Most buyers and sellers won't see any change at closing — but if you're buying through an LLC or other entity using all-cash, hard money, or seller financing, the new FinCEN Residential Real Estate Rule takes effect March 1, 2026 and you need to know what to expect.

In this episode, Audrey Murphy breaks down exactly who this rule affects, what "non-financed" really means, and what happens at your closing. Spoiler: you don't file anything yourself — your title company handles it.

What you'll learn: — Does the FinCEN rule apply to hard money and seller financing? Yes — if you're buying through an LLC or other entity. — Do I have to file a government report myself? No. Your title company handles it. — Will this cost more at closing? Possibly a small admin fee — not a tax, not a penalty. — Will this slow down my closing? Only if your title company isn't prepared — here's how to avoid that. — Who is completely exempt? Individual buyers using a traditional bank mortgage.

Serving buyers and sellers in Placer County, Nevada County, Sacramento County, and the Treasure Valley in Idaho.

Submit your real estate question at audreymurphy.com/ask-audrey Audrey Murphy | eXp Realty | 916-595-7885 | audreymurphy.com CA DRE #01865349 | Idaho #SP52777

Are you thinking about pricing your home high to leave room for negotiation? Many sellers believe starting high protects their equity, but in today’s digital, filter-driven market, pricing sends a powerful message to buyers.

In this episode of Illusions of Real Estate, Audrey Murphy, REALTOR® with eXp Realty (CA DRE #01865349 | ID #SP52777), explains why overpricing can reduce demand, when high-end pricing makes sense, and how to position your home to attract strong offers.

You’ll learn why buyers filter by price before they negotiate, how overpricing can make your home invisible to the right audience, and the difference between active listings and closed sales when determining value. Audrey also shares a simple framework to help you choose a price with clarity and confidence.

Whether you’re selling in Placer County, Sacramento, Nevada County, or the Treasure Valley, this episode will help you price strategically and avoid costly mistakes.

Quote of the episode: “Clarity breeds confidence.”

Have a confidential real estate question you’d like covered in a future episode? Submit it at audreymurphy.com/askaudrey. Your question may be answered in a future Ask Audrey segment.

Connect with Audrey Murphy
Phone: 916-595-7885
Email: [email protected]
Website: audreymurphy.com

If you found this episode helpful, follow the podcast, share it with someone who may benefit, and leave a review to help more buyers and sellers make confident decisions.

Your home’s first impression can make or break your sale. In this episode of Illusions of Real Estate, Audrey Murphy breaks down the must-dos and biggest mistakes when it comes to showings and open houses. Whether you're selling, buying, or just curious about the behind-the-scenes reality of what really happens when doors open, this episode is packed with expert advice.

Learn what to clean, what to avoid, what buyers should really be looking for—and why open houses aren’t always what they seem. Audrey also shares her honest take on safety, strategy, and how to make sure your home’s debut works for you, not against you.

🎧 For sellers, buyers, and agents who want real talk—not fluff.
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In this episode of Illusions of Real Estate, Audrey Murphy breaks down one of the most misunderstood (and feared) parts of buying and selling a home—the inspection process.

From common findings like hairline cracks or missing GFCIs to serious red flags like mold, foundation shifts, or termite damage, Audrey walks you through what really matters in a report—and what’s just typical wear and tear.

Plus, hear a real-life story where seller-provided inspections missed major issues, and how a second inspection saved her buyers from a financial disaster.

You’ll also learn:

• The difference between normal aging and true deal-breakers
• When to bring in specialty inspections (like mold, foundation, septic, or well)
• Why a $580 inspection might save you thousands in repairs later
• And the limits of what buyers can (and can’t) do during the inspection period

🛑 Bonus Tip: If an inspector finds missing smoke detectors, carbon monoxide detectors, or missing water heater straps – these are not negotiable repairs - they are government required safety features.

Whether you’re a buyer, seller, or agent, this episode is packed with practical advice to help you avoid costly surprises and make informed, confident decisions.

Avoid common—and costly—closing mistakes in California real estate! Whether you’re buying or selling, this episode breaks down what really happens after your offer is accepted. From contingencies and escrow timelines to inspections, appraisals, and receiving the keys, Audrey Murphy walks you step-by-step through the California closing process so you can protect your deposit and close with confidence.

The 2025 real estate market is off to a dramatic start—rising mortgage rates, devastating wildfires, and shifting market conditions are shaping the year ahead. In this episode, real estate expert Audrey Murphy breaks down the latest market data, expert predictions, and key insights from top economists, including Jordan Levine, Senior VP at the California Association of REALTORS® (C.A.R.).

🏡 What you’ll learn:
✅ How mortgage rates and home prices are expected to change in 2025
✅ Why inventory is increasing—and what that means for buyers & sellers
✅ The biggest market challenges (and opportunities) this year
✅ Pro strategies for buying or selling in a competitive market

Plus, get Audrey’s insider tips on how to navigate the market successfully—whether you’re looking to buy, sell, or invest.

🎧 Tune in now and stay ahead of the market!

📍 Need a personalized market update? Visit AudreyMurphy.com or contact Audrey directly:
📧 [email protected] | 📞 916-595-7885

Do you ever feel like there’s never enough time in the day? As a real estate agent, your schedule is constantly shifting, and without a strong time management strategy, it’s easy to feel overwhelmed.

In this episode, Audrey Murphy dives into real-world time-blocking techniques that will help you take control of your schedule—without burning out.

Audrey shares game-changing insights from Megan Sumrell’s TOP Planner, explaining how she learned to harmonize her work and personal life rather than just balance them.

From daily hacks to big-picture yearly planning, you’ll discover how to set boundaries, structure your time effectively, and create a business that works for you.

✅ Learn why time-blocking isn’t about scheduling every minute
✅ Discover the Daily 3 Method to maximize productivity
✅ See how to plan your year, quarter, month, and week for success
✅ Find out how technology can streamline your workflow

If you're ready to stop feeling like you’re drowning in your to-do list and start running your business with confidence, this episode is for you. Tune in now and start taking control of your time!

For more time management strategies, explore Megan Sumrell’s TOP Planner System and techniques at https://www.megansumrell.com/meetmegan

🎧 Subscribe for more expert real estate tips!

🏡 Want to sell your home faster and for more money? In this episode, real estate expert Audrey Murphy shares the best ROI upgrades that increase home value, attract buyers, and help you sell faster in 2025!

🔍 What You’ll Learn in This Episode:
✅ Top ROI home improvements (Painting: 107%, Kitchen: 81.1%, Landscaping: 217%!)
✅ What buyers really want in 2025 (Move-in-ready homes, smart home tech, energy efficiency)
✅ How to compete in a market where buyers expect pools – without one! 🌊
✅ The impact of a well-maintained roof on home value & buyer confidence
✅ Decluttering, deep cleaning & small updates that make a BIG impact

💡 Pro Tip: ROI isn’t just about dollars—it’s also about how quickly your home sells! The right upgrades can shorten market time, attract more buyers, and increase your final sale price.

🎧 Listen now & start selling smarter! → [Insert Podcast Link]

📩 Thinking of selling? Get expert guidance from Audrey Murphy!
📧 [email protected] | 📞 916-595-7885

Are you a new real estate agent navigating the challenges of your first year? Or maybe you’re looking for timeless principles to succeed in any career or personal endeavor? In this episode, host Audrey Murphy dives deep into the tools, strategies, and mindset shifts needed to thrive—not just as a new agent, but in whatever you do.

From building meaningful relationships and mastering your market to staying resilient through setbacks, this episode offers actionable steps to help you achieve your goals and lay the foundation for long-term success.

Highlights include:

Whether you’re starting out in real estate, growing a business, or pursuing a passion, this episode will inspire you to take bold, intentional action. Plus, discover how joining Audrey’s team can provide the mentorship and support you need to reach your full potential!

Are you holding back on buying or selling a home because of common misconceptions? In this episode, Audrey Murphy tackles six widespread myths about the home-buying process, from down payment requirements and student loans to navigating high interest rates and the importance of real estate agents. You’ll hear practical solutions, like how to afford your dream home even with rising prices, and motivational insights to help you act confidently in today’s market.

Audrey also shares a heartwarming success story of renters who became homeowners with the right guidance. Whether you’re buying, selling, or simply exploring, this episode equips you with the knowledge and tools to move forward. Plus, hear how your personal stories as an agent could be featured in future episodes!

Listen now to make informed decisions and take your next step toward homeownership.