Think bad credit means you can’t get a home loan? Think again. In this episode, we break down how Australian banks assess your credit history, the myths around credit scores, and the steps you can take to improve your chances of approval. Whether you're a first-time buyer or looking to refinance, you'll learn how to explain past defaults, work with specialist lenders, and even transition to better rates over time—helping you secure a home loan, even with a less-than-perfect credit score.

Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au

Over 2 million Australians use negative gearing to claim tax deductions on properties that are losing money—but is it making homeownership harder for first-time buyers? In this episode, we break down how negative gearing works, who really benefits, and what might happen if it were scrapped or reformed. Whether you're a renter, investor, or aspiring homeowner, understanding this controversial policy is key to navigating the Australian property market.

Need help navigating the home buying journey? Get a free pre-approval and explore your options with Hunter Galloway – a trusted mortgage broker for homebuyers across Australia. Call 1300 088 065 or visit huntergalloway.com.au

Did you know you could be missing out on up to $50,000 in first homebuyer grants? In this episode, we break down every federal and state-based grant available across Australia in 2024 and 2025—helping you maximize your purchasing power and avoid leaving money on the table. Whether you're a first homebuyer in NSW, VIC, QLD, or beyond, we cover the eligibility criteria, income caps, and hidden perks that could make homeownership a reality for you.

Need help navigating the home buying journey? Get a free pre-approval and explore your options with Hunter Galloway – a trusted mortgage broker for homebuyers across Australia. Call 1300 088 065 or visit huntergalloway.com.au

Owning your dream home might be closer than you think—with just a 2% deposit! In this episode, we break down the First Home Guarantee Scheme, an incredible opportunity for first-time buyers to enter the property market sooner. Learn how to qualify, navigate eligibility criteria, and maximize benefits like avoiding lender's mortgage insurance. Whether you’re ready to buy now or just starting to plan, this guide has all the tips you need to get started.

Need help navigating the home buying journey? Get a free pre-approval and explore your options with Hunter Galloway – a trusted mortgage broker for homebuyers across Australia. Call 1300 088 065 or visit huntergalloway.com.au

Australian banking giants are clashing in a high-stakes battle over home ownership, with massive implications for first-time buyers. In this episode, we dive into the key issues under review by a parliamentary inquiry: a strict lending buffer, the possibility of moving from stamp duty to a land tax, and the challenges of housing supply. Tune in to explore how these debates could shape the future of Australia's housing market, potentially giving you more room to step onto the property ladder.

Need help navigating the home buying journey? Get a free pre-approval and explore your options with Hunter Galloway – a trusted mortgage broker for homebuyers across Australia. Call 1300 088 065 or visit huntergalloway.com.au

In this episode, Jayden takes you through the entire journey of buying your first home in Australia. From securing mortgage pre-approval to making a successful offer and navigating the settlement process, he covers each critical step with practical tips and insights to make the experience less daunting. This guide will equip you with the knowledge you need to confidently take the next steps towards homeownership.

Looking for more support on your journey to homeownership? Visit huntergalloway.com.au to get started.

Learn how banks use your living expenses to determine whether you qualify for a home loan. We break down the HEM benchmark, explain what spending habits raise red flags, and share tips on cleaning up your finances before submitting your application.

Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au or call 1300 088 065.

Ever wonder who real estate agents really work for? Spoiler: it's not you, the buyer. In this episode, we pull back the curtain on the real estate industry, showing you the tricks of the trade and how to avoid being outplayed. From handling vague pricing to staying calm under pressure, we'll give you the knowledge you need to avoid common traps, build rapport, and negotiate like a pro.

Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au

In this episode, discover the #1 mistake 30% of buyers make when applying for a mortgage—and how you can avoid it to save thousands. Learn the five crucial steps to securing the best home loan, including tips on maximizing government grants and choosing the right lender. Whether you're just starting the process or ready to apply, this episode will give you the tools to navigate the mortgage maze with confidence.

Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au

In this episode, we dive into the journey of Molly and Sam, who faced fears of commitment, anxiety, and the daunting shift from saving to budgeting for a major debt. We'll tackle their "home ownership imposter syndrome," break down the biggest financial concerns, and share strategies to overcome the emotional side of this life-changing decision. With real-life examples, tips on government schemes, and advice from Hunter Galloway, you'll feel more confident, prepared, and ready to unlock the door to your dream home.

Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au or call 1300 088 065.