HS 323 Video: Individual Life Insurance (2015) episodes:

• March 23, 201517-01-Describe the importance of interest adjustments to amounts from different years in policy illustrations.

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• March 23, 201517-02-Understand the Professional Practice Guideline and the Life Insurance Illustration Questionnaire, and explain the difference between them.

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• March 23, 201516-04-Explain how stop-loss, catastrophe, and spread-loss plans of nonproportional reinsurance work.

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• March 23, 201516-03-Explain how the yearly renewable term, coinsurance, and modified coinsurance plans of proportional reinsurance work; describe the advantages and disadvantages of each

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• March 23, 201516-02-List and explain the various reasons why life insurance companies use reinsurance.

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• March 23, 201516-06-Describe and explain the eff ects of the provisions commonly found in reinsurance agreements, including those related to the cession form, claims settlem

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• March 23, 201516-05-Explain the differences between facultative and automatic reinsurance agreements.

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• March 23, 201516-01-Explain what reinsurance is and identify the parties to a reinsurance agreement.

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• March 23, 201515-03-Identify the various methods life insurers use to deal with substandard risks, explain how each method works, describe the types of risks for which e

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• March 23, 201515-04-Explain the reasons (both theoretical and practical) for and against removing the substandard rating when a person a company has classified as a substandard risk is subsequently found to be a standard risk by another life insurance company.

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