Today, Doug returns to the theme of the habits of wealthy people. Adopt these habits of financially successful people for yourself:

• Pay your bills as soon as you get them
• Read personal finance books.
• Start by saving – pay yourself first.
• Set limits on purchases

Today’s interview explores how adding the human touch and a little fun to government policy and individual investing produces results. Dr. David Halpern, creator of the British government’s “Nudge Unit” explains how governments can use behavior finance research to dramatically influence the way people act. Can you apply these same tools to make yourself a better investor, saver, and philanthropist?

Follow Dr. Halpern and his work at: http://www.behaviouralinsights.co.uk/