In this episode of If You Don’t Plan, You Are Stupid!, Florida Estate Planning Attorney Andrew Rosenberg explains the critical role of an executor—called a personal representative (PR) in Florida—in the probate process. Andy breaks down who qualifies to serve, what responsibilities the PR must carry out, and the qualities to look for when naming someone to this important role. He also discusses common pitfalls, the compensation executors can receive, and what happens if no PR is named in a will. This episode offers essential guidance for anyone creating or updating an estate plan.

00:54 – What is an executor and how is the term different in Florida?

About the Show:

If You Don’t Plan, You Are Stupid! is a podcast hosted by estate planning attorney Andy Rosenberg. Each episode helps Florida families better understand how to protect their legacy, minimize legal complications, and ensure smooth transitions for their loved ones. With clarity, humor, and expertise, Andy explains topics like probate, trusts, guardianships, and wills.

In this episode of If You Don't Plan, You Are Stupid!, estate planning attorney Andy Rosenberg delves into the critical aspects of medical decision making. They explore the differences between health care surrogates, living wills, and do-not-resuscitate (DNR) orders, providing clear explanations and real-life examples. The discussion emphasizes the importance of having these legal documents in place to ensure one's wishes are followed and to prevent potential family conflicts during critical times. Listeners will gain valuable insights into how these documents work and why they are essential for anyone concerned about their future medical care.

00:00 - Show Introduction and Welcome

02:00 - Introduction to Medical Decision Making Topic

05:00 - What is a Health Care Surrogate? (with example)

10:00 - What is a Living Will? (with example)

15:00 - What is a DNR? (with example)

20:00 - Importance of Having These Documents and Potential Scenarios

25:00 - Naming Your Health Care Surrogate and Considerations

30:00 - The Difference Between Health Care Surrogate and Living Will

35:00 - Handling Disagreements Between Surrogate, Doctor, and Family

40:00 - Conclusion and Call to Action

About the Show:

If You Don’t Plan, You Are Stupid! is a podcast hosted by estate planning attorney Andy Rosenberg. Each episode helps Florida families better understand how to protect their legacy, minimize legal complications, and ensure smooth transitions for their loved ones. With cla

Episode Summary:

Key Timestamps:

00:00 – Introduction to the complexities of blended family planning

About the Show:

If You Don’t Plan, You Are Stupid! is a podcast hosted by estate planning attorney Andy Rosenberg. Each episode helps Florida families better understand how to protect their legacy, minimize legal complications, and ensure smooth transitions for their loved ones. With clarity, humor, and expertise, Andy explains topics like probate, trusts, guardianships, and wills.

In this episode of If You Don’t Plan, You’re Stupid, estate planning attorney Andy Rosenberg explains one of the most powerful and misunderstood legal tools in estate planning: the Durable Power of Attorney. Andy breaks down the differences between durable, general, and limited powers of attorney, the risks of not having one in place, and how to choose the right person for this critical role. With practical examples — including real-life client stories — Andy helps listeners understand when, why, and how to use a power of attorney effectively to avoid court involvement and protect their loved ones.

00:01 – Show intro: What is a Durable Power of Attorney (DPOA)?

If You Don’t Plan, You’re Stupid is a podcast hosted by estate planning attorney Andy Rosenberg, founder of the Law Offices of Andrew G. Rosenberg, P.A. Each episode offers straightforward, no-nonsense advice on wills, trusts, powers of attorney, and more — helping families protect their legacy and avoid unnecessary legal entanglements.

Episode Summary:

In this informative episode, Florida estate planning attorney Andy Rosenberg explains the often misunderstood process of probate. Andy outlines what probate is, why it exists, how it works in Florida, and why families should aim to avoid it. The conversation explores practical strategies like proper asset titling, beneficiary designations, and setting up trusts to bypass the time-consuming and costly probate process.

00:01 – Show Introduction

If You Don’t Plan, You’re Stupid is a podcast hosted by estate planning attorney Andy Rosenberg. Each episode helps Florida families better understand how to protect their legacy, minimize legal complications, and ensure smooth transitions for their loved ones. With clarity, humor, and expertise, Andy demystifies topics like probate, trusts, guardianships, and wills.

About the Show:

"If You Don't Plan, You Are Stupid" is a podcast featuring estate planning attorney Andrew Rosenberg, designed to demystify estate planning and help listeners make informed decisions about protecting their assets and loved ones.

Episode Summary:

In this episode, host John Clements and estate planning attorney Andy Rosenberg break down the fundamental differences between wills and trusts. They discuss when each option is appropriate, the implications of probate court, and why proper estate planning matters regardless of wealth level. Andy provides practical insights into how asset titling, family circumstances, and personal situations influence whether a will or trust is more suitable.

Key Timestamps:

00:00 - Show Introduction

00:52 - Basic differences between wills and trusts

02:22 - When is a will enough vs. needing a trust

05:11 - Do you need to be wealthy to have a trust?

08:14 - Understanding probate court and its challenges

12:54 - Hidden risks with only having a will

14:49 - First steps in estate planning

Main Takeaways:

- A will guarantees probate, while a trust helps avoid it

- Probate in Florida is expensive (3% attorney fees), time-consuming (12-18 months), and public

- Trust planning isn't just for the wealthy

- Estate planning should consider both death and incapacity

- Consulting with a qualified estate planning attorney is crucial

Episode Summary:

In this inaugural episode, estate planning attorney Andrew Rosenberg discusses common misconceptions about wills and estate planning, sharing compelling real-life stories including his own personal experience with a near-fatal heart attack. He explains why having just a will isn't enough and the importance of proper estate planning regardless of age or wealth status.

Key Timestamps:

00:01 - Show Introduction

00:52 - Origin story of "If You Don't Plan, You're Stupid" catchphrase

02:23 - Biggest myth about estate planning: Why having just a will isn't enough

06:21 - Real-life disaster story about inheritance and family conflict

10:15 - Success story about proper estate planning (Andy's personal heart attack experience)

15:01 - Preview of future episode topics

17:06 - Closing remarks and call to action

About the Show:

"If You Don't Plan, You Are Stupid" is a podcast hosted by John Clements featuring estate planning attorney Andrew Rosenberg. The show aims to demystify estate planning and demonstrate why planning for your future is crucial for everyone, regardless of age or wealth status.