Every year, over 500,000 Americans file for bankruptcy due to medical bills. Many of these arise from auto accidents that occur at alarming rates, oftentimes leaving the victim with a brain or spinal cord injury. These types of injuries can be long-lasting and require treatment for decades, and most affordable insurance policies do not cover the overwhelming expenses that accompany traumatic brain and spinal injuries.

John Prosser II, president of the NeuroTrauma Association, joins Dr. Phil on his Phil in the Blanks podcast to give you information to prepare yourself in case you or someone you love suffers this type of accident. Learn how to get medical coverage and where to get the support and treatment you may need to heal.

"We're trying to get millions of drivers all over the country to look at this through the lens of 'Oh, my God. What if this happens to me?'" Prosser says.

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