HS 323 Video: Individual Life Insurance (2015) episodes:

• March 23, 201515-02-Identify the broad additional hazard groups into which most companies assume substandard risks fall, and give examples of additional hazards that would cause life insurance applicants to fall into each of these groups.

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• March 23, 201515-01-Explain the group concept applied to substandard risks.

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• March 23, 201514-03-Describe the special considerations in the selection process when nonmedical insurance is available.

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• March 23, 201514-05-Describe the concerns regarding the issuance of life insurance at extremes of age.

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• March 23, 201514-02-Explain two methods of risk classification.

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• March 23, 201514-01-Identify the sources of information regarding an applicant, and describe the role that each plays in the selection process.

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• March 23, 201514-04-Explain the insurability option.

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• March 23, 201513-01-Describe the fundamental guiding principles that govern the selection process.

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• March 23, 201513-02-Describe the various factors that affect proper risk selection.

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• March 23, 201512-02-List and explain the sources of surplus (capital) for a life insurance company.

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