Rate cuts are making headlines, but not all banks are passing the savings on to you. In this episode, we unpack why your repayments might stay the same—even when your interest rate drops—and how a simple strategy could save you up to $96K. Learn which banks are holding back, what you can do about it, and how to take control of your mortgage in 2025.

Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au or call 1300 088 065