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Learn how banks use your living expenses to determine whether you qualify for a home loan. We break down the HEM benchmark, explain what spending habits raise red flags, and share tips on cleaning up your finances before submitting your application.
Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au or call 1300 088 065.
By Jayden Vecchio & Hunter Galloway3
11 ratings
Learn how banks use your living expenses to determine whether you qualify for a home loan. We break down the HEM benchmark, explain what spending habits raise red flags, and share tips on cleaning up your finances before submitting your application.
Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au or call 1300 088 065.

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