How To Money

On this episode of The How To Money Podcast, Kate Campbell chats to Michelle Bowes about having money conversations with the young people in your life. Many of us wish we learnt about money in school, so in this episode we come up with some helpful ways to change this for the next generation of young Australians.

We chat about learning about money alongside the young people in your lives, what 15 year old Kate should know when starting her first part time job, and figuring out the balance between saving, spending and giving.

Show Notes: howtomoney.online/how-to-money-podcast

HTM Website: howtomoney.online

HTM Instagram: @HowToMoneyAUS

Please send any questions, feedback, or episode suggestions through to us at [email protected] and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

Episode Recorded: August 2022

Buy the damn latte!

In this episode of the How To Money podcast, Kate Campbell has a wide-ranging chat with Vince Scully, financial adviser at Life Sherpa, money expert and author of Live the Life You Want With the Money You Have.

Vince reminds us to work on getting the big money decisions right (like where you live and what you drive), rather than focusing too much on the small things like whether to buy coffee today. Plus, he chats about his spending framework, the search for enough and some of his thoughts on life & money at the moment.

Live the Life You Want With the Money You Have: majorstreet.com.au/products/live-the-life-you-want-with-the-money-you-have-vince-scully

Show Notes: howtomoney.online/how-to-money-podcast

HTM Website: howtomoney.online

HTM Instagram: @HowToMoneyAUS

Please send any questions, feedback, or episode suggestions through to us at [email protected] and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

Episode Recorded: 13th May 2022

In this episode of the How To Money podcast, Kate Campbell chats to Chris Brycki from Stockspot, a diversified Australian robo-adviser.

Chris chats about the building blocks of a diversified investment portfolio, why is diversification important and how should we be thinking about it when investing and how risk plays into the way we allocate our investment portfolio.

StockSpot Website: www.stockspot.com.au

Show Notes: howtomoney.online/how-to-money-podcast

HTM Website: howtomoney.online

HTM Instagram: @HowToMoneyAUS

Please send any questions, feedback, or episode suggestions through to us at [email protected] and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

Episode Recorded: 13th May 2022

In this episode of the How To Money podcast, Kate Campbell chats to Sharon Crombie from MicroChilli, a remote bookkeeping and advisory service for small businesses.

Sharon shares some great ideas for listeners who may be interested in starting their own side hustle or small business, including pricing your products and services, cost effective marketing, hiring and training employees and dealing with founder burnout.

MicroChilli Website: microchilli.com.au

Show Notes: howtomoney.online/how-to-money-podcast

HTM Website: howtomoney.online

HTM Instagram: @HowToMoneyAUS

Please send any questions, feedback, or episode suggestions through to us at [email protected] and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

Episode Recorded: 7th April 2022

In this episode of the How To Money podcast, Kate Campbell chats to Andy Darroch, an Australian financial adviser, about superannuation and making sure we’re doing the most for our retirement.

Andy and Kate have a wide ranging discussion on super, including:

👉 Asset allocation

👉 Fees & performance

👉 Does size matter?

👉 Active vs passive management

👉 No one size fits all

👉 Plus, some other important factors when choosing a super fund

Show Notes: howtomoney.online/how-to-money-podcast

HTM Website: howtomoney.online

HTM Instagram: @HowToMoneyAUS

Andrew Darroch is an Authorised Representative of Advise Me Today Pty Ltd: Authorised Representative Number: 1252820. Advise Me Today Pty Ltd is a Corporate Authorised Representative (Number 1289358) and is authorised through Independent Financial Advisers Australia, AFSL 464629. To find out more about where a financial adviser has worked, their qualifications, training, memberships of professional bodies and what products they can advise on, search the MoneySmart Financial Adviser Register.

Please send any questions, feedback, or episode suggestions through to us at [email protected] and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

Episode Recorded: 7th April 2022

In this episode of the How To Money podcast, Kate Campbell chats to Douglas Morris, the CEO of Sharesight, a digital portfolio management platform.

We talk about the less exciting but very important part of investing, the portfolio management and admin side of things, and cover off on what new investors need to be aware of and keep track of after they buy their first investment.

We also discuss the difference between HINs, TFNs and account numbers, how can investors keep track of their portfolios overall performance and ways to make our lives easier as investors come tax time.

Sharesight: sharesight.com/au

Show Notes: howtomoney.online/how-to-money-podcast

HTM Website: howtomoney.online

HTM Instagram: @HowToMoneyAUS

Please send any questions, feedback, or episode suggestions through to us at [email protected] and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

Episode Recorded: 17/03/2022

In this episode of the How To Money podcast, Kate Campbell chats to Larisha Jerome, Community Development & Project Officer at the First Nations Foundation.

Larisha shares some of the background behind the First Nations economic system, challenges young Indigenous Australians face when it comes to their money, overcoming money shame and self limiting beliefs and some of the resources available to young Indigenous Australians who want to improve their finances.

First Nations Foundation: firstnationsfoundation.org.au/my-money-dream

Show Notes: howtomoney.online/how-to-money-podcast

HTM Website: howtomoney.online

HTM Instagram: @HowToMoneyAUS

Please send any questions, feedback, or episode suggestions through to us at [email protected] and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

Episode Recorded: 16/03/2022

Are you interested in the idea of financial independence?

In this episode of the How To Money Podcast, Lacey Filipich gives us a crash course on achieving financial independence in Australia.

Lacey covers her motivations towards investing from an early age, making choices along your personal finance journey, the concept of taking mini-retirements, plus, some great resources to help you get started!

Lacey’s Book: www.moneyschool.org.au

Show Notes: howtomoney.online/how-to-money-podcast

HTM Website: howtomoney.online

HTM Instagram: @HowToMoneyAUS

Please send any questions, feedback, or episode suggestions through to us at [email protected] and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

Episode Recorded: 17/02/2022

Giving now vs giving later?

On this episode of the How To Money podcast, Kate Campbell chats to Luke Freeman who is the Head of Giving What We Can at The Centre for Effective Altruism.

Luke introduces us to the ideas behind giving effectively, how much it actually costs to save a life, some critical problems we are facing and the organisations working towards solving them, and how to give more in line with your values.

FREE BOOK: https://bit.ly/howtomoneygwwc

Show Notes: howtomoney.online/how-to-money-podcast

HTM Website: howtomoney.online

HTM Instagram: @HowToMoneyAUS

Please send any questions, feedback, or episode suggestions through to us at [email protected] and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

Episode Recorded: 15/02/2022

On this episode of the How To Money podcast, Liz Mclardy shares her thoughts on teaching your children (and the other young people in your life) healthy money habits.

We touch on how to start the conversation about money and making sure it’s not a taboo topic, the pocket money dilemma, tips on encouraging a healthy balance between saving, spending and giving to others and encouraging kids to take healthy risks with jobs, money and businesses.

Get in contact with Liz: lizmclardy.com

Show Notes: howtomoney.online/how-to-money-podcast

HTM Website: howtomoney.online

HTM Instagram: @HowToMoneyAUS

Please send any questions, feedback, or episode suggestions through to us at [email protected] and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

Episode Recorded: 17/02/2022