Online scams are working better on us than ever before.

Gone are the days when you could smugly delete the odd typo-ridden email and know that your identity and your cash were safe.

In fact some investment scams are so convincing at this point, they're taking in people with a very high level of financial and digital literacy.

Today on The Signal, the new internet grifts — how they work and what to watch out for.

Featured:

Amy Bainbridge, ABC Consumer Affairs Reporter