I Don't Do Budgets.

You are going to love this episode because Taryn and I just had a conversation as if we were just friends sitting on the couch talking about money! Taryn Bushrod is a financial coach that focuses on "behavioral finance", which is a field of study that uses psychology to help explain people's spending or investing habits. When talking with Taryn, we discussed the importance of how our childhood or early adulthood trauma can affect our relationships with money. By approaching our money matters from this angle we can get a better understanding of WHY we spend the way we do.

Taryn was such a pleasure to talk to… even after the episode was done recording we talked for an additional hour! I really enjoyed talking with her and I hope you enjoy some of the wisdom she brought to the show! Don't forget to check out the links mentioned for more on the 2020 Money Planning Workshop and more.

AND go ahead and share this with a friend that you would love to have money conversations with, and don't forget to tag me and Taryn on IG with your top 3 takeaways!

Links Mentioned:

Secrets of A Millionaire Mind

https://www.amazon.com/Secrets-Millionaire-Mind-Mastering-Wealth/dp/0060763280

Cashflow Quadrant

https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054

I Don't Do Budgets Shop

https://www.idontdobudgets.com/shop-now

Support with as low as $1/month here:

https://www.patreon.com/idontdobudgets

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

I Don't Do Budgets IG: @idontdobudgets

Taryn Busrod's IG: @itstarynsworld

Taryn Bushrod Website: https://tarynsworld.com/

Email: [email protected]

Website: www.idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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Stephanie Davis is a Certified Financial Educator, Real Estate Investor, and Creator of Finances On Point - a financial empowerment blog and community dedicated to helping women create wealth starting where they are, using what they have. Her mission is to empower women to become discipline with their resources so that they can achieve financial freedom, create generational wealth, and live life on their terms.

She believes that EVERYONE can achieve wealth, you just need the right plan.

I learned so much from speaking with her about real estate investing and smart money habits in today's episode! Be sure to tag us on Instagram if you enjoyed it.

Resources:

Stephanie provided some AMAZING resources throughout the episode and I have provided some of my favorite real estate investing resources as well.

Click HERE to get Stephanie's Quick Start Checklist to real estate investing. She even lists some of her favorite real estate investing books!

One of my favorite rental property management websites is iPropertyManagement! They have guides, resources, tools, templates, a breakdown of landlord/tenant laws and SO MUCH MORE that will help you become a profitable landlord!

So many people ask me if I have contracts and templates for rental properties and I just use the landlord/tenant templates that iPM provides! They have templates for rental applications, eviction notices, sublease agreements, move out checklist and SOOO MUCH MORE… I could literally go on forever lol there's a template for just about anything you can think of! Not only are there universal templates, they have templates for EACH state that are simple and easy to use.

Another frequent question that I get a lot is "how to find good contractors?" I personally use Home Advisor. You can literally type in exactly what you're needing done and they will match you with the best contractors for the job, show you recent reviews from other people who have worked with them AND allows you to click a button that will request a quote from all of the ones you were matched with. It just makes finding contractors so much easier!

Social Media Info:

Finances on Point IG: @financesonpoint_

Finances on Point Website: financesonpoint.com

I Don't Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Patreon: https://bit.ly/IDDBPatron

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We all do it... Create money goals every year and struggle to achieve them. Then as it gets to the end of the year, we say "2020 is going to be my year for real!" Listen… I don't want you to start the New Year off with the same goals as last year or with new goals without a plan. It's time to take some action! So today I'm going to give you 5 Things You Need to Do to Achieve Your Big Money Goals . I hope that after today's episode you use these tips to actually achieve your money goals!

Sponsored By:

Amber's Magical Saving Box:

http://bit.ly/ambersmagicalsavingsbox

Links Mentioned:

2020 Money Planning Workshop

http://bit.ly/2020MoneyPlanningWorkshop

Get $5 with my Rize link:

http://bit.ly/RizeSierraHoward

Sign up for my email list:

http://bit.ly/FinancialFreedomTracker

Social Media Info:

I Don't Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Join: I Don't Do Budgets Facebook Group

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Support with as low as $1/month here:

https://www.patreon.com/idontdobudgets

Faneisha "Fo" Alexander is a Certified Financial Education Instructor (CFEI) with a passion for helping women dump debt & build bank so that they can create the life that they want. She is a two-time author, speaker, and serial blogger, and is also the host of the Girl Talk with Fo podcast.

Her story of paying off over $78,000 in less than three years took the Internet by storm. She's since been featured on MSN Money, Yahoo Finance, Bankrate.com, GOBankingRates, His & Her Money, The Penny Hoarder, Clever Girl Finance, and more!

Don't forget to check out the giveaway I mentioned in Episode 41. I'll be announcing the winner on Christmas, so there's still plenty of time to enter!

Social Media Info:

Fo Alexander Website: girltalkwithfo.com

Girl Talk With Fo IG: @GirlTalkwithFo

I Don't Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Patreon: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

Rachael Hanible is the founder of Missing Peace Financial Group and author of Amber's Magical Savings Box, an Amazon Best Selling interactive children's book about learning and saving money. After becoming completely debt-free, saving a year's worth of income, and reaching a credit score of over 800, she decided to share tools and tips to help others do the same. Rachael has helped many people achieve their short term and long term financial goals that include saving for a home, paying off student loans and saving an emergency fund.

This episode is sponsored by the book, Amber's Magical Savings Box. This book includes a savings journal, daily affirmations, and worksheets for children to track their money goals. And because I'm feeling the holiday spirit, I'm giving away two $20 Amazon gift cards away to two lucky winners. If you buy this book and send me a photo or tag me on social media that you purchased it, you will be entered in the giveaway!

Social Media Info:

Rachael Hanible Website: www.rachaelhanible.com

I Don't Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Patreon: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

Lindsay Bryan-Podvin is a financial therapist that helps couples make money something that keeps them together instead of pushing them apart. She is a trained mental health professional, and in that field she realized that money was a major reason behind mental breakdowns. In her business she helps clients come to grips with their financial stress and and use money as a positive force in their relationships.

It was so amazing to talk to Lindsay! During our conversation we had a mock session where we talk about some common money questions that people have in relationships. If you are talking about money matters with your partner, make sure Lindsay's episode is at the top of your list!

Social Media Info:

Lindsay Bryan-Podvin

YouTube: Lindsay Bryan-Podvin

Mind Money Balance Website: https://www.mindmoneybalance.com

Mind Money Balance IG: @mindmoneybalance

I Don't Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Facebook Group: https://www.facebook.com/groups/idontdobudgets/

Patreon: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

Links Mentioned:

This Is Uncomfortable Podcast

Death, Sex, and Money Podcast

Million Dollar Badass Podcast

Welcome back to I Don't Do Budgets! I'm so excited to bring you the fifth and final episode of the Black Women Investing series. Today's guest is Shaquan Lopez, a Forex trading educator and owner of SLFX Trading. She began trading the Forex market 4 years ago. Before that, she worked in banking. Having a love for numbers, teaching, and now dealing with foreign currency, she began trading the foreign exchange market that most know as the Forex market.

She brought SO much good information and cleared up so many misconceptions about Forex and trading. Tag us on social media if you enjoyed this episode!

I'm also excited to announce the Real Estate Summit is offering I Don't Do Budgets listeners 50% off their tickets! You're not going to want to miss this. Use code DONTDOBUDGETS here: https://the-key-resource.teachable.com/p/the-real-estate-summit-reloaded/?affcode=111210_gqcndm0b

Social Media Info:

Shaquan IG: @slfx_trading

Shaquan Website: https://www.slfxtrading.com

I Don't Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Patreon: https://bit.ly/IDDBPatron

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Hey Hey! For the fourth episode in the I Don't Do Budgets Investing Series, I'm talking to investment and travel guru, Teri Ijeoma. Teri began her professional career working in education and non-profits. When she started trading stocks nine years ago, she initially saw it as an opportunity to supplement her income. She was so successful with this side hustle that in 2017, she decided to quit her job, travel the world, and begin trading full-time.Teri breaks down investing so well. She truly is a teacher! My favorite part of this episode was hearing about her worst trade and how she overcame it!

Remember to tag us on social and let us know your top three takeaways! If you know someone interested in investing, feel free to send this episode to a friend, too.

I Don't Do Budgets listeners can get 10% off of Teri's Trade and Travel course: http://bit.ly/TradeandTravel

Social Media Info:

Teri IG: @imaninvestor

Teri Website: itradeandtravel.com

I Don't Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

#IDontDoBudgets #IDDB

We're back with the third episode of the Black Women Investing series. This one is about a goal that I've had since I was 22. Do you remember on episode 2 when I talked about trying to apply for this real estate investing program and not knowing my disposal income!? ⁣⁣⁣

Well that's when I decided that I had to get my life together if I REALLY wanted to invest in real estate. I calculated my disposable income and started saving $500/month and eventually increased it to $1000/month and so on. (This is why I preach knowing your disposable income!) I cut back on all the unnecessary shopping I was doing and started being intentional about my money!

Four years later I have my 1st rental property!!! It wasn't an overnight process to jump into real estate investing, so I'm excited to share what I've learned during this process with you today.

As always, be sure to let me know your top 3 takeaways from this episode by tagging me on social media @idontdobudgets and leaving a review on Apple Podcasts!

Social Media Info:

I Don't Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Patreon: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

Courtney Richardson is an investing in cannabis expert. She is the founder of The Ivy Investor, which is a resource for women seeking to understand the maze of investing. She is also a tax attorney with a certificate in Estate Planning. Courtney's legal and financial expertise has been featured in The Huffington Post, AOL, My Fab Finance, and Forbes. She was recently named as one of the 7 Black Millennial Financial Experts to Follow on Instagram in 2019 by Black Enterprise.

Courtney was a fountain of knowledge in the world of cannabis investment, and I really hope you enjoy this episode! If you did, share it with a friend who needs some motivation and also, don't forget to tag Courtney and I on social media with your top 3 takeaways!

Social Media Info:

Save 20% on Courtney's Investing in Cannabis course using this link: http://bit.ly/theivyinvestor

Courtney Richardson Twitter: @theivyinvestor

Courtney Richardson Instagram: @theivyinvestor

The Ivy Investor site https://theivyinvestor.com

I Don't Do Budgets IG: @idontdobudgets

Email: [email protected]

Website: www.idontdobudgets.com

Sign up to become a Patron of the show: http://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB