In this episode, we will address what happens when you cancel your purchase after signing the SPA.  Well, it depends at what stage you're cancelling the purchase because it affects the amount that you'll need to pay back or burn. The grey zone would be the initial 10% as you cancel. Does the developer take that into account, or is it really a discount?  After finding out the amount that's gonna be burnt, I suggest to balance that against the cost of getting the keys and preparing it for tenancy. Basically it's to balance which solution will make more sense.

In this episode, we will address a question regarding his first purchase with his wife.  As they are about to get married, they are wondering should they invest in a home straight away? Or get one in the city where it's more convenient for the time being?  My suggestion would be to get that apartment which is convenient, with the investment mindset. Then 3 years later, when they are planning to extend the family only get that dream house away from the city. This is when the career path is more stable, and financial status is much healthy.  I'm even pushing it to rent that dream home. But this is rather unacceptable for many people as it's still more sensible to own the house compared to renting.

This is an interview with 2 young gentlemen from Team Property Video Rockstar. 

We talked about how to start a channel, and what are the common challenges during the process. I hope this will many people who have the intention of starting a channel irregardless whichever genre. 

A very debatable episode, would you retire in a landed house or highrise?  In my opinion, I would retire in a strata unit as I prioritize security and components that complements an active lifestyle. I guess landed strata can also provide those requirements.  My entire take is to not have me serving the house instead of the house serving me. Kindly share what's your take=)

In this episode, we will address a question regarding this audience who is trying to buy a property from this developer but the banks are not providing the loan amount due to restrictions in their valuation.  I've explained the different in valuations of the property price and what's the usual cause for these cases. Also, I explained the difference between market price versus bank valuation versus asking price.

Mortgage banker contact: Ms Catherine 012-560 9265.  In this episode, we will address a question who works in Hong Kong with the intention to invest in a property in Desa Park City.  As he's working overseas, the common complications usually occur during the loan application process.

In this episode, we will address a question regarding this new investor considering between a new, newly built unsold, or subsale property. Each of those have their own pros and cons but to me, the right question to ask is which one can generate the investment return I want?  Why would you proceed with the purchase when you know it's not gonna be generating enough rental compared to installment?

This is an interview about how I shared about the my Youtube channel. I often encourage young people to start documenting and share their passion to the world, and one day it might catch attention of the audience that share the same interest. And from there it might have possibility of turning it into a career.  Thus, this is just some findings after my 3 years journey... *small sharing lah=)

In this episode, we will discuss about what to consider before deciding to sell a property of this audience.  Also, when would be the right time to refinance the property.

In this email, we will help Julia make a decision on which property to go for as her home.  Several points to consider while making this decision:  1) Capital on hand  2) Disadvantages of leasehold property  And based on those, the better choice would be to proceed with the leasehold property. Besides the higher upfront capital and leasehold limitations, she is buying a place where she is extremely familiar with plus she can make informed decisions and take calculated risks.