For this episode, we will address a romantic question of transferring name between properties.  My suggestion is to either transfer the property after the marriage. Hence don't need to worry about the tie before putting on the shirt.  Another point would be to think bigger. As my secret selfish goal is to enable everyone to have at least 2 property in this lifetime. One for ownstay and another for investment and old age. After marriage, both of them can aim to go for another property using both names instead of transferring names for the first property.

As there's a new addition coming soon into the family, I need a car with more storage space mainly to carry baby stuffs around, especially the stroller.  However, I've been enjoying this Suzuki Swift very much. The flexibility, the acceleration, the reliability... it's a car that I wouldn't need to change.  Throughout this experience of searching around new car show rooms, I've realized several things:  

1. It's ok to buy car knowingly they will drop in price  

2. For a tax waiver of RM 3800, it makes a RM 130k car worth buying  

3. The experience of buying a new car is so pleasant compared to properties 

But what I enjoyed the most, is when a car noob like me shops around and purchase a car, it reminded me of the feeling of getting my first property. That just brought me closer to all first time home buyers=)

In this episode, we will address what to do with a fully paid leasehold terrace house that this audience bought 7 years ago.  He chose not to sell because the current price of the property is not as per his expectation. But he is considering to sell because of the RPGT.  Then he want to rent out to get some passive income, but he also don't want to rent out because he worries about the wear and tear of the unit.

In this episode, we would address several questions from this audience: 

1. Would I need a lot of cash in buying a property? If yes, how much? And is there a difference between buying for investment and own stay? 

2. Is it okay to buy a property with 4 siblings name together? 

After this month, we are all back to reality as we are required to start paying installments, credit cards, hire purchases and etc. So when these are back, is property price gonna drop? 

A few takes, prices of properties that are more inclined to expat popular areas for eg houses around KLCC. These are generally for Aibnb, and short terms stays as it's close to the city and lot's of MNC offices. Another type of property that will drop will be tourism focused areas, but these are showing signs of recovering during RMCO. 

In this episode, it greatly illustrate why I emphasize again and again to not invest in a property with your girlfriend or boyfriend.  What happens if one side refuse to pay her or his part of the installment, just for the sake of not wanting to? The property will get auctioned off and both of their credit scores will get into trouble.  My suggestion would to just stay rational to pay up her share, then try her best to sell off the property as soon as possible, even at a loss. Put an ending to this part of her life and move on already.

In this episode, things got kinda technical with lots of jargon. I guess this is when the professional lawyers, surveyors and etc are there to assist us.  I've also summarized the detailed information required further for me to assist:  

1. What kinda property is this? Land or house? 

 2. Is it bumi status or malay reserved?  

3. Is the OTP being signed with a professional as the witness for the process? 

Well, irregardless whatever the answers are, I strongly recommend to engage a lawyer as soon as possible because he or she will be in the best position to advise you further.

In this episode, we will break down the pros and cons between high floor units versus low floor units.  The considerations differs in terms of investment and own stay purposes.  Which one would you prefer?

In this episode, we will address a question from an audience about investment between a matured location versus an education faculty focused product away from the city.  Also, this audience is also having inconsistent income which might affect the loan application process. Hence, kindly reach out to my banker Ms Catherine 012-560 9265 .

Thank you soooo much for all the support guys!!  

This is just an update on my personal well-being, the future of the channel, as well as a GIVEAWAY sponsored by one of the audience herself!!