HS 323 Audio: Individual Life Insurance (2015) episodes:

• November 04, 201520 HS 323 Summary

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• November 04, 201510 HS 323 Summary

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• November 04, 201519 HS 323 Summary

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• November 04, 201503 HS 323 Summary

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• March 31, 201508-11-Calculate policy surrender values using the adjusted-premium method, and interpret the results in terms of the extent to which first-year expenses have been amortized.

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• March 31, 201508-08-Describe the possible approaches to a withdrawing policyowner's equitable treatment, including any adjustments that might be made to a policy's asset share in implementing those approaches.

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• March 31, 201508-12-Explain how surrender values are determined for nontraditional products such as universal life insurance.

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• March 31, 201508-06-Describe the structure, characteristics, and functions of the four fundamental settlement options.

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• March 31, 201508-09-Describe the requirements the Standard Nonforfeiture Law imposes on surrender values.

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• March 31, 201508-05-Explain the settlement agreement provisions concerning contract and current rates, rights of withdrawal and commutation, and minimum-amount requirements.

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