Thinking about buying a home but unsure where to start? 🤔🏡 In this episode of HomeBuying 101, host Francisco Gonzalez sits down with Bianca Betancourt from AZ & Associates to break down everything first-time buyers need to know.

✅ Do you really need 20% down?
✅ What credit score do you need to qualify?
✅ How do down payment assistance programs work?
✅ Renting vs. Buying—what makes the most financial sense?

Bianca shares real stories of first-time buyers who thought they couldn’t qualify but ended up getting into homes with little to no money down! Plus, we talk about market trends, new build incentives, and how to navigate today’s real estate landscape.

🎧 Tune in now to learn how YOU can stop paying rent and start building wealth!

📲 Have questions? DM @Francisco.E.Gonzalez or @_BiancaBetancourt to start your homeownership journey!

Thinking about buying a home but don’t know where to start? 🤔🏡 In this episode of Home Buying 101, host Francisco Gonzalez sits down with Lucy from HomeSmart to break down everything you need to know about the home-buying process—from securing a great real estate agent to understanding market trends and why NOW is the time to buy!

🔑 Key topics we cover:
✅ Lucy’s journey from retail to real estate 🛍➡🏡
✅ The truth about today’s housing market & interest rates 📈
✅ Why waiting to buy could cost you MORE 💰
✅ How to find the right real estate agent 🤝
✅ The biggest mistakes first-time buyers make ❌
✅ Why you should NEVER visit a new build without an agent 🚧
✅ The difference between home insurance & home warranties 🏠🔍

Whether you're a first-time buyer or just thinking about homeownership in the future, this episode is packed with expert advice to set you up for success. 🎧

🎯 Ready to start your home-buying journey? Connect with Lucy at 📲 (623) 523-3290 or on Instagram @azrealtorlucy.

📢 Don’t forget to follow & subscribe for more home-buying tips! 🎙️

In this episode of 'Homebuying 101,' we sit down with John & Stephany Rodriguez from Level Up Firm to dive deep into the world of credit repair. Discover why fixing your credit is a crucial step toward achieving homeownership and how it can impact your buying power. Whether you're a first-time buyer or looking to improve your financial health, this episode is packed with valuable insights to help you on your journey.

Don’t miss out on these essential tips for securing your dream home!Watch the full discussion on YouTube or listen on your preferred podcast platform by clicking the links in our Linktree.

https://linktr.ee/greenplanetinsurance

John & Stephany Rodriguez
Level Up Firm
(623)213-4436
IG: @creditbyjr
IG: @creditbysteph
www.thelevelupfirm.com

Season 2 Episode 3- Home Search Process

We talk with David & Luz Villalvazo from AZ & Associates about the home search process and becoming a homeowner.

If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.

https://linktr.ee/greenplanetinsurance

David & Luz Villalvazo
Lyons Real Estate Group at AZ & Associates
(623) 814-1015
(602)469-5830
IG: @Realtor.Barber.David
IG: @ArizonaRealtor_Luz

Season 2 Episode 2- Getting Prequalified

We talk with Mario Nevarez about homebuying and the prequalification process.

If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.

https://linktr.ee/greenplanetinsurance

Mario Nevarez 
(480) 375-0908 
www.ctc-mtg.com 
IG: @ClearToCloseMortgageOfficial 
Clear To Close Mortgage 
NMLS ID 2571024 AZ MB 1050829
"WE DON'T SAY NO, WE SAY WHEN"

Season 2 Episode 1- Buyer's Consultation

We talk with Iris Beas from eXp Realty about home buying and the buyer's consultation process.

If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.

https://linktr.ee/greenplanetinsurance

Iris Beas
Beas Home Group at eXp Realty
 (623) 293-6902
IG: @Irisbeas.realtor
Tik tok: @Tuazrealtor

Podcast Episode 28- Let's Talk Home Warranty

We talk with Heather Darin from Super Home Warranty about what is home warranty and why it is important for a homeowner to obtain a home warranty plan.

If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.

https://linktr.ee/greenplanetinsurance

Heather Darin
Super Home Warranty
(517)256-7723
IG: @heatherdarin

Podcast Episode 27- Deja de Alquilar, Compre Casa

Hablamos con Johana Saenz de AZ & Associates sobre el mercado actual de bienes raices y el proceso de hacer dueño de casa.

Si desea escucharlo en su servicio de podcast preferido, haga clic en los enlaces de nuestro Linktree.

https://linktr.ee/greenplanetinsurance

Johana Saenz
AZ & Associates
(623)313-0859
IG: @johana.realtor

Podcast Episode 26- Precalificando Para Un Préstamo de Casa

Hablamos con Kimberly Davalos-Perez de Fairway Independent Mortgage sobre el mercado actual de bienes raices y el proceso de precalificando para un préstamo de casa.

Si desea escucharlo en su servicio de podcast preferido, haga clic en los enlaces de nuestro Linktree.

https://linktr.ee/greenplanetinsurance

Kimberly Davalos-Perez
Fairway Independent Mortgage
(623)241-0427
NMLS 1707925
IG: @Lender_Kimberly

Podcast Episode 25- Platica de Bienes Raices Con Mario

Hablamos con Mario Beltran de DeLex Realty sobre el mercado actual de bienes raices y el proceso de hacer dueño de casa.

Si desea escucharlo en su servicio de podcast preferido, haga clic en los enlaces de nuestro Linktree.

https://linktr.ee/greenplanetinsurance

Mario Beltran
DeLex Realty
(602)872-6797
IG: @mario_beltran_realtor