Christine Benz, the author of Morningstar's 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and senior columnist for Morningstar returns to talk withDoug about how investors can use the “bucket strategy” to manage their fear of risk. She shares how investors can manage risk in this “war on savers” market. In today’s current market, risk is becoming more of a necessity. Christine explains how to balance the old methods of retirement planning with being more open to risk and how to make dividends work for you. Getting married? Consider Doug’s advice about merging your finances. When people get married, there are financial discussion to be had, aside from how the wedding will be paid for. Doug has 6 steps a couple should follow before they get married and combine their finances. He discusses how well you should know your partner’s spending habits, and why a good money manager is worth the investment. Make sure to share these points with any young couple you know. You can find Christine Benz on Morningstar.com and check out her book Morningstar's 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances too! Listen to Doug and Christine’s first discussion here. If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s free ebook The Retirement Planning Book. You can also watch Doug’s interviews on his YouTube channel.