In this episode of The Brutally Honest Loan Officer Podcast, Derick and Stephen return after a brief hiatus due to Hurricane Helene and Milton hitting Florida. They share their personal experiences with the storm and express their support for those affected. The hosts dive into practical storm preparation tips for homeowners and renters, emphasizing the importance of documenting your property before a storm for potential insurance claims.

They also provide a comprehensive hurricane prep checklist, covering everything from securing your home and assembling a supply kit to protecting your roof and preparing for power outages.

For current buyers and sellers, Derick and Stephen explain how hurricanes can impact the mortgage process. They discuss the potential for delayed closings if a home is located in a disaster-declared area and the role of the Force Majeure clause in real estate contracts during natural disasters.

Tune in for a mix of practical advice, industry insights, and the hosts' trademark humor as they navigate the complexities of buying and selling during hurricane season.