Horizon Advisers Unleashed Podcast

Ryan and Andrew go over this top 10 list. They discuss how these ten items flow through your whole life. Not just your job or money. If you consistently do these 10 things it can put you in a position to get what you want out of life.

Ryan and Alex have a discussion about the cost of ownership. Discuss big ticket items like a home or car. All the way down to what you eat for lunch. How does this work with cash flow and your spending discipline.

Andrew and Ryan discuss the differences between a financial planner and a financial adviser. Understanding the difference will help you get the big picture of what we do. 

Ryan and Andrew go into detail on one of their favorite topics Cash Flow. Spending is one part of cash flow and they discuss different types of spending. Not that spending is bad, but without discipline and balance, it can lead some people in the wrong direction.

https://www.cbn.com/finance/crownsimpulsivepending.aspx?mobile=false&q=finance/crownsimpulsivepending.aspx

https://www.nerdwallet.com/blog/average-credit-card-debt-household/

Ryan and Andrew discuss that there are no shortcuts in life. Whether it is advancing in your career, sports, or investing. Some people get lucky but the long plan works well!

 Ryan and Andrew discuss Horizon Adviser's process. When someone is interested in working with our group, we use a consistent process. Listen in to understand these steps in more detail.

Ryan and Alex have a conversation about recent market volatility. They talk about what to do. How timing the market is difficult. They also go through some history of the markets. They discussed recessionary periods going all the way back to the Great depression how the markets reacted during and after these tough times. Bottom line is to have a long-term plan and don’t deviate from it.

 Alex & Ryan discuss the upcoming tax season and how to prepare. They give insight into the importance of tax planning.

Ryan and Andrew have a conversation about rising interest rates and what you could do to prepare for them. We have seen historically low rates for some time now...and at some point, they will go up. Make sure you are prepared for this by listening about things you can look out for.

Ryan and Alex discuss 2022 and Horizon Advisers. We had a great growth year and we thank all of our clients. We have implemented new processes and technologies we feel will increase the overall client experience. Listen in to hear more details about the year!