Buying your First Home Podcast

Your interest rate is only one part of your Suncorp home loan. With home loans scheduled to move to ANZ in the first half of 2027, this episode walks through the changes borrowers are asking about: multiple offset accounts, access to redraw and minimum repayments after paying ahead.

We also cover account-fee questions, the cost of switching lenders and six checks to make before the move. Read the notice for your own loan, check the features you use and compare the full costs before deciding what suits you.

Read our Suncorp to ANZ guide, including links to the bank's move information and repayment calculator: https://www.huntergalloway.com.au/suncorp-home-loan-review/

Want help comparing your options? Speak with the Hunter Galloway team: https://www.huntergalloway.com.au/contact/

General information only. Your bank's notice sets out the changes and dates that apply to your accounts. Examples are illustrative and are not personalised loan quotes.

CHAPTERS

00:00 What's changing with Suncorp home loans?

01:02 When the move happens and what stays the same

01:53 Multiple offsets become one offset

02:54 Why minimum repayments can increase

05:33 Redraw access: the exceptions to check

06:30 Fees and the cost of switching lenders

07:45 Six checks before your loan moves

08:50 Watch out for bank-move scams

Watch the video version: https://youtu.be/NXiAXbbU5NQ

Is waiting to buy costing you more than you think? In this episode, we break down the real-life story of a first home buyer who lost $114K by delaying his purchase—and how new updates to the First Home Guarantee Scheme could be your ticket into the market. Tune in to learn the true cost of waiting, what the numbers say, and how to make a smarter move today.

Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au

Calculator: https://www.huntergalloway.com.au/mortgage-calculator/

What if debt could make you richer? In this episode, we break down how understanding “good” vs “bad” debt could help you build wealth faster—without increasing your income. Learn the exact strategies smart investors use (including interest-only loans and offset accounts) and discover the mindset shift that separates the wealthy from everyone else.

Massive changes are coming to Australia’s First Home Guarantee scheme—and they could reshape Brisbane’s property market. With price caps lifted to $1M and barriers removed, thousands of first-home buyers suddenly have access to suburbs that were previously out of reach. In this episode, find out which five Brisbane suburbs are set to boom and why you need to act before prices surge.

Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au

The $1.5M Home on a 5% Deposit? Everything’s Changing October 1st

Massive changes are hitting the First Home Guarantee Scheme — no more income caps, unlimited spots, and new price thresholds that actually reflect the market. Find out how these updates could fast-track your home ownership journey by years, save you tens of thousands in LMI, and finally put real homes in reach for everyday Australians. Plus, the risks, realities, and how to get financially ready before the doors open.

Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au

In this episode, we uncover how taking out a car loan can devastate your ability to buy your first home, and why investing that money differently could set you up for financial success. Tune in to learn why choosing the right path now could mean owning your dream home sooner rather than never.

Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au

Want to save $30,000 on your next home purchase? This episode reveals the exact step-by-step playbook buyer’s agents use—so you can do it yourself. From crafting a sharp buyer’s brief to uncovering off-market deals and negotiating like a pro, you’ll learn how to confidently secure the right property without paying hefty agent fees.

Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au

A major rule change in Queensland now lets first home buyers rent out spare rooms without losing stamp duty concessions — and some banks are even factoring that rental income into loan applications. Learn how this shift could boost your borrowing power by up to $50,000, the pros and cons of sharing your new home, and how QLD stacks up against other states. If you're house-hunting in Australia, this is an episode you can’t afford to miss.

Think loyalty gets you a better home loan? Think again. In this episode, mortgage broker Jayden Vecchio tackles the top questions first home buyers are asking in 2025—from the truth about pre-approvals to why applying with too many lenders can hurt your credit score. Get straight answers on deposits, defaults, borrowing limits, and how a broker can help you avoid costly mistakes.

Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au

With prices up nearly 90% in five years, the Gold Coast is now Australia’s second most expensive housing market—so, is it too late to buy in? This episode breaks down five high-potential suburbs (from waterfront Bundall to fast-growing Tugun), major infrastructure drivers, and what smart investors are watching in 2025. Whether you're chasing capital growth or strong rental yields, this deep dive has the insights you need before making your next move.

Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au