Homeowner AF: The Canadian First Time Homebuying Podcast

Homeowner AF: The Canadian First Time Homebuying Podcast

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Homeowner AF: The Canadian First Time Homebuying Podcast episodes

  • Timing The Market With Alex Mohr

    In this week's episode, Brianna and Alex, a fellow mortgage agent, chat about timely topics affecting mortgage holders and homebuyers in the Spring of 2024.

    Connect with Alex 

    •  Instagram @Alex_Mohr

    If you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedback helps us reach more listeners like you!

    Specific Questions?  Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    22 min
  • Boutique Service at No Cost To You: How to Get Your Best Rate This Spring

    In this episode, discover the benefits of working with a mortgage agent for Canadian first-time homebuyers. Learn why rate shopping without guidance is unwise and explore:

    • Why a mortgage agent is essential for your credit: Understand the pivotal role of a mortgage agent in safeguarding and optimizing your credit score.
    • The value of post-close support: Delve into the importance of access to support post-close and beyond for first-time homebuyers, and how a mortgage agent provides ongoing assistance.
    • Saving time and money: Learn how partnering with a mortgage agent can streamline the homebuying process, ultimately saving you both time and money.

    Join Brianna's Email List for Exclusive Updates:
    Sign up here: https://briannagoslinmortgages.myflodesk.com/emailsignup

    Specific Questions?  Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    9 min
  • How Much Cash Do I Need To Close?

    Congratulations! You've saved your downpayment, and you're ready to buy... but how much more cash will you need to close on your first home purchase? Listen in to learn:

    • How to determine your minimum downpayment amount
    • How to calculate your closing costs
    • How much cash you need to close your first purchase


    Resources:
    Check out this minimum downpayment calculator:
    https://www.ratehub.ca/mortgage-down-payment 

    Join Brianna's Email List for Exclusive Updates:
    Sign up here: https://briannagoslinmortgages.myflodesk.com/emailsignup

    Specific Questions?  Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    6 min
  • Should I Choose A Fixed Rate or Variable Rate Mortgage in 2024?

    Fixed or variable rate mortgage in 2024? Which one is right for you? In today's episode, Brianna explains:

    • how the fixed interest rate is determined
    • how the variable interest rate is determined
    • pros and cons of each mortgage product

    PLUS

    • Which mortgage product first time homebuyers are choosing most often in March 2024.

    Join Brianna's Email List for Exclusive Updates:
    Sign up here: https://briannagoslinmortgages.myflodesk.com/emailsignup

    Specific Questions?  Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    13 min
  • How To Plan Your Purchase Price

    Did you know that what you qualify for, may not be what you can actually afford? Listen in to learn more.

    Book a Call with Brianna:

    Schedule your consultation here: https://calendar.app.google/X1Tv2yHfUtSCuRvp8

    Join Brianna's Email List for Exclusive Updates:
    Sign up here: https://briannagoslinmortgages.myflodesk.com/emailsignup

    Specific Questions?  Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    9 min
  • 3 Strategies My First Time Homebuyer Clients Used in 2023

    2023 was a rough year for first-time home buyers, yet most of my clients were first-time buyers! Curious about how they did it?

    My buyers leveraged:

    • Gifted Downpayment
    • The Canadian Homebuyer's Plan and The First Home Savings Account
    • Cosigners and Guarantors

    Join Brianna's Email List for Exclusive Updates:
    Sign up here: https://briannagoslinmortgages.myflodesk.com/emailsignup

    Specific Questions?  Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    9 min
  • Offer Accepted! Now What?

    You've gone house hunting, 

    you've found " The One", 

    you've submitted your offer

    and finally,

    OFFER ACCEPTED! But what's next? Listen in to learn:

    • What happens before fulfilling the condition of financing
    • What a lender is looking at during the condition of financing
    • Why you may still need to submit documents to your mortgage professional at this time
    • How much you should save for closing costs

    Join Brianna's Email List for Exclusive Updates:
    Sign up here: https://briannagoslinmortgages.myflodesk.com/emailsignup

    Specific Questions?  Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    8 min
  • Falling Interest Rates and Multiple Offers: Why you STILL Need a Pre-Approval in the Spring 2024 Market

    In this timely episode, Brianna talks about the role of proper pre-approval in the first homebuying process as it pertains to the Spring 2023 market. Listen in to learn:

    • What's going on in the Real Estate Market right now
    • The offer process
    • How to prepare for a multiple-offer situation
    • How Brianna works with First Time Homebuyers, (AND gives them a competitive edge in multiple offer situations)

    Join Brianna's Email List for Exclusive Updates:
    Sign up here: https://briannagoslinmortgages.myflodesk.com/emailsignup

    Specific Questions?  Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    10 min
  • House Hacking, Homebuying in Sudbury and Ten Dollar Building Lots with Emily Cerilli

    Emily Cerilli aka @sudburyrealtor.emily, visits the pod to chat:

    • The Sudbury, Ontario market and the opportunities that exist in the Northern community
    • HOUSE HACKING: What it is, and why you should explore this opportunity to add income to your mortgage application and get into the market quicker. 
    • Cochrane’s $10.00 building lot offering
    •  First-time homebuyer mindset

    Connect with Emily on Instagram @sudburyrealtor.emily

    Join Brianna's Email List for Exclusive Updates:
    Sign up here: https://briannagoslinmortgages.myflodesk.com/emailsignup

    Specific Questions?  Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    23 min
  • Husmates and Co-Ownership with Lesli Gaynor and Parimal Gosai

    Lesli Gaynor and Parimal Gosai, realtors and creators of the Husmates app, drop in to chat:

    • the benefits of co-ownership and the diverse opportunities that open up with this model of homebuying
    • how it works and where to start
    • What’s next for Husmates and what we need now in Canada to promote more affordable housing


    Check out Husmates: https://www.husmates.com/ 
    Connect with Parimal @parimalgosai on Instagram
    Connect with Lesli @gaynorlesli on Instagram

    Specific Questions?  Ready to get started?
    Book a free call with Brianna: www.Bricallme.com

    Join my mailing list: https://briannagoslinmortgages.myflodesk.com/mortgagebites

    Website: http://www.briannagoslinmortgages.com
    Instagram: https://www.instagram.com/briannagoslinmortgages
    Facebook: https://www.facebook.com/brianna.goslin.mortgages
    LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    26 min

About Homeowner AF: The Canadian First Time Homebuying Podcast

From the publisher's feed

Welcome to Homeowner AF: The Canadian First Time Homebuying Podcast, the ultimate resource for first-time homebuyers in Ontario and across Canada. Hosted by experienced mortgage agent Brianna…