How many people have searched for a home, found the perfect place, and then learn there is an HOA?  Ryan share a story of a man who is fighting his over his view on safety.  Following that, Ryan examines whether internet addiction is a real thing with Leigh Richardson from the Brain Performance Center in Dallas.  After that, Ryan examines spousal credit dos and don'ts with credit expert Ted Rossman.  Rounding out this hour, Ryan breaks down why a sin tax on video games in Pennsylvania will not reduce the number of people playing them.