Tessa nearly became a criminal and Stevie got scammed by the same people twice. Here's what they learned and here's how you can avoid making the same mistakes. Also, crucially, how you shouldn't feel like a big idiot when it happens to you. 

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Recorded by Ben Williams and edited by Clarissa Maycock for Plosive. Additional editing by Ben Williams.

Photos by Marco Vittur, jingle by David Dobson.

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