How To Invest In Corpus Christi Real Estate

Good morning, afternoon, and evening, real estate investors! As the year wraps up (or kicks off!), many of us are either panicking about last-minute "shit to get done" or making grand New Year's resolutions for financial prowess. Let's be real: when it comes to the nuts and bolts of your operations, accounting isn't always "sexy." But today, we’re making it downright irresistible! We're talking with the absolute financial rockstar, Vonmarie Thomas, an investor, entrepreneur, and fractional CFO who helps entrepreneurs like us achieve financial clarity and peace of mind. If your books look like a crime scene, or you're just looking to seriously step up your game for 2026, Vonmarie's got the magic wand (and the strategy) you need!

Here’s what you’ll uncover to get your investor finances in fighting shape:

• Wrangle Your W9s & Master Your Contractors: Forget the mob-boss vibes! Learn why getting W9s, signed contracts, and using protected payment methods (like credit cards) for every contractor isn't just good practice – it's crucial for IRS defense and avoiding sketchy surprises.
• Structure for Success (and Sanity): Discover why proper entity structuring (LLCs, operating agreements, separate bank accounts) isn't just about asset protection; it's about avoiding commingled funds, ensuring business continuity, and making sure your spouse isn't left wondering "what the hell is this?"
• Pay Yourself First (Seriously!): Uncover why many ambitious entrepreneurs neglect to pay themselves, jeopardizing their financial well-being and business health. Vonmarie emphasizes that if you're the management company, you need to account for (and pay for!) your own vital role.
• Beyond the Basics: Leveraging Tax-Smart Strategies: Explore often-missed opportunities like self-directed IRAs for investing, Keyman insurance for partnerships, and even the "Augusta discount" for clever tax write-offs – turning expenses into advantages.
• Build Your Financial Dream Team (No DIY Disasters!): Stop trying to wear all the hats! Understand why bringing in a team of financial professionals like Vonmarie isn't a luxury, but a necessity for growth, avoiding costly mistakes, and ensuring your financial house isn't a "house of cards."

If you've been sticking your head in the sand about your finances, this episode is your wake-up call (without the cold water!). Vonmarie proves that financial clarity isn't just for the big guys; it's essential for every entrepreneur looking to build a sustainable, profitable business. Because let's face it, all work and no play makes for a very dull investor! Don't let another year go by with messy books and missed opportunities. Give yourself the gift of clarity: book a 90-minute Money Clarity Session with Vonmarie Thomas for just $297. It's the smartest investment you can make for your business (and your peace of mind!) in the New Year.

Connect with Von Marie Thomas:

Book a Money Clarity Session HERE!

LinkedIn: https://www.linkedin.com/in/vonmariethomas/

Go out, take some action, get your finances in order, and we'll see you at the top!

#RealEstateInvesting #FinancialClarity #Bookkeeping #Accounting #LLC #W9 #IRS #CashFlow #SelfDirectedIRA #BusinessGrowth #Entrepreneur #TaxStrategies #FinancialPlanning

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Good morning, afternoon, and evening, real estate investors! Scott Carson here, bringing you another special episode that's all about making money move. Today, we're heading to the true heart of north Texas – Fort Worth (sorry, Dallas) – to chat with one of our note investing rockstars, Brian Dills. This part-time investor is still rocking his full-time gig in education but is building a killer cash flow portfolio, one sweet performing note at a time!

Brian’s journey is a masterclass in evolving your investing strategy. He started in property management, built and sold a successful company (a feat many just crash and burn!), and even dipped his toes into being a realtor. But it was note investing that truly moved the needle, especially after he "paid the tuition" on a tricky Pennsylvania deal – a valuable lesson that shifted his focus to the steady rhythm of performing notes. Now, he's got a gem on his hands, and you're getting an inside look!

Here’s what makes this Fort Worth performing note a true Texas-sized opportunity:

• A-List Asset, Prime Location: Dive into the details of a single-family, first-lien deed of trust in a desirable Fort Worth zip code, boasting a conservative market value of nearly $200,000.
• Borrower Commitment is King: Discover why the borrowers' history of consistently overpaying to catch up makes this a low-risk, high-reward scenario – they're serious about keeping their home!
• Sweet 8% Passive Return: Learn how you can plug your idle capital (hello, Self-Directed IRA!) into this deal for a solid 8% interest-only return over 24-36 months, with Brian still banking nearly $300/month in cash flow.
• Equity Cushion & Texas Speed: Understand the massive equity gap, making this a super secure investment, and why Texas's fast foreclosure laws offer an extra layer of protection (though the goal is always win-win!).
• The Power of Consistency: Hear how Brian sourced this "in-his-backyard" deal through consistent networking on LinkedIn, proving that showing up and following up works to find off-market opportunities.

This isn't just about a single deal; it's a blueprint for building passive income, leaving the rat race, and becoming AI-searchable (if you've been listening!). Brian is living proof that consistent effort and a laser focus on cash flow can get you where you want to go. If you're looking to fund this gem or other future deals, reach out to Brian at [email protected] or call him directly at (682) 203-7789. Don't let your money sit on the sidelines when you can earn an above-average return and help a fellow investor succeed. Go take some action, everybody – and we'll see you at the top!

#NoteInvesting #RealEstateInvestor #PerformingNotes #FortWorthRealEstate #TexasInvesting #PassiveIncome #SelfDirectedIRA #CashFlow #RealEstateDeals #InvestorMindset

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Good morning, good afternoon, good evening, everybody! Scott Carson here, and today's episode dives deep into a story that's all too familiar in today's market: a real estate deal gone sideways. If you or someone you know is struggling with properties caught in a changing market, plummeting values, or non-performing notes, this is a must-listen. I'll walk you through a recent, real-life situation where "karma" brought an IRA investor and a fix-and-flipper to my doorstep, looking for a way out of a financial quagmire. We're talking about a "shit sandwich" situation, and I'll share how a proactive, empathetic approach can turn it into something much more palatable.

In this eye-opening episode, you'll discover:

• A Real-Life Distressed Deal: Unpack the details of a Plano, Texas property financed by three IRA investors to a fix-and-flipper. With a $280,000 purchase and an estimated $150,000-$170,000 rehab, the flipper walked with $50,000 up front, only for the deal to unravel.
• The Market Shift Strikes: Learn how rapidly changing market conditions, especially over the last six months in Texas and beyond, caused property values to drop significantly, leaving a gutted, unlivable property with a non-performing note and silent borrower. The note balance stood at $396,000, far exceeding the current market value and potential rehab costs.
• Scott Carson: The Unlikely Mediator: Hear how a chance encounter (or "karma") linked Scott to both the investor (Harry) and the fix-and-flipper, whom he recognized from past events. Scott steps in as a third-party neutral to facilitate communication and find a pragmatic solution, saving both parties from further, costly pain.
• The Power of Deed-in-Lieu & Friendly Foreclosure: Explore why a Deed-in-Lieu of Foreclosure or a "friendly foreclosure" where the borrower deeds the property back can be a win-win. This strategy avoids prolonged, expensive legal battles, protects the borrower's record, and allows the lender to regain control of the asset quickly, even if it means accepting less than the full amount owed.
• Turning Lemons into Lemonade (or a "Shit Sandwich" into Something Tastier): Understand the empathetic approach to these tough situations. Scott emphasizes that bad things happen to good people and that sometimes the best solution is to cut losses, regain control of the asset, and market it strategically (e.g., with pre-approved hard money financing) to recover as much as possible, moving forward instead of being dragged down.

This episode is a testament to the fact that even in the toughest real estate scenarios, solutions exist. By prioritizing communication, empathy, and smart legal strategies like Deed-in-Lieu, you can navigate market downturns and distressed assets more effectively. Don't let bad deals linger and drain your resources.

If you're facing a similar "shit sandwich" situation with a fix-and-flip gone wrong or a non-performing note, please reach out. I'm here to help, act as that third-party mediator, and leverage my experience to find a solution that works for everyone involved.

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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Good morning, afternoon, and evening, investors! 📈 Kick off 2026 with an essential look into the Texas foreclosure market! In this power-packed episode, we dive deep into the numbers for January, revealing where the opportunities lie across the Lone Star State. From residential to commercial properties, discover what's heading to auction and how you can position yourself for success.

Welcome to our January 2026 Texas Foreclosure Update! While last month saw 4,000 properties, this month we're tracking just over 3,700 combined residential and commercial properties heading to auction on January 6th. Texas continues to lead the nation in defaults, offering significant opportunities for savvy investors.

In this episode, we cover:

• State-wide Foreclosure Numbers: A detailed look at the 3,767 residential and commercial properties slated for auction.
• Key County Foreclosure Counts:
• Harris County: 678 properties
• Dallas County: 363 properties
• Tarrant County: 268 properties
• Bexar County: 389 properties
• Travis County: 165 properties
• Hidalgo County: 152 properties
• Other notable counties: Collin (119), Denton (82), Williamson (111), Bell (68), Bastrop (52), Nueces (47), Comal (35), Hays (20), Galveston (31), and more!
• Texas Commercial Foreclosure Breakdown:
• Total Statewide Commercial: 432 properties
• Central Texas: 131
• North Texas: 117
• South Texas: 107
• East Texas: 83
• West Texas: 26
• Exclusive Resource: Learn about Roddy's List (f4closure.info) – your go-to for pre-foreclosure listings.
• Special Discount: Use code 'weclosenotes' for $20 off your monthly subscription!
• Future Outlook: Our predictions for increasing foreclosure activity in February, March, and April.
• Opportunity Spotlight: How to use these lists to find distressed deals, connect with private money lenders, and explore subject-to opportunities.

Don't miss these critical insights to navigate the Texas real estate market effectively. Whether you're looking for residential, commercial, or land opportunities, the foreclosure market is ripe with potential.

Connect with Scott Carson:

📞 Have questions or need guidance? Reach out at talkwithscottcarson.com

Don't miss out on these crucial insights! The Texas foreclosure landscape is shifting, and staying informed is your biggest asset. Whether you're a seasoned investor or just starting, leveraging resources like Roddy's List can unlock incredible deals. Ready to take your business to the next level? Connect with us, and let's make 2026 your year for distressed property success! See you at the top!

#TexasForeclosure #RealEstateInvesting #DistressedProperties #ForeclosureAuction #InvestmentOpportunities #CommercialRealEstate #ResidentialRealEstate #RoddyList #WeCloseNotes #TexasRealEstate #PropertyInvestment #January2026 #InvestorInsights #ScottCarson #RealEstateMarket #TexasInvestors

Watch the Original Video of this Episode HERE!

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Are you fatigued by the competitive landscape of traditional real estate markets? Join Scott Carson as he dives into the exciting world of land note investing with expert Jake Huddleston from TerraNotes.com! This episode is your guide to transforming raw land into lucrative, cash-flowing assets.

Jake has built an impressive portfolio of over 2,000 acres and is the visionary behind Terra Notes, a cutting-edge note servicing software designed to simplify land note transactions. Tune in as he shares his journey, including how he navigated early challenges to master the art of land notes, turning them into a thriving business model.

In this episode, you’ll discover:

• Huddleston's Journey: Learn about Jake’s personal experiences and the hurdles he overcame in the land investing arena.
• Bass Boat Target: Understand the demographics of land investments that attract buyers with disposable income, helping you identify profitable opportunities.
• Note Terms (10/10/10): Uncover the proven structure for land note deals that can maximize your financial returns.
• Creative Financing: Master the strategies of seller financing in land transactions, providing added flexibility and appeal to potential buyers.
• TerraNotes Platform: Streamline your note servicing processes with Jake’s user-friendly software, designed to make land note investing hassle-free.

This isn’t just about generating passive income; it’s about achieving true financial freedom! Discover the secrets of land note investing and check out TerraNotes.com/weclosednotes to get started on your journey today! Don’t miss out on your chance to unlock new investment opportunities in the land market! #noteinvesting #landinvesting #creativefinancing

Check out TerraaNotes.com/weclosednotes to get started!

Watch the Original VIDEO HERE!

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Today, we’re diving into the inspiring journey of Rick and Crystal Rumer, an unstoppable Texas duo who transformed their lives by transitioning from traditional corporate careers to thriving as full-time real estate investors specializing in land notes. Their story is a perfect blend of hard work, strategic planning, and that quintessential Texas spirit. Get ready for a dose of motivation and the occasional laugh as we explore the remarkable path they’ve carved in the world of real estate!

The Journey from Corporate Roles to Real Estate Investors:

Rick and Crystal's real estate adventure began long before they hit the ground running as full-time investors. Rick's background in finance with JPMorgan Chase and Crystal's sales experience laid a strong foundation for their partnership. Although they had early successes with rental properties, their initial forays into various real estate ventures presented valuable lessons learned through trial and error. Their path underscores a common theme in real estate investing—the importance of adaptability and resilience in navigating the ups and downs.

From Fix-and-Flip to Land Notes:

After transitioning out of their corporate jobs, Rick and Crystal initially chased fix-and-flip properties and even entertained the idea of purchasing hotels, which would have thrust them into a competitive landscape. However, they eventually struck gold by honing in on land investments. Their strategy involved purchasing sizable tracts of land, subdividing them, and offering owner financing on smaller lots. This shift not only yielded substantial returns but also showcased an often-overlooked niche in real estate investing.

Key Strategies Behind Their Success:

The Rumers attribute their notable achievements in land note investing to several key strategies:

1. Strategic Location: They focus on high-demand areas, particularly the burgeoning Golden Triangle of Texas—San Antonio, Austin, and surrounding regions—ensuring they capitalize on market growth.
2. Long-Term Vision: Rick and Crystal aren't afraid of taking long-term positions and forging relationships with both buyers and fellow investors. In land note investing, time indeed favors the patient investor.
3. Owner Financing: By offering owner financing, they enhance deal attractiveness, creating reliable cash flow and expanded opportunities for buyer engagement.
4. Teamwork: The strength of their partnership shines through—Rick and Crystal complement each other's skills, emphasizing the power of collaboration in business success.
5. Effective Marketing: Their marketing strategy combines networking, referrals, and targeted outreach, utilizing direct mail campaigns and building a robust online presence to attract the right investors and buyers.

Embracing Challenges and Lessons Learned:

Rick and Crystal candidly share the challenges they've faced as investors. They stress the importance of leveraging private money, managing risks, and fostering relationships with lenders and other investors—not just buyers. Their experiences demonstrate the need for due diligence when vetting potential partners, especially in larger transactions. Through anecdotes of deals that didn’t go as planned, they reveal how resilience and problem-solving have been integral to their growth.

Rick and Crystal's incredible journey is a powerful testament to the potential of real estate note investing. Their success illustrates the value of focusing on a specific niche, nurturing relationships with investors and lenders, and embracing a well-structured, adaptable business approach. Their story serves as a reminder that even seasoned investors face challenges and make mistakes, emphasizing the importance of continuous improvement. With their compelling experiences, they inspire us all to persevere and adapt, reinforcing that teamwork and grit can yield extraordinary financial success in the real estate arena.

Watch the original VIDEO HERE!

Connect with Rick & Crystal HERE!

Book a call with SCOTT

Ready to stop chasing deals and start building a real estate empire that runs itself?

Join Scott Carson on The NoteCloser Show as he sits down with real estate investing guru Damon Ramey, the visionary behind REI Blackbook. This isn't just another episode; it's your blueprint for transforming your investing journey from chaotic to controlled. Damon, a passionate advocate for simplifying financial freedom, reveals the critical role of robust systems and automation in achieving lasting success.

Discover how to ditch the manual headaches and disjointed tools, and instead, embrace an integrated approach that fuels your growth. Damon shares invaluable insights, actionable strategies, and shows you how REI Blackbook can be the engine driving your most efficient and profitable real estate business yet.

In this game-changing episode, you'll learn to:

• Clarify Your Vision: Uncover your "why" to drive purposeful action and achieve true financial freedom, exemplified by Damon's client success stories.
• Automate Lead & Follow-Up: Master efficient lead tracking, source analysis, and automated follow-up sequences to maximize your marketing ROI and never miss an opportunity.
• Analyze Deals in Seconds: Leverage REI Blackbook's intuitive tools for rapid, accurate deal assessment, ensuring smarter, faster investment decisions.
• Implement an Integrated System: Say goodbye to fragmented tools! Discover how REI Blackbook unifies lead management, contacts, communications, and deal analysis into one seamless workflow.
• Harness the Power of Follow-Up: Learn Damon's essential strategies for consistent communication and persistent follow-up, understanding that 80% of sales happen after the fifth contact.
• Maximize REI Blackbook: See how this powerful platform provides an all-in-one solution for lead generation, tracking, analysis, and communication, streamlining your entire operation.

Whether you're just starting or looking to scale, Damon Ramey and REI Blackbook will equip you with the systems to build a truly robust, efficient, and profitable real estate investing business. Tune in and unlock your full potential!

This episode concludes with a special offer: For a limited time, you can access REI Blackbook for just $1 and receive a 14-day trial, plus a free vision-building workshop.

SIGN UP FOR REI BLACKBOOK HERE!

Ready to elevate your real estate investing game? Click the link below to learn more and take advantage of this incredible offer! Don't miss out on this opportunity to transform your business and start down the path to achieving financial freedom.

Watch the original VIDEO HERE!

Watch the Original Video of this Episode HERE!

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🚨 WARNING: Mortgage Distress is SOARING! 🚨 Scott dives deep into alarming new data from WalletHub, revealing a shocking truth: 1 in 11 Americans with a mortgage is in distress, 90 days or more behind on payments! This isn't just a national trend; it's intensifying, with an unsettling 5% increase in just one quarter. Even more surprising? Eight of the top 25 most distressed cities are right here in the Lone Star State – and the #1 city will absolutely astonish you!

In this must-watch episode, Scott breaks down the WalletHub report, pinpointing which cities are struggling the most, why these numbers are skyrocketing, and what it means for YOU as a real estate investor. From Laredo's staggering 24% delinquency rate to unexpected surges in major California and Florida markets, this data is critical for understanding where to find your next distressed property deal. Don't get caught off guard – learn where the opportunities are emerging and how to adapt your strategy to profit from these shifting market dynamics!

• 1 in 11 Mortgages Distressed: Uncover the alarming national average and quarterly increase in mortgage delinquencies, indicating a growing wave of distress.
• Texas on the Edge: Discover which Texas cities, including Laredo (#1 overall!), El Paso, Lubbock, San Antonio, and Houston, are experiencing significant mortgage distress.
• Top 10 Most Distressed Cities: A breakdown of the nation's highest mortgage delinquency rates, from Detroit to Newark, and what drives their financial struggles.
• Fast vs. Slow Foreclosure States: Understand how different state foreclosure laws (judicial vs. non-judicial) impact the speed and opportunity in distressed markets.
• Unexpected Surges & Drops: Analyze surprising quarterly increases in delinquency rates in cities like Irvine, California, and Tampa, Florida, alongside places where rates are improving.

The market is shifting, and understanding these trends is key to smart investing. Whether you're a fix-and-flipper, note investor, or exploring other strategies, this episode provides invaluable insights into where distress is concentrated and how to position yourself for success. Don't wait – the time to act is now!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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Good morning, afternoon, and evening, real estate investors! 👋 Are you looking to master owner financing and wrap-around mortgages in the hottest real estate market? This episode is for you! We sit down with the incredible Nirvana Roof, a Texas RMLO and mortgage veteran with over 25 years of experience, to unpack the intricacies of lending in the Lone Star State.

Nirvana reveals groundbreaking, just-released information straight from a recent audit: new regulations on the "three transaction rule" for owner financing, what it means for needing a mortgage company license, and how this impacts every Texas investor. Whether you're interested in traditional owner financing, true wraps, or non-qualified assumptions, Nirvana breaks down the nuances, costs, and compliance essentials. Get ready for expert insights on underwriting, creative income verification, and crucial Texas-specific rules regarding interest rates, escrows, and high-cost mortgages. This is cutting-edge information you won't hear anywhere else first!

What we will cover in this episode:

• NEW 3-Transaction Rule: Discover the latest Texas RMLO audit findings impacting how many owner finance deals you can do before needing a full mortgage company license.
• Navigating Texas Wraps: Understand the three distinct types of owner financing and wrap-around mortgages, including subject-to and non-qualified assumptions.
• RMLO Process & Costs: Get a transparent look at RMLO services, from "mini" to "full compliant" packages, and how they verify borrower's ability to repay.
• Texas-Specific Regulations: Learn crucial details on interest rate limits (the 10% threshold!), mandatory escrows, high-cost mortgage disclosures, and the impact of down payments.
• Why Outsource Servicing: Understand the vital role of third-party servicers in managing your notes, ensuring compliance, and saving you massive headaches.

Nirvana's deep expertise in both institutional and investor-focused lending makes her a "unicorn" in the industry. Don't miss this opportunity to stay compliant, maximize profits, and truly understand the landscape of owner financing in Texas. Connect with Nirvana and take your real estate investing to the next level!

Connect with Nirvana HERE!

Watch the Original VIDEO HERE!

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Unlock the secrets to turning distressed properties into profitable investments! 🚀 In this special "Money Monday" episode, Scott dives deep into the exciting world of Early Buyout (EBO) loans – a treasure trove of opportunity for savvy note investors. Learn how to navigate the current market with 1,500 EBO loans (VA, FHA, USDA) that lenders are looking to offload, even without massive discounts.

Scott shares his expert strategy on leveraging creative financing like wrap-around mortgages and subject-to deals. Discover how you can help homeowners avoid foreclosure, provide accessible housing solutions for new buyers, and generate significant cash flow for yourself – a true win-win-win! He breaks down a real-world spreadsheet analysis, showing you exactly how to calculate potential down payments, monthly cash flow spreads, and identify properties with hidden equity. Plus, hear insights from seasoned investor Judy on targeting distressed homeowners and structuring successful deals. Don't miss out on these actionable insights to spot opportunities in every state, from Texas to Florida, and beyond!

• 1,500 EBO Loans Revealed: Explore the massive list of Early Buyout (VA, FHA, USDA) loans and understand the unique opportunities they present in today's market.
• Creative Financing Strategies: Master the art of wrap-around mortgages, subject-to deals, and owner financing to create profitable paper without deep discounts.
• Generate Monthly Cash Flow: Learn the financial mechanics of structuring deals that produce significant monthly spreads by bridging the gap between underlying P&I and interest-only payments.
• Real-World Spreadsheet Analysis: Walk through a detailed breakdown of how to identify profitable deals, calculate down payment nets, and estimate equity from actual loan data.
• Targeting Distressed Homeowners: Discover effective marketing tactics, from letter campaigns to skip tracing, to reach homeowners in need and build win-win solutions.

Ready to make lemonade out of financial lemons? 🍋 This episode is packed with invaluable strategies to identify and capitalize on distressed mortgage opportunities, helping you grow your portfolio while making a real impact. Hit play and start turning today's challenges into tomorrow's profits!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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