Karalynn welcomes Ron Beckner from Peaks Integrity Wealth Management to the show.

Ron's a third-generation pipe fitter, military vet, and now he's a finance pro with a book titled: A Blueprint and Financial Guide for the Working Class American. Break the earn-spend trap: Make money your tool and put it to work.

Assemble your team: advisor, tax pro, attorney. Stash 10% of pay first, and max your boss's 401(k) match. From there, branch out to IRAs, stocks, ETFs, bonds, and real estate.

Buy Ron's book here, and follow him on LinkedIn.

Grab Karalynn's new book Trust Your Gut here.

Follow Karalynn Cromeens on Facebook here.

Follow Karalynn Cromeens on Instagram here.

Follow Karalynn Cromeens on LinkedIn here. Watch the show on YouTube here.

Learn more about The Cromeens Law Firm here, and subscribe to our newsletter!

Key Takeaways

1. Save 10 percent of income for yourself

2. Max 401k employer match only

3. Build team of advisor tax pro attorney

4. Understand tax buckets to minimize rates

5. Check debt clock plan for cuts in benefits

Timestamped Overview

2:03 Ron background story 6:48 Money as tool basics 9:15 401k issues explained 11:51 Tax quadrants buckets 15:44 Investment strategies 18:21 Team building advice 23:48 US debt clock warning