$HMONEY Radio

“This is an industry problem. $HMONEY says everything about the positioning.”  - Julien Brault

It’s financial literacy month here in Canada and to honour that along with our very first partnership, host @anastasiabarbuzzi is joined by Julien Brault on today's show, founder of the Montreal born & bred fintech company, Hardbacon. 

We're thrilled to be partnering with Hardbacon in an effort to address the gender finance gap and empower women through both our platforms. We're also happy to say that as a male-led company, Hardbacon supports $HMONEY's mission of revolutionizing the rhetoric. 

Hardbacon is committed to helping all Canadians make better financial decisions and achieve their goals. You can download their mobile app to connect all of your accounts and easily plan, budget and invest. Hardbacon also allows you to compare different financial services such as credit cards, bank accounts, online brokers and robo-advisors.

Overall, Hardbacon is a wealth-filled resource for information and so is Julien. In this episode we discuss his career as an entrepreneur, women’s financial literacy and how he hopes to address it through his startup, and so much more. 

If you want to check out Hardbacon for yourself you can head to www.hardbacon.ca. If you enter your phone number on their site they’ll even send you their app for free via text!

Plus, follow along with Julien and Hardbacon on Instagram.

Don't forget to check out our expertly curated gift guide for Christmas (or anytime)! Special offers inside.

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"So much of the money media aimed at women is focused on budgeting and couponing and shopping, and really, women are making all kinds of bigger financial decisions too, like what mortgage to get or what makes sense for their family in terms of savings priorities."  - Kim Palmer

According to NerdWallet's 2021 Holiday Shopping Report, 29% of people are still paying off their holiday shopping debt from last year. You probably don't want to be one of those people going into yet another holiday season. That's why Kim Palmer, a published author and personal finance expert with 20 years of experience, is on the podcast to share her best advice with you just in time for the Christmas craze.

Kim has been featured on the Today show and in The New York Times among other notable publications and broadcast networks. NerdWallet's sole mission is to help everyone feel confident about making smart financial decisions and $HMONEY Radio is happy to help the platform announce its launch in Canada in collaboration with Kim. In this episode she gives you the scoop on:

• Fall being the perfect time to review your finances
• Best approaches to the "holiday panic" 
• How to de-stress your shopping experience
• Getting organized and tools to use
• What to do/expect in the event of supply chain issues and delays
• Store credit cards and sign up bonuses
• Trending gifts this season

Check out some of Kim's favourite holiday shopping tools like the Honey browser extension Santa’s Bag.

To follow along with Kim, tap or click here.

To learn more about what NerdWallet has to offer, tap or click here.

Don't forget to check out our expertly curated gift guide for Christmas (or anytime)! Special offers inside.

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Taking the high road is very important when somebody is crass or somebody already discounts you because you're a woman."  - Andréa Bernholtz

On this episode of the #FoundingFemme series, host @anastasiabarbuzzi welcomes SWIMINISTA founder Andréa Bernholtz. Andréa was once at the helm of the iconic denim brand Rock & Republic and solely established the low-rise jean trend with the help of her celebrity clientele (Victoria Beckham being her poster girl). Today R&R's bejewelled pocket emblem is instantly recognizable but so are Andréa's SWIMINISTA swimsuits, their sustainable designer appeal resembling the attainable luxury that R&R once possessed. 

Anastasia and Andréa talk running a multimillion-dollar company as a young mother, working with the stars, starting a new brand once you've already brought an iconic one to the table, fashion's sustainable future, and so much more. Andréa is a strong figurehead that's inspired a generation of female entrepreneurs so listen to this episode if you want to follow down her path and learn from the best.

About the series: If you want a BTS, insider look at how superwomen across industries came to live their dreams by doing their jobs - on their own terms - #FoundingFemme is for you. Learn just what it takes to start, grow, and sustain a company more than just financially from some of the biggest players in fashion, beauty and wellness. Plus, dive deep into the motivations, come up stories, and daily grinds of female founders who are on a mission to revolutionize the way we see and do things for the better.

To follow along with Andréa and SWIMINISTA, check them out on Instagram here and here.

To check out SWIMINISTA's collection of swimwear, click here.

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Ketsa, High-Vibe / Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"You can have anything you want, but you can't have everything you want."  - Shari Greco Reiches

When it comes to personal finance, those are the words that Co-Founder of Rappaport Reiches Capital Management, Shari Greco Reiches, stands by. Shari has always wanted to make a difference and she's found a way to do so through teaching women how to invest their time and money in what they value most. 

Shari has more than 30 years of experience in wealth management and behavioural finance and she's the architect of her firm's Maximize Your Return on Life Solution, which aligns clients' financial planning with their core values—a key teaching in this episode.

Not to mention, Shari is a highly sought after speaker and her advice has been featured on CNBC.com, U.S. News & World Report, RealSimple.com, and Parade.com. Her company currently has $700 million under management and she was recognized in the Women in Wealth section of Fortune magazine.

Today on $HMONEY Radio, Shari and host @anastasiabarbuzzi discuss the following:

📖 What inspired her to write her first (new!) book, Maximize Your Return on Life: Invest Your Time and Money in What You Value Most

✅ The top 10 items that every woman should know about her finances

💭 Your early and profound memories of money and how they shape your relationship with it today

💚 How to identify your core values and let them guide you in important decisions

💰 How to save in uncertain times

🧹 A home clutter quiz

...and more! Listen and learn how to organize your life and finances for good.


To grab your own copy of Shari's book, click here!

To follow along with Shari, her blog and Rappaport Reiches Capital Management, click here.

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“Consumers have been misinformed for so long to think that they associate higher price points with more effective formulas, but I think that we’re here to change the game and be like, no, you don’t have to feel like you’re spending beyond your means to have really nice skin."  - Connie Lo

On this episode of the #FoundingFemme series, host @anastasiabarbuzzi welcomes co-founder of Three Ships Beauty, Connie Lo. Connie and her partner Laura Burget launched Three Ships when they were just 23 years old with $4,000. Today, Three Ships is one of the most successful transparent skincare brands on the market and she's here to tell you how they did it.

Hint: It all comes back to having a purpose. According to Connie, “If it was about the money, we’d be doing something much more lucrative than affordable skincare”.

About the series: If you want a BTS, insider look at how superwomen across industries came to live their dreams by doing their jobs - on their own terms - #FoundingFemme is for you. Learn just what it takes to start, grow, and sustain a company more than just financially from some of the biggest players in fashion, beauty and wellness. Plus, dive deep into the motivations, come up stories, and daily grinds of female founders who are on a mission to revolutionize the way we see and do things for the better.

To redeem your exclusive Three Ships discount code, enter $HMONEY15 at checkout on www.threeshipsbeauty.ca!

Check out Three Ships on Instagram @threeshipsbeauty

Follow along with the Three Ships co-founders on Instagram @itsconnielo & @lauraaburget

Connie's faves: How I Built This with Guy Raz, Never Split the Difference: Negotiating As If Your Life Depended On It  by Chris Voss

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Ketsa, High-Vibe / Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"I think we have this really romantic view of what working in fashion is like... so like, are you really cut out for this? Do you really want this?"  - Elise Gasbarrino

Fun fact: You don't have to be a millionaire, a member of the press, or someone "important" to experience all that NYFW has to offer. @elisegasbarrino, @style_canada's Editor-in-Chief, confirms it.

We asked you earlier this week via Instagram if you were curious about what it truly costs to attend NYFW—being that it's "fashion month"—and you replied with a resounding yes. So, host @anastasiabarbuzzi invited her dear friend and former colleague, (you guessed it, Elise!), onto the show.

Having just returned from NYFW herself, Elise takes you BTS and gives you her best tips & tricks for everything to do with the industry's biggest, baddest, most dreamed about event. From getting in to shows to budgeting for brunch, she's got you covered. This ain't her first rodeo.

Plus, Anastasia and Elise chat working at the likes of Oscar de la Renta and Burberry, working together at STYLE, starting out for future hopefuls, and so much more.

To follow Elise, click here. If you want to check out STYLE Canada, head over to www.style.ca.

For more NYFW coverage and real-life experiences, head over to @style_canada.

To listen to STYLE Canada's podcast, Let's Talk About, click here.


To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"I love to see a woman on top. I love to see financially independent women because I've been around women in my life who did rely on a partner, a spouse, and you never know what happens."  - Rame Marie

Today on $HMONEY Radio, host @anastasiabarbuzzi is joined by her BFF, @r._.ame. Rame and Anastasia have been inseparable since their high school years and never fail to loop each other in on a good read. In this episode they give you the rundown on personal finance expert and bestselling author David Bach's The Latte Factor, a short story that puts how wealthy you truly are into perspective. They weigh the pros, cons, reviews, and everything in between.

Be sure to cast your vote on whether or not Anastasia and Rame continue on with Book Club via Instagram! P.S: look us up on Goodreads.


For more about The Latte Factor and to purchase your own copy, head to https://www.thelattefactor.com.

To check out David Bach's other books on personal finance for women, click here.

To listen to David Bach's Latte Factor podcast, click here.

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“Get ready to throw all of your conventional ideas out the window about how much money is required to start, market, and run a business. There’s only room for innovation from here.”

NEW SERIES ALERT! 🚨

Have you ever dreamed of working for yourself, being your own boss and the creator of your own schedule? Do you have an interest in pursuing entrepreneurialism and business? 

The one thing host Anastasia Barbuzzi believes is missing is utter transparency from some of the most innovative, successful people in “the biz”. So, if you want an in-depth, BTS, insider look at how superwomen across industries came to live their dreams by doing their jobs - on their own terms - #FoundingFemme is for you.

Learn just what it takes to start, grow, and sustain a company and brand more than just financially from some of the biggest players in fashion, beauty and wellness. 

Plus, dive deep into the motivations, come up stories, and daily grinds of female founders who are on a mission to revolutionize the way we see and do things for the better.

- Coming Sept. 2021 -

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Ketsa, High-Vibe 

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

🚨 ATTN: Following the publishing of this episode, $HMONEY will be on summer vacay until Sept. 1, 2021  🏖️

One thing you might not know about host @anastasiabarbuzzi is that she's spent her career as a journalist highlighting all the best in beauty, fashion, health & wellness, writing for some of North America's top magazines and online publications that fall under the 'lifestyle' umbrella.

Today Anastasia's the managing editor of two digital platforms that feature and review all the best brands and products on the market, from luxury wares to more practical goods.

Before she heads off on a much needed summer vacay with $HMONEY, she's here to give you the juice on her favourite SUMMER SKIN $AVERS. Emphasis on $AVERS, 'cause not only is $HMONEY here to provide savvy personal finance tips, it's here to make indulging in beauty & self-care more affordable and accessible for everybody.

What else could make it more enjoyable?

To learn more about the brands and products Anastasia mentions in this episode, check out the links below or head to $HMONEY's blog, The Ledger,  for all the details.

Midnight Paloma Facial Dry Brush  |  Amazon Facial Cups  |  Rodan + Fields Reverse Deep Exfoliating Cleanser  |  SACHEU Beauty Stainless Steel Facial Roller  |  Fika Beauty Grapefruit Glow Body Scrub  |  Fika Beauty Coco Glow Lip Scrub  |  Evio Beauty Lip Serum  | Boscia Peptide Youth-Restore Firming Body Serum | Dr. Dennis Gross Hyaluronic Marine Oil-Free Moisture Cushion

*Note: This episode is completely unsponsored. All of the brands and products mentioned have been tried & tested by Anastasia over the course of the summer and they are simply ones that she's fallen in love with 💚

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"What if there were a way to achieve financial freedom and live your dreams, without taking big risks or making drastic changes?"

After reading about David Bach's The Latte Factor, host Anastasia Barbuzzi was inspired to create a series on millennial money habits. Whether you're living paycheck to paycheck, or simply want to do better financially, this series is for you.

Today on the show, Anastasia enlists the help of financial coach Donya Khandan to answer the five most common questions that millennials and Gen Z’s have about money and personal finance today.

Follow guest advisor Donya on Instagram for more entertaining personal finance content!

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).