Just because you can afford a certain home doesn’t mean you should buy it. In this episode of The Brutally Honest Loan Officers Podcast, we break down the difference between what you qualify for and what’s actually comfortable for your budget and lifestyle. We cover the 28/36 rule, the hidden costs of homeownership, how interest rates impact affordability, and why buying at the top of your budget isn’t always the best move. Before you sign that mortgage, listen in and make sure you’re setting yourself up for long-term financial success!