Horizon Advisers Unleashed Podcast

Ryan, Alex, and Andrew discuss technology and how it can help families in retirement and the aging process.

https://www.kiplinger.com/personal-finance/shopping/home/603467/retirees-transform-your-house-using-smart-home-technology

Andrew, Alex, and Ryan discuss the new $3.5 Trillion infrastructure bill proposal and what it could mean for those affected.

https://www.forbes.com/sites/ashleaebeling/2021/09/13/income-estate--capital-gains-tax-hikes-full-text-of-house-budget-proposal/?sh=7cfd8db946a7

https://www.kiplinger.com/taxes/capital-gains-tax/602224/capital-gains-tax-rates-for-2021-vs-2020

https://www.nj.com/news/2010/07/george_steinbrenners_death_dur.html#:~:text=Born%20on%20the%20Fourth%20of,entire%20team%20of%20Alex%20Rodriguezes

Andrew and Ryan discuss the importance of working with a financial team where all professionals are communicating with each other.

Ryan, Alex, and Andrew discuss the four pillars of financial planning and dive into the importance of each one. The four pillars of financial planning are risk management, tax planning, estate planning, and investing.

 Paul Chatlin is the co-founder of MASS Audit and the founder of a plant-based nutrition support group PBNSG. His knowledge of the industries he is in is incredible and has a great insight into the industry's future. He will dive into his past and share stories that made him successful today.

Ryan, Alex, and Andrew talk about protecting identity and financial information. With so many scams, fraud, and theft out there...it is more important than ever to protect yourself and do what you can do to secure your identity. Unfortunately, there is no one way to accomplish this, but there are things you can do to protect yourself.

Ryan, Alex, and Andrew have a discussion about when is the right time to work with a financial adviser. Through our experience, we see a number of reasons why and when you would want to hire one. We believe the answer is the earlier the better. Working with a team that can help navigate the many financial decisions you make throughout your life is important. It just comes down to how serious you are at reaching your goals and the time you are willing to spend to get there.

Ryan, Alex, and Andrew have a discussion about long-term care planning. Everyone knows a family that is going through a LTC situation currently. For many retirees, it could be the greatest risk of the success of your financial plan. It is not just about buying a LTC insurance policy. It's about thinking ahead and communicating to your family what you would want if the situation arises and how this will be paid for. This is a topic Horizon has been educating on for over a decade and is passionate about.

Andrew and Ryan sit down with Rick Sykes CEO of Don't Engage N Road Rage. There has been a lot of media coverage of late on Road Rage. It has always existed, but we want to shed some light on a growing problem. Driving is more dangerous now than it was years ago. You have a lot of distracted drivers out there and people that can get upset by it. There have been numerous headlines of murders taking place stemming from road rage. Listen to this candid conversation, stories, and learn how to avoid these situations.

 Ryan, Alex, and Andrew discuss the hot housing market and the cost of building materials. Since Covid, we have seen big demographic shifts in the US. People getting up and moving to new states and redefining what is important to them in their living. Many people buying second homes and feeling a sense of urgency to do it today.