to and through their quits through her book Quitting by Design and her podcast Quit Happens along with speaking and coaching. She is also a board-certified physician in family medicine and sports medicine, and currently works at the Veterans Administration. In addition, she is an attorney and former adjunct law professor at Thomas Jefferson School of Law. When not doctoring, lawyering, or helping people quit, Lynn Marie can be found doing yoga, playing multiple musical instruments and dancing like everyone is watching.

Links we discussed in the show:

• Check out her website at: Lynnmariemorski.com.
• Her book can be found here: Quitting by Design.
• Her podcast is also found here: Quit Happens.

Quotes from Dr. Lynn Marie Morski:

• “The ultimate freedom is to never be at somebody else’s mercy.”
• “Step one is learning how to tune in to when your body is trying to tell you something.”
• “Nobody wakes up or is born with a guidebook to life.”
• “All the winners have quit many times along the way.”
• “Quitting is actually what the business world calls, “Pivoting.”

Special thank you to this week’s show sponsor: Larry Keller from Physician Financial Services!

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: [email protected]

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

In today’s episode, we chat with Dr. Erica Howe, the founder and creator of The Medical Educator. Listen is as she shares her story of creating her own medical education business that is 100% online so busy physicians can take her courses when they have free time. Also, don’t miss out on hearing all about her Women Physicians Wellness Conference coming in 2019 to the Cayman Islands and how you can be there too!

In this episode, you will learn:

• How she got the idea for her business and started The Medical Educator.
• How she uses her past experience to develop and grow her business.
• Why she also developed her course for negotiation for clinicians.
• How she came up with the idea for her conference: The Women Physicians Wellness Conference.
• Why she feels it is important for women to take time out for themselves to recharge.

Erica Howe, M.D. is the founder and CEO of The Medical Educator, an online platform with the mission of providing online, on-demand courses for clinicians to improve their teaching skills and an annual professional development conference called the Women Physicians Wellness Conference. 

Dr. Howe is a board-certified internist who received her Bachelor of Science degrees in English and Biology and her medical degree at the University of Utah.  She completed her residency and chief residency at Tulane University in New Orleans, Louisiana.  She began her practice at Johns Hopkins University in Baltimore, Maryland.  While at Johns Hopkins, she was given the opportunity to develop curricula for the School of Medicine and the Division of Hospitalist Medicine and her passion for curriculum development and improving the teaching skills of clinicians was born.

Links we discussed in the show:

• Check out Dr. Howe’s website, The Medical Educator for more information on taking her courses or attending her conference.
• Learn more about her conference: The Women Physicians Wellness Conference.

Quotes from Dr. Erica Howe:

• “How could I provide this information to these excited educators where they could learn it anytime?”
• “There are times that we need to have a conversation that is going to be a challenging one.”
• “To take some time away from our busy lives to have those reflective moments.”

Special thank you to this week’s show sponsor: Larry Keller from Physician Financial Services!

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: [email protected]

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

In today’s episode, we talk with Nikki Ramskill, The Female Money Doc! She is the first ever doctor in the U.K. to be blogging about money. Listen in as she shares how she got into debt in the first place and why she feels it is important to share what she has learned about debt freedom, budgeting and investing for your future. She also tells us all about the differences between medical training in the U.K. versus the U.S. and how those differences can affect your financial future.

In this episode, you will learn:

• Why she started the blog after getting into debt and realizing she needed to get her finances in order.
• Why she feels that the space for women talking about finance is opening up and important to our lives.
• How retirement savings works in the U.K. including mandatory pensions.
• How much medical school and training for physicians costs in the U.K. and how their repayment system works.
• What the differences are between medical training in the U.K. versus the U.S.
• Why she chose to switch from OB/GYN to a General Practitioner career.

Nikki Ramskill is a U.K. based physician who has a special interest in how money affects her patients both mentally and physically. She has a wealth of personal experience when it comes to making money mistakes. She is now on a mission to help others avoid the same so they can improve their health and well being.

Links we discussed in the show:

• Find so much more over at The Female Money Doctor Blog.
• Learn more about where Carrie and Nikki met at The Fincon Expo.

Quotes from The Female Money Doc:

• “I’m really passionate about getting women into investing because it just doesn’t happen.”
• “It’s our responsibility to make it easy for people to understand”
• “I want to work for myself independently and choose how I work.”

Special thank you to this week’s show sponsors: Larry Keller from Physician Financial Services!

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: [email protected]

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Carrie's Locums Life, Vol. 2

Here's the second installment of my chronicles of my Locums Journey. Be sure to head back and listen to Vol. 1, Episode 57, if you haven't heard it yet to get the full story. These first few installments were recorded back in September when I first started work as a locums doctor. 

Links we discussed in the show:

• Carrie's Locums Life, Vol. 1
• Check out a previous episode on this topic: Living a Locums Life with Cheri Wiggins, MD.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: [email protected]

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Happy Thanksgiving!!! I hope you all had a LOVELY time with your families and ate LOTS of turkey and all the fixin’s!

Today we welcome back Stephanie Pearson, MD. Stephanie was a guest on the Hippocratic Hustle once before, way back to episode 8! Last time we talked about Disability Insurance, this time we are talking about Life Insurance.

In this episode we will attack these questions:

• Why is Stephanie Pearson so enthusiastic about life and disability insurance?
• How much life insurance do I need to buy?
• When should I buy life insurance?
• What common situations might raise my premium costs?
• Why shouldn’t we wait to buy life insurance?
• What’s underwriting?
• How do Life Insurance companies set their prices?
• What is permanent vs term life insurance?
• What’s up with long-term care insurance?

Special thank you to this week’s show sponsor: PearsonRavitz for all of your physician disability and life insurance needs.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: [email protected]

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

In today’s episode, we chat with the one and only Frugal Physician. She may be anonymous, but her advice on budgeting, saving money and getting on a journey to financial freedom is incredibly helpful and insightful. Listen in as she shares her secrets to paying off debt quickly and gives us so many great money saving tips as well!

In this episode, you will learn:

• How they got started living a frugal lifestyle after inflating their lifestyle right out of residency.
• How quitting her job, and having to ask for it back the same day, inspired her to start paying off debt and living a different lifestyle.
• Why she feels that physicians are so bad at dealing with money, and they need to get their money on track, in order to help their patients as well.
• How they were able to pay off $100,000 in student loan principle in only 6 months!
• Why she feels that making a budget is the key to paying off debt and starting to save and invest.
• How using techniques such as batch cooking to bring your lunch can save you over $2500 a year!
• Why she feels that paying off debt with Gazelle Intensity saves you more money in the long run and keeps you focused on paying it off quickly.
• Lots of techniques she uses to save money on groceries and other daily expenditures.
• How counting macaroni helps her family stay motivated to pay off debt and learn the value of money at a young age.

The Frugal Physician is a mother, a wife, and a Primary Care Physician trained in Internal Medicine living in Upstate New York.  Her family was the typical physician household that inflated their lifestyle right out of residency.  They found themselves deep in student debt and unhappy, even though they supposedly had everything.  Reluctantly at first, they found the utility of frugality, and it turned out to be the best thing that ever happened to them.  Now, they are swiftly making their way out of debt and towards financial freedom and want to share their journey with you.

Links we discussed in the show:

• Check out the The Frugal Physician's Blog.
• Learn more from Jim Dahle, The White Coat Investor.
• Find all kinds of budgeting information at Dave Ramsey's Website.
• Read her blog post about saving more money by paying off debt with Gazelle Intensity.
• Check out some budgeting apps that can help you like YNAB, Mint, and Personal Capital.

Quotes from The Frugal Physician:

• “As long as we had these bills coming in every month, that we had to pay for, we were shackled to our job.”
• “We have no idea where our dollars are going, and we have no idea where our patients dollars are going, and that is the problem with medicine.”
• “With money, you just have to get started, and then you’ll find your own way.”
• “Having a cheat money day is important to keep everyone happy.”

Special thank you to this week’s show sponsors: PearsonRavitz for all of your physician disability and life insurance needs and Johanna Fox Turner at Fox & Company Wealth Management.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: [email protected]

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Today’s Episode is special as it is the start of a brand new series at the Hippocratic Hustle. As many of you may know, Carrie started her Locums Journey this year and she has a lot of great advice and tips for those of you considering doing the same thing. Listen as she tells us all about her travels and how living the locums life has brought her freedom in life, work and finances.

In this episode, you will learn:

• Why she traded her steady job for a locum tenens position.
• How she feels that doing locums work challenges her and keeps her engaged with her career.
• How this lifestyle allows her to take more time for herself, her family and this podcast.
• Why she feels that doing locums is part of her journey to financial freedom.
• How she broke through the stereotypes about locums to start her journey.

Links we discussed in the show:

• Check out a previous episode on this topic: Living a Locums Life with Cheri Wiggins, MD.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: [email protected]

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

In today’s episode, you will meet Dr. Saya Nagori and hear all about her revolutionary business, Simple Contacts. You will hear how she got her business started and how she has used ophthalmologic telemedicine to help over 500,000 patients with their contact lenses. Dr. Nagori’s business is also expanding to provide birth control to women in need who may not have access to it otherwise through Simple Health. Don’t miss out on hearing about her future plans as well!

In this episode, you will learn:

• How Dr. Nagori got involved with and started to develop Simple Contacts.
• How the process works to safely take an online eye exam and order contact lenses.
• Why Dr. Nagori feels that using telemedicine technology can improve a patient’s contact lens practices.
• Where she met her business partners and how they all teamed up to get started.
• How she launched the app formally to the public and started marketing it as well.
• Why some states are not on board with ophthalmologic telemedicine and do not want to approve the use of it in their state.
• How Dr. Nagori and her business have recently raised over 16 million dollars towards her business’ growth.
• Nagori and her team are now expanding the business to provide birth control through telemedicine as well through their new site: Simplehealth.com.
• How she manages to be a physician, wife and entrepreneur all at the same time.

Dr. Saya Nagori completed her undergraduate training at Villanova University where she earned her Bachelor of Science degree and was a Presidential Scholar. She then attended Drexel University College of Medicine where she was a recipient of the Arnold P. Gold Foundation Fellowship for her work in patient education in regards to diabetic eye disease. Dr. Nagori completed her ophthalmology residency program at St. Luke's and Roosevelt Hospital System in New York City where she was Chief Resident. She then completed a Glaucoma Fellowship at the Kresge Eye Insitute in Michigan. Dr. Nagori most recently was a glaucoma specialist and anterior segment surgeon, performing both cataract surgery as well as surgery for glaucoma at NYU School of Medicine. In the summer of 2015, Dr. Nagori joined Joel Wishkovsky and Ryan Quigley to found Simple Contacts. She is currently setting up her own practice in the Washington, D.C. area and will be open for business in the next few weeks.

Links we discussed in the show:

• Check out Dr. Nagori’s business to simplify your contact ordering experience at: Simplecontacts.com.
• Listen in on one of Carrie’s favorite podcasts and blogs: Affordanything.com.
• Learn more about how to start your own business at: Startupweekend.org.
• Find out more about her new venture to provide birth control through telemedicine at: Simplehealth.com.

Quotes from Saya Nagori, MD:

• “For a lot of patients this is a very useful service because their prescription isn’t changing.”
• “There are ways we can use technology to improve patient adherence to good contact lens practices.”
• “It is incredible as to how sophisticated it has become over 2.5 years.”
• “Just getting patients what they need without them having to jump through hoops to get it.”

Special thank you to this week’s show sponsors: PearsonRavitz for all of your physician disability and life insurance needs and Johanna Fox Turner at Fox & Company Wealth Management.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: [email protected]

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Today Lawyer Ann Bittinger, JD is chatting with me about tons of stuff that affects almost ALL physicians. Ann Bittinger is an attorney who helps make sure physicians' employment agreements don't stand in the way of getting what they want out of life. A specialist in healthcare law, for 20 years she has worked both sides of the physician employment agreement: employer and employee. She is a mom of three, law firm owner, and physician advocate. Hiding out in Jacksonville, Florida, she is a frequent speaker at health law conferences.

Thanks to our sponsor this week, Set for Life Insurance! If you are in need of a life or disability insurance, or if you need a second opinion to be sure you are insured appropriately, call Jamie Fleischner at Set for Life! 

We chat about:

• How binding are Letters of Intent?
• Are Physician contracts REALLY non-negotiable?
• Besides salary, what other benefits can we ask for?
• Tips for salary negotiation
• Non-Compete clauses in Physician Contracts
• What makes a non-compete "enforceable" vs "non-enforceable"
• How to get the non-compete clause OUT of your contract
• Learn about Dr. Tummala who fought his Non-Compete in Florida
• What is Tail Malpractice Insurance and when do you need it?
• Strategies you can use to save money on Tail Insurance
• RVUs vs Eat What you Kill payment models

In today’s episode, we speak with Michelle Finkel, MD, owner of Insider Medical Admissions and Emergency Medicine Physician. She tells us all about how she got her business started, and how she has helped over 1000 applicants improve their candidacies for medical school, dental school, residencies and fellowships over the past 11 years. She also explains how she balances being a busy wife, mother, business owner and physician.

In this episode, you will learn:

• Why Dr. Finkel decided to start her business and how she got it up and running.
• How she ventured into the writing world and uses that to help her applicants.
• How she juggled her life as a wife, mother and physician and grew her business at the same time.
• Why she feels outsourcing is important to grow your business.
• How the medical admissions process has changed over time and become more competitive.
• Why she thinks having your own business offers autonomy but she still chooses to practice medicine part time.
• How she uses all of her skills in writing and medicine to help applicants achieve their goals.
• Why she feels that women specifically need to be less humble and learn how to showcase their accomplishments.

Dr. Finkel is a graduate of Stanford University and Harvard Medical School. On completing her residency at Harvard, Dr. Finkel was asked to stay on as faculty at Harvard Medical School and spent five years teaching at the world-renowned Massachusetts General Hospital. She was appointed to the Assistant Residency Director position for the Harvard Affiliated Emergency Medicine Residency where she reviewed countless applications, personal statements and resumes. In this role, she also interviewed applicants and made key admissions decisions. For over nine years Dr. Finkel trained medical students, residents, and fellows, yielding her three Harvard Medical School faculty teaching and mentorship awards, including Best Faculty Mentor. Dr. Finkel is currently a board-certified, practicing Emergency Physician.

Links we discussed in the show:

• Find out more about Michelle and all of her services at Insider Medical Admissions.
• For more information about the AAAS Mass Media Fellowship.
• Check out Michelle’s stop animation video series Guru on the Go.
• Find out how to get things done cheaply and easily for your business using Fiverr.com.
• Read Dr. Finkel’s article she wrote for StudentDoctor.net: How I Stitched Together My Own Golden Parachute.

Quotes from Michelle Finkel, MD:

• “Part of my goal is to help people find their path, calm them, let them know other people are stressed out.”
• “I have this autonomy, I have this flexibility, and it’s really liberated me from some of the drawbacks of Emergency Medicine.
• “What’s wrong with her wanting to have a balance in her life?”
• “If you have happier employees, you get better quality of work.”
• “It’s our job to showcase our accomplishments, to be persuasive and to be memorable.”

Special thank you to this week’s show sponsors: PearsonRavitz for all of your physician disability and life insurance needs and Johanna Fox Turner at Fox & Company Wealth Management.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: [email protected]

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!