Homes & Loans

How does a divorce affect your mortgage? In this episode of Homes and Loans, host Alice Alvey welcomes Carrie Goldring, an expert in divorce mortgage planning. Carrie sheds light on critical considerations for individuals navigating separation or divorce, particularly when it comes to managing mortgage applications and home ownership transitions. Whether you're in the midst of a divorce or planning for potential changes in homeownership, this episode equips you with the knowledge to navigate the complexities with confidence. 

Curious about FHA loans and how they can benefit you? Join host Alice Alvey on the Homes and Loans Podcast as she discusses the top five reasons why FHA mortgages are a game-changer in the homebuying market. From accommodating lower credit scores to accepting diverse income sources like overtime and bonuses, FHA loans offer flexibility that conventional loans often don't. Learn why FHA financing could be the right choice for your next home purchase journey. 

What is considered a stable income? How long do you need to have a job before qualifying for a loan? In this episode of Homes & Loans, National Account Executive Julie Conley breaks down the myths of two-year job requirements in mortgages. From tax returns to side gigs, find out what lenders really look for. 

What does title insurance do for you as a homebuyer?  Discover the ins and outs of title insurance in this episode of Homes & Loans featuring Kim Croftcheck, President of Mutual Title Agency. With over three decades of experience, Kim shares insights on how title insurance shields homebuyers from unexpected property ownership issues. 

In this episode, we break down the advantages of choosing a construction loan over traditional home buying methods. From flexibility in design and features to potential cost savings, our expert guest Bill DeCapua sheds light on why now might be the perfect time to consider building your dream home. 

Wondering how much money you really need to buy a home? Join Alice Alvey on the Homes and Loans Podcast as she chats with Tracy Rich, Senior Loan Officer, about affordable paths to homeownership, down payment strategies, and leveraging grants to make your dream home a reality.  

In our second episode of Homes & Loans, join our VP of National Business Development, Brian Smith, as he discusses essential considerations for future homeowners. From mental readiness to financial preparedness, discover what it takes to qualify and thrive as a homeowner. 

Welcome home to our debut episode of Homes & Loans!

Join us in this special Juneteenth episode of Homes & Loans as Chrishawna Cunningham, Diversity and Inclusion Officer at Union Home Mortgage, shares her journey to becoming a homeowner at a young age. From navigating financial challenges to leveraging community resources, discover invaluable tips on achieving homeownership and celebrating freedom. 

Welcome to the Homes and Loans podcast, brought to you by Union Home Mortgage. The show that simplifies the mortgage industry and gets you ready for homeownership. Union Home Mortgage is an equal housing lender, NMLS 2229.