How To Invest in Fort Worth Real Estate

Good morning, afternoon, and evening, investors! 📈 Kick off 2026 with an essential look into the Texas foreclosure market! In this power-packed episode, we dive deep into the numbers for January, revealing where the opportunities lie across the Lone Star State. From residential to commercial properties, discover what's heading to auction and how you can position yourself for success.

Welcome to our January 2026 Texas Foreclosure Update! While last month saw 4,000 properties, this month we're tracking just over 3,700 combined residential and commercial properties heading to auction on January 6th. Texas continues to lead the nation in defaults, offering significant opportunities for savvy investors.

In this episode, we cover:

• State-wide Foreclosure Numbers: A detailed look at the 3,767 residential and commercial properties slated for auction.
• Key County Foreclosure Counts:
• Harris County: 678 properties
• Dallas County: 363 properties
• Tarrant County: 268 properties
• Bexar County: 389 properties
• Travis County: 165 properties
• Hidalgo County: 152 properties
• Other notable counties: Collin (119), Denton (82), Williamson (111), Bell (68), Bastrop (52), Nueces (47), Comal (35), Hays (20), Galveston (31), and more!
• Texas Commercial Foreclosure Breakdown:
• Total Statewide Commercial: 432 properties
• Central Texas: 131
• North Texas: 117
• South Texas: 107
• East Texas: 83
• West Texas: 26
• Exclusive Resource: Learn about Roddy's List (f4closure.info) – your go-to for pre-foreclosure listings.
• Special Discount: Use code 'weclosenotes' for $20 off your monthly subscription!
• Future Outlook: Our predictions for increasing foreclosure activity in February, March, and April.
• Opportunity Spotlight: How to use these lists to find distressed deals, connect with private money lenders, and explore subject-to opportunities.

Don't miss these critical insights to navigate the Texas real estate market effectively. Whether you're looking for residential, commercial, or land opportunities, the foreclosure market is ripe with potential.

Connect with Scott Carson:

📞 Have questions or need guidance? Reach out at talkwithscottcarson.com

Don't miss out on these crucial insights! The Texas foreclosure landscape is shifting, and staying informed is your biggest asset. Whether you're a seasoned investor or just starting, leveraging resources like Roddy's List can unlock incredible deals. Ready to take your business to the next level? Connect with us, and let's make 2026 your year for distressed property success! See you at the top!

#TexasForeclosure #RealEstateInvesting #DistressedProperties #ForeclosureAuction #InvestmentOpportunities #CommercialRealEstate #ResidentialRealEstate #RoddyList #WeCloseNotes #TexasRealEstate #PropertyInvestment #January2026 #InvestorInsights #ScottCarson #RealEstateMarket #TexasInvestors

Watch the Original Video of this Episode HERE!

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Are you fatigued by the competitive landscape of traditional real estate markets? Join Scott Carson as he dives into the exciting world of land note investing with expert Jake Huddleston from TerraNotes.com! This episode is your guide to transforming raw land into lucrative, cash-flowing assets.

Jake has built an impressive portfolio of over 2,000 acres and is the visionary behind Terra Notes, a cutting-edge note servicing software designed to simplify land note transactions. Tune in as he shares his journey, including how he navigated early challenges to master the art of land notes, turning them into a thriving business model.

In this episode, you’ll discover:

• Huddleston's Journey: Learn about Jake’s personal experiences and the hurdles he overcame in the land investing arena.
• Bass Boat Target: Understand the demographics of land investments that attract buyers with disposable income, helping you identify profitable opportunities.
• Note Terms (10/10/10): Uncover the proven structure for land note deals that can maximize your financial returns.
• Creative Financing: Master the strategies of seller financing in land transactions, providing added flexibility and appeal to potential buyers.
• TerraNotes Platform: Streamline your note servicing processes with Jake’s user-friendly software, designed to make land note investing hassle-free.

This isn’t just about generating passive income; it’s about achieving true financial freedom! Discover the secrets of land note investing and check out TerraNotes.com/weclosednotes to get started on your journey today! Don’t miss out on your chance to unlock new investment opportunities in the land market! #noteinvesting #landinvesting #creativefinancing

Check out TerraaNotes.com/weclosednotes to get started!

Watch the Original VIDEO HERE!

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Today, we’re diving into the inspiring journey of Rick and Crystal Rumer, an unstoppable Texas duo who transformed their lives by transitioning from traditional corporate careers to thriving as full-time real estate investors specializing in land notes. Their story is a perfect blend of hard work, strategic planning, and that quintessential Texas spirit. Get ready for a dose of motivation and the occasional laugh as we explore the remarkable path they’ve carved in the world of real estate!

The Journey from Corporate Roles to Real Estate Investors:

Rick and Crystal's real estate adventure began long before they hit the ground running as full-time investors. Rick's background in finance with JPMorgan Chase and Crystal's sales experience laid a strong foundation for their partnership. Although they had early successes with rental properties, their initial forays into various real estate ventures presented valuable lessons learned through trial and error. Their path underscores a common theme in real estate investing—the importance of adaptability and resilience in navigating the ups and downs.

From Fix-and-Flip to Land Notes:

After transitioning out of their corporate jobs, Rick and Crystal initially chased fix-and-flip properties and even entertained the idea of purchasing hotels, which would have thrust them into a competitive landscape. However, they eventually struck gold by honing in on land investments. Their strategy involved purchasing sizable tracts of land, subdividing them, and offering owner financing on smaller lots. This shift not only yielded substantial returns but also showcased an often-overlooked niche in real estate investing.

Key Strategies Behind Their Success:

The Rumers attribute their notable achievements in land note investing to several key strategies:

1. Strategic Location: They focus on high-demand areas, particularly the burgeoning Golden Triangle of Texas—San Antonio, Austin, and surrounding regions—ensuring they capitalize on market growth.
2. Long-Term Vision: Rick and Crystal aren't afraid of taking long-term positions and forging relationships with both buyers and fellow investors. In land note investing, time indeed favors the patient investor.
3. Owner Financing: By offering owner financing, they enhance deal attractiveness, creating reliable cash flow and expanded opportunities for buyer engagement.
4. Teamwork: The strength of their partnership shines through—Rick and Crystal complement each other's skills, emphasizing the power of collaboration in business success.
5. Effective Marketing: Their marketing strategy combines networking, referrals, and targeted outreach, utilizing direct mail campaigns and building a robust online presence to attract the right investors and buyers.

Embracing Challenges and Lessons Learned:

Rick and Crystal candidly share the challenges they've faced as investors. They stress the importance of leveraging private money, managing risks, and fostering relationships with lenders and other investors—not just buyers. Their experiences demonstrate the need for due diligence when vetting potential partners, especially in larger transactions. Through anecdotes of deals that didn’t go as planned, they reveal how resilience and problem-solving have been integral to their growth.

Rick and Crystal's incredible journey is a powerful testament to the potential of real estate note investing. Their success illustrates the value of focusing on a specific niche, nurturing relationships with investors and lenders, and embracing a well-structured, adaptable business approach. Their story serves as a reminder that even seasoned investors face challenges and make mistakes, emphasizing the importance of continuous improvement. With their compelling experiences, they inspire us all to persevere and adapt, reinforcing that teamwork and grit can yield extraordinary financial success in the real estate arena.

Watch the original VIDEO HERE!

Connect with Rick & Crystal HERE!

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Ready to stop chasing deals and start building a real estate empire that runs itself?

Join Scott Carson on The NoteCloser Show as he sits down with real estate investing guru Damon Ramey, the visionary behind REI Blackbook. This isn't just another episode; it's your blueprint for transforming your investing journey from chaotic to controlled. Damon, a passionate advocate for simplifying financial freedom, reveals the critical role of robust systems and automation in achieving lasting success.

Discover how to ditch the manual headaches and disjointed tools, and instead, embrace an integrated approach that fuels your growth. Damon shares invaluable insights, actionable strategies, and shows you how REI Blackbook can be the engine driving your most efficient and profitable real estate business yet.

In this game-changing episode, you'll learn to:

• Clarify Your Vision: Uncover your "why" to drive purposeful action and achieve true financial freedom, exemplified by Damon's client success stories.
• Automate Lead & Follow-Up: Master efficient lead tracking, source analysis, and automated follow-up sequences to maximize your marketing ROI and never miss an opportunity.
• Analyze Deals in Seconds: Leverage REI Blackbook's intuitive tools for rapid, accurate deal assessment, ensuring smarter, faster investment decisions.
• Implement an Integrated System: Say goodbye to fragmented tools! Discover how REI Blackbook unifies lead management, contacts, communications, and deal analysis into one seamless workflow.
• Harness the Power of Follow-Up: Learn Damon's essential strategies for consistent communication and persistent follow-up, understanding that 80% of sales happen after the fifth contact.
• Maximize REI Blackbook: See how this powerful platform provides an all-in-one solution for lead generation, tracking, analysis, and communication, streamlining your entire operation.

Whether you're just starting or looking to scale, Damon Ramey and REI Blackbook will equip you with the systems to build a truly robust, efficient, and profitable real estate investing business. Tune in and unlock your full potential!

This episode concludes with a special offer: For a limited time, you can access REI Blackbook for just $1 and receive a 14-day trial, plus a free vision-building workshop.

SIGN UP FOR REI BLACKBOOK HERE!

Ready to elevate your real estate investing game? Click the link below to learn more and take advantage of this incredible offer! Don't miss out on this opportunity to transform your business and start down the path to achieving financial freedom.

Watch the original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

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🚨 WARNING: Mortgage Distress is SOARING! 🚨 Scott dives deep into alarming new data from WalletHub, revealing a shocking truth: 1 in 11 Americans with a mortgage is in distress, 90 days or more behind on payments! This isn't just a national trend; it's intensifying, with an unsettling 5% increase in just one quarter. Even more surprising? Eight of the top 25 most distressed cities are right here in the Lone Star State – and the #1 city will absolutely astonish you!

In this must-watch episode, Scott breaks down the WalletHub report, pinpointing which cities are struggling the most, why these numbers are skyrocketing, and what it means for YOU as a real estate investor. From Laredo's staggering 24% delinquency rate to unexpected surges in major California and Florida markets, this data is critical for understanding where to find your next distressed property deal. Don't get caught off guard – learn where the opportunities are emerging and how to adapt your strategy to profit from these shifting market dynamics!

• 1 in 11 Mortgages Distressed: Uncover the alarming national average and quarterly increase in mortgage delinquencies, indicating a growing wave of distress.
• Texas on the Edge: Discover which Texas cities, including Laredo (#1 overall!), El Paso, Lubbock, San Antonio, and Houston, are experiencing significant mortgage distress.
• Top 10 Most Distressed Cities: A breakdown of the nation's highest mortgage delinquency rates, from Detroit to Newark, and what drives their financial struggles.
• Fast vs. Slow Foreclosure States: Understand how different state foreclosure laws (judicial vs. non-judicial) impact the speed and opportunity in distressed markets.
• Unexpected Surges & Drops: Analyze surprising quarterly increases in delinquency rates in cities like Irvine, California, and Tampa, Florida, alongside places where rates are improving.

The market is shifting, and understanding these trends is key to smart investing. Whether you're a fix-and-flipper, note investor, or exploring other strategies, this episode provides invaluable insights into where distress is concentrated and how to position yourself for success. Don't wait – the time to act is now!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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Good morning, afternoon, and evening, real estate investors! 👋 Are you looking to master owner financing and wrap-around mortgages in the hottest real estate market? This episode is for you! We sit down with the incredible Nirvana Roof, a Texas RMLO and mortgage veteran with over 25 years of experience, to unpack the intricacies of lending in the Lone Star State.

Nirvana reveals groundbreaking, just-released information straight from a recent audit: new regulations on the "three transaction rule" for owner financing, what it means for needing a mortgage company license, and how this impacts every Texas investor. Whether you're interested in traditional owner financing, true wraps, or non-qualified assumptions, Nirvana breaks down the nuances, costs, and compliance essentials. Get ready for expert insights on underwriting, creative income verification, and crucial Texas-specific rules regarding interest rates, escrows, and high-cost mortgages. This is cutting-edge information you won't hear anywhere else first!

What we will cover in this episode:

• NEW 3-Transaction Rule: Discover the latest Texas RMLO audit findings impacting how many owner finance deals you can do before needing a full mortgage company license.
• Navigating Texas Wraps: Understand the three distinct types of owner financing and wrap-around mortgages, including subject-to and non-qualified assumptions.
• RMLO Process & Costs: Get a transparent look at RMLO services, from "mini" to "full compliant" packages, and how they verify borrower's ability to repay.
• Texas-Specific Regulations: Learn crucial details on interest rate limits (the 10% threshold!), mandatory escrows, high-cost mortgage disclosures, and the impact of down payments.
• Why Outsource Servicing: Understand the vital role of third-party servicers in managing your notes, ensuring compliance, and saving you massive headaches.

Nirvana's deep expertise in both institutional and investor-focused lending makes her a "unicorn" in the industry. Don't miss this opportunity to stay compliant, maximize profits, and truly understand the landscape of owner financing in Texas. Connect with Nirvana and take your real estate investing to the next level!

Connect with Nirvana HERE!

Watch the Original VIDEO HERE!

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Unlock the secrets to turning distressed properties into profitable investments! 🚀 In this special "Money Monday" episode, Scott dives deep into the exciting world of Early Buyout (EBO) loans – a treasure trove of opportunity for savvy note investors. Learn how to navigate the current market with 1,500 EBO loans (VA, FHA, USDA) that lenders are looking to offload, even without massive discounts.

Scott shares his expert strategy on leveraging creative financing like wrap-around mortgages and subject-to deals. Discover how you can help homeowners avoid foreclosure, provide accessible housing solutions for new buyers, and generate significant cash flow for yourself – a true win-win-win! He breaks down a real-world spreadsheet analysis, showing you exactly how to calculate potential down payments, monthly cash flow spreads, and identify properties with hidden equity. Plus, hear insights from seasoned investor Judy on targeting distressed homeowners and structuring successful deals. Don't miss out on these actionable insights to spot opportunities in every state, from Texas to Florida, and beyond!

• 1,500 EBO Loans Revealed: Explore the massive list of Early Buyout (VA, FHA, USDA) loans and understand the unique opportunities they present in today's market.
• Creative Financing Strategies: Master the art of wrap-around mortgages, subject-to deals, and owner financing to create profitable paper without deep discounts.
• Generate Monthly Cash Flow: Learn the financial mechanics of structuring deals that produce significant monthly spreads by bridging the gap between underlying P&I and interest-only payments.
• Real-World Spreadsheet Analysis: Walk through a detailed breakdown of how to identify profitable deals, calculate down payment nets, and estimate equity from actual loan data.
• Targeting Distressed Homeowners: Discover effective marketing tactics, from letter campaigns to skip tracing, to reach homeowners in need and build win-win solutions.

Ready to make lemonade out of financial lemons? 🍋 This episode is packed with invaluable strategies to identify and capitalize on distressed mortgage opportunities, helping you grow your portfolio while making a real impact. Hit play and start turning today's challenges into tomorrow's profits!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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In this insightful episode, Scott welcomes insurance expert Beth Boisseau-Coots to discuss the ever-changing landscape of real estate insurance, particularly in Texas. As 2025 approaches, understanding property and casualty insurance is more crucial than ever for investors navigating a market dramatically altered by climate events and capacity issues. Beth, a leading expert in property and casualty insurance, sheds light on why Texas has become one of the top "problem children" for insurers and what investors need to know to protect their assets.

Key discussion points include:

• Texas Insurance Turmoil: Beth details why Texas has become an insurance "problem child," facing challenges from hurricanes, severe hail, and wildfires, leading to escalating costs and coverage difficulties in various regions.
• Capacity & Reinsurer Influence: Learn how commercial insurance capacity limits and reinsurers' decisions impact policy availability and pricing, sometimes forcing carriers to exit the state, directly affecting investors.
• Strategic Property Investment: Get crucial advice on areas to approach with caution (e.g., Texas coast, DFW with high wind/hail deductibles) and the distinction between replacement cost and market value to avoid common pitfalls.
• Master Policies for Portfolios: Discover the advantages of a "master policy" for investors with multiple properties, offering streamlined management, consistent rates, and flexibility for rehabs, rentals, and even certain subject-to deals.
• Investor Protection & Best Practices: Understand the importance of tenant renters insurance, contractor liability coverage, recognizing roofing fraud, and the value of assembling a trusted professional team to navigate complex insurance decisions.

Beth emphasizes the need for investors to look beyond just price, focusing on comprehensive coverage and understanding policy nuances like coinsurance penalties. With her practical advice, investors can better protect their assets. Whether you're a first-time buyer or managing a large portfolio, Beth and her team offer invaluable guidance to ensure your real estate investments are properly insured. Connect with her for expert counsel and to explore solutions like the master policy that can simplify your insurance strategy.

Connect with Beth HERE!

Beth Boisseau-Coots is Vice President at JB Lloyd & Associates with 20 years of experience in the insurance industry. Licensed in Property & Casualty and Life & Health across all 50 states, she specializes in insurance programs for community banks, lenders, and real estate investors. A Certified Insurance Counselor and currently pursuing her CPCU designation, Beth is dedicated to helping clients protect what matters most with clarity and confidence.

Watch the Original Video of this Episode HERE!

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Good morning, afternoon, and good evening, everybody! Scott Carson here, and boy, are you in for a treat! As we roll into the New Year, many of you are resolving to dive deeper into real estate investing, but that old excuse "I don't have any money" always seems to pop up. Well, prepare to have your mind blown (and your excuses obliterated!) by today's special guest!

We've got Lisa Ferris from Georgetown, Texas – a real estate investment legend who's been crushing it for years. She's a master of creative financing, fix & flips, short-term rentals, and leveraging private money. And the best part? She’s written a book revealing all her secrets: "How to Find and Fund Any Real Estate Deal: How to Buy Real Estate Without Using Your Own Cash or Credit." Forget the banks; Lisa proves you don't need 'em!

Here’s what you'll learn from Lisa Ferris (and why you need her book!):

• The "Sick and Tired of Being Sick and Tired" Origin Story: Lisa, a 20-year realtor, shares how being "broke" and presented with a "POS house" forced her to embrace creative financing. Her first deal? Wholesaling a property in three hours for $17,000 profit – and she's never looked back!
• Ron LeGrand's Legacy & Realtor Superpowers: Lisa credits a Ron LeGrand course for igniting her creative financing journey. As a seasoned realtor, she leverages deep market knowledge (knowing which two blocks to avoid and where to buy!) to quickly run numbers and make offers, giving her a serious edge in Central Texas (Belton, Temple, Taylor, Fort Hood) – everywhere but Austin!
• Win-Win Negotiations for Distressed Sellers: Learn Lisa's approach to seller financing: always offer a higher purchase price and sell the payment amount (never the interest rate!). She focuses on creating win-win scenarios where sellers feel heard and get flexible solutions, even for those with no equity or facing tough situations.
• Private Money Magic: Just Ask! Lisa's secret to raising capital? Simply ask! Her first private lender was a good friend at McDonald's (true story!). She views it as offering an opportunity for investors to make their money work for them, not begging. Her deals average $200K-$300K and offer 12%+ returns, because as she says, "if you have a good deal, the money is the easiest part."
• Why Diligence & Community Matter: Lisa uses tools like RehabValuator and creates professional reports (Canva, anyone?) to make her deals attractive. She emphasizes proactive communication with lenders (even using platforms like SiteWire for draws). Plus, she champions local networking with her Centex Dealmakers Group, bringing integrity, training, and real-world deals to Austin's real estate community.

Lisa Ferris is living proof that you don't need deep pockets to build a thriving real estate business. Her humor, humility, and rock-solid strategies make her an inspiration. Stop making excuses and start making deals happen!

Grab a copy of her game-changing book, "How to Find and Fund Any Real Estate Deal: How to Buy Real Estate Without Using Your Own Cash or Credit," available soon on Amazon. Connect with her on Facebook (Lisa J Ferris) or via email: [email protected]. Subscribe to the podcast, leave a five-star review, and go out and become a Dealmaker!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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Hey, investors! Scott Carson here, and I've got a juicy deal that's hotter than a Texas summer! If your lazy assets (and maybe your self-directed IRA) are sitting idle, this is your chance to put them to work on a prime piece of Georgetown, Texas real estate. This isn't some long-haul, snail-paced investment – we're talking a six-month or less turnaround, with conservative numbers figuring in a year!

This beauty is one of 48 reverse mortgages we snagged from a hedge fund. The borrower's already passed, HUD's got it cleaned out, and we're looking at a clean, well-maintained property needing just a little lipstick and a fresh coat of paint. Texas foreclosures are fast, and we've got the team ready to rock and roll. This is a potential 10% (or more!) return on your money, secured with a first lien.

Here’s the breakdown on this Georgetown Goldmine:

• The Deceased HUD Gem: A clean, 3-bed, 2-bath, 1,348 sq ft home in Georgetown's hot 78628 ZIP code. Borrower deceased, heirs not fighting, property in good shape (interior inspection available!), needs cosmetic updates only – no structural nightmares.
• The Numbers Make Sense: Current legal balance: $185K. Conservative Fair Market Value: $297K. We're picking up the note for just $170K. Add back taxes and foreclosure costs, and we need $176K in funding. That's over $112K in built-in equity!
• Exit Strategy 1: Quick Auction Cash! With a 90-day Texas foreclosure and a $191K legal balance (after taxes), a quick auction sale is likely. You get a guaranteed 10% return on your $176K, paid out even if it sells faster than 90 days. We're talking $4,400+ interest in under three months!
• Exit Strategy 2: REO Flip for Bigger Bucks! If it doesn't sell at auction (our preferred scenario!), we take it back as an REO. An additional $20K for rehab (total $196K invested) for light cosmetic work. Potential net profit of $52K+ with ROI up to 20% if we're doing a one-year prepayment penalty.
• Due Diligence & Timeline: Full collateral file, realtor CMAs, title update, HUD interior inspection, and exterior video are all available. We're aiming for mid-December funding to kick off a February foreclosure and a March/June sale. Fast, efficient, and profitable!

This isn't just another podcast episode; it's a real-time opportunity. We're looking for funding in December, so if you've got an IRA or some passive investment cash ($176K) burning a hole in your pocket, and you want 10% or more, let's talk!

For the full due diligence package, comps, and all the nitty-gritty details, reach out directly! Book a call with me at talkwithscottcarson.com or text (512) 585-3810. Let's make some money together before 2026 hits!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!