Student loans don’t automatically disqualify you from buying a home — but how lenders calculate your monthly payment can make or break your approval. In this episode of Student Loans & Mortgage Approval, we break down what lenders actually count for DTI, how different repayment plans show up in underwriting, and the real moves borrowers can make to get mortgage-ready even with student debt.

Guest: Dr. Sonia Lewis — The Student Loan Doctor

Instagram: @thestudentloandoctor

Want a mortgage game plan built around your actual numbers?

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Step inside 656–660 Cascade Ave SW — a rare triplex in Atlanta’s historic West End/Cascade area. In this Keys to the Market breakdown, we tour the property, walk through the unit mix, and talk through what makes this kind of multi-family setup so valuable for both buyers and investors.

Property highlights:

Triplex with multiple unit types and flexible layout potential

Tenant-occupied (income-producing) — showings by appointment only / do not disturb tenants

Ample off-street parking

Prime West End location near shops, dining, and the business district

We cover what to look for on a triplex tour, how to spot upside in the layout, and the types of strategies buyers and investors use to make a property like this perform.

Guest: Arnee Harrison — @theownersuite

For private showing requests and financing options, reach out directly through my channels.

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Shadija Romero says she shouldn’t have been evicted after occupying a DC home — and she’s now taking her case to social media.

But the court already ruled.

Law enforcement enforced the eviction.

And the internet? They’re not buying the victim act.

In this reaction, I break down:

What Shadija Romero claims happened

What the DC court actually ruled

Why she was found not to have tenant rights

How squatter loopholes are being exploited — and where they stop

This isn’t about feelings or narratives.

It’s about property rights, legal facts, and accountability.

👇 Comment below:

Did the system fail her — or did it finally work?

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A D.C. homeowner rented her property for what was supposed to be a short-term stay — and ended up locked out of her own home.

In this video, we break down the full saga involving homeowner Rochanne Douglas and occupant Shadija Romero, after a D.C. judge ruled that Romero does not have tenancy rights and upheld the agreement requiring her to leave the property.

According to reports, a local D.C. law grants full tenant rights after just 30 days of occupancy. Douglas alleges that this loophole was exploited, allowing the occupant to remain in the home for months without paying rent — while the homeowner continued covering the mortgage, utilities, and mounting legal fees.

We cover:

• How a short-term rental turned into a months-long legal battle
• The 30-day rule and how tenant rights are triggered in D.C.
• The homeowner’s eviction attempts and emergency court hearings
• Allegations surrounding social media posts showing travel while the dispute was ongoing
• The final court ruling and Romero’s statement to 7News confirming she would be leaving

This case has reignited a heated debate around tenant rights vs homeowner protections, short-term rentals, and whether current housing laws are being abused.

Do you side with the homeowner or the occupant — and why?

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The Fed just cut rates another 0.25% — but the real story isn’t the rate cut.

Today the Federal Reserve quietly signaled the start of a MAJOR shift that’s about to shape the 2026 housing market, mortgage rates, and your ability to buy real estate.

In this livestream, MG The Mortgage Guy breaks down:

🔥 What really happened to mortgage rates TODAY after the Fed announcement

🔥 Why the Fed’s new economic projections matter for 2026 buyers

🔥 The $40B Treasury purchase program the media is ignoring (QE-Lite)

🔥 How rising unemployment & cooling inflation push mortgage rates even lower

🔥 2026 Fannie Mae loan limit increases & what they mean for your buying power

🔥 Redfin’s list of the hottest housing markets for 2026 — and the ones cooling down

🔥 What smart buyers & investors should do BEFORE rates hit the 5’s

If you want to buy a home, invest, or position yourself for the next real estate cycle… this is REQUIRED watch.

IF YOU'RE READY TO GET PRE APPROVED CLICK THE LINK BELOW

https://docs.google.com/forms/d/e/1FAIpQLSeK5tXTDU5jmeNPToqByawSZS_7EsE3Bz2JQEaJLV81QtORog/viewform

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Home equity investment companies like Hometap, Unison, and Point are coming for homeowners who want fast cash with no monthly payments. But what’s the real cost? In this video, I break down exactly how these equity-sharing agreements work, why investors are targeting your home equity, and the traps most people never see coming.

Most homeowners only hear: “No payments. No interest. Quick money.”

But they never hear the part about giving up future appreciation, balloon payouts, refinancing restrictions, or how these companies profit when your property value goes up.

I’ll walk you through:

How home equity investments actually function

The math behind your payout vs. their cut

Why these companies love rising home prices

When an HEI makes sense — and when it’s a terrible move

Real examples of how much you could owe at the end

How investors can use this strategically without getting burned

If you’re thinking about tapping your home’s equity… watch this before you sign anything.

📌 WANT TO LEARN REAL ESTATE THE RIGHT WAY?

Join my next live class, bootcamp, or mentorship at:

👉 https://mgbootcamp.com

📞 NEED FUNDING OR HAVE A DEAL?

Connect with me directly.

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Today I sat down with Nick J. Gouché, Founder of Nation of Homeowners and one of the most respected division leaders and loan officers in the country. Nick has dedicated his career to closing the wealth gap by helping families build long-term wealth through homeownership.

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In this episode we break down why the life insurance business quietly creates more millionaires than real estate and how you can get in the game from scratch.

My guest, Ellis Suazo, is the Co-Founder of The Wealth Academy and a top leader with PHP Agency in Atlanta. He went from corporate America to building a multiple six and seven-figure business in life insurance, leading an agency and developing new agents into top producers.

In this conversation we cover:

– Why life insurance has more millionaire earners than most sales careers

– What it really takes to get licensed and start closing deals

– The exact math to get from $0 to $100K, $500K, and $1M

– How to get leads without begging friends and family

– Building an agency, overrides, and true passive income

– The biggest mistakes new agents make and how to avoid them

Guest Info:

Name: Ellis Suazo

Brand: The Wealth Academy

Email: [email protected]

Instagram: @mrwealthacademy | @wealthacademynetwork

Location: PHP Agency Atlanta | Life Insurance & Leadership Development | ATL

If you’re thinking about getting into the life insurance business or you’re an agent who’s stuck and wants to scale, watch this whole episode and take notes.

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Most people online are completely misunderstanding the new 2026 tax bill. Tonight, I’m breaking down the REAL changes that actually save homebuyers money — especially if you’re buying in 2024, 2025, or planning to house hack a multifamily or ADU next year.

We’re talking about the only benefits that matter:

• The SALT deduction jumping from $10K to $40K

• PMI becoming deductible again in 2026

• The mortgage interest deduction staying locked in permanently

• The higher standard deduction

• AND the big one for house hackers: bonus depreciation + cost segregation on multifamily and ADU properties

If you're a regular homebuyer, this affects you.

If you’re buying a multifamily or planning to house hack, this is even bigger.

I’ll show you exactly how these tax changes work, how they impact your monthly cash flow, and how to position yourself to buy smarter in 2025–2026.

If you want to learn how to find deals, analyze deals, and use renovation loans the right way, lock in your spot for my 5-Day Rehab Mastery Bootcamp happening January 12th–16th.

Sign up here: www.mgbootcamp.com

This is your window. Don’t wait until the market shifts again.

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My inner circle mentee just closed on a 203k deal I originated:

$360,000 purchase • $127,000 rehab • $700,000 ARV

That’s six figures of equity being created on ONE play.

In this interview, she breaks down exactly how she found it, funded it, survived the rehab process, and used the blueprint she learned inside my mentorship to turn a fixer-upper into a wealth-building machine.

If you're serious about becoming a homeowner, house hacker, or real estate investor… this is your roadmap.

Watch the full breakdown and take notes. This is how real wealth is built.

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