Every year, hundreds of thousands of Australians seek treatment for a mental health condition, but what if just asking for help could later be used against you?

Today on The Signal, we're diving into the life insurance industry, and drilling down into what exactly your insurance company wants to know about you, and why.

Our guide for the episode is the ABC's consumer affairs reporter Amy Bainbridge, who's been investigating why some people who have received mental health treatment in the past have had all sorts of exclusions added to their policies.

And we hear from the lawyers trying to put limits on just how far back into your medical history insurance companies can trawl.

Featured:

Amy Bainbridge, ABC Consumer Affairs Reporter

Julie Gilbert, life insurance customer

Nick Kerwin, Senior Policy Manager, Financial Services Council

Josh Mennen, Superannuation and Insurance Spokesperson, Australian Lawyers Alliance