Finding Financial Fitness

IBC Across Generations


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In this episode, Nino Gonzalez and Pei Chen sit down with mother-daughter duo Winnie Lau and Emaghea Lau, who are on a mission to transform family finances. Winnie shares her journey as a pioneer of Infinite Banking (IBC) in Canada, while Emaghea reveals how learning financial strategies from age four gave her a major advantage. From raising money-savvy kids to using IBC for lifelong financial freedom, this episode is packed with insights to help you take control of your wealth—no matter your age.


Winnie and Emaghea are launching their next CashSmartForLife Course this October—designed specifically to help parents lead their children (ages 3–13) toward lifelong financial success, using a proven money system.


If you’re looking to add that extra layer of certainty while raising your children—equipping them with the knowledge and confidence to manage money throughout their lifetime—this course is for you.

✨ Curious to learn more and access a special offer?

👉 Click here to book a call with Emaghea: https://app.usemotion.com/meet/we-pq59/meeting?d=15

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Finding Financial FitnessBy Nino Gonzalez

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