In this episode of In Credit, A&O’s consumer finance team Joanne Owens, Victoria Ferres and Sophie Skeet examine the findings from the Woolard Review. This review examined change and regulation in the unsecured credit market (covering credit cards, overdrafts, personal loans, high-cost short-term credit and currently unregulated products, such as buy-now pay-later arrangements). The findings were published on 2 February 2021.