In For A Penny

Marc and Josh discuss the mood of the nation amid England's run to the Euro 2020 final.

• Do you spend more when you are feeling positive?
• How important are your emotions when managing your money?
• Is it better to spend, save and invest when you are in a good or bad mood?

Links:

• The Orchard Practice
• Cavendish Content
• Leave a review!
• Support our show with a donation!

Support this show http://supporter.acast.com/inforapennypodcast.

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Marc and Josh discuss what the latest Sunday Times Rich List tells us about society.

• Should you aspire to get on the Rich List?
• Does the Rich List matter?
• What would you spend your wealth on if you made the Rich List?
• How do you define wealth?
• What is the point of wealth?

Links:

• The Orchard Practice
• Cavendish Content
• Leave a review!
• Support our show with a donation!

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

From gym memberships to football season tickets, your bank account may be full of direct debits and money transfers that you make out of habit.

Marc and Josh discuss how to identify essential and non-essential spending.

Plus, should football season tickets be cheaper if the team is playing badly!

Links:

• The Orchard Practice
• Cavendish Content
• Leave a review!
• Support our show with a donation!

Do you have a topic you would like Marc & Josh to discuss? You can get in touch with any comments / feedback via the websites above or on Twitter @marcshoffman @joshgerstler

We look forward to hearing from you!

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

Marc and Josh discuss what households should do with the £238bn of cash savings built up during lockdown.

• How to start saving?
• What is the best way to save?
• Is it better to save or invest?
• Should you start spending once lockdown eases?
• Why cryptos aren't a viable way to save.

Links:

• The Orchard Practice
• Cavendish Content
• Leave a review!
• Support our show with a donation!

Do you have a topic you would like Marc & Josh to discuss? You can get in touch with any comments / feedback via the websites above or on Twitter @marcshoffman @joshgerstler

We look forward to hearing from you!

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

Marc and Josh meet Omnis Investments client portfolio manager Rohit Vaswani to discuss how active management can boost your portfolio and why you should avoid social media tipsters and stick with regulated funds.

• What is active management?
• How do you know if your fund is performing well?
• Is there such thing as a star fund manager?
• Why social media isn't a good place to get financial advice

Links:

• The Orchard Practice
• Cavendish Content
• Leave a review!
• Support our show with a donation!

Do you have a topic you would like Marc & Josh to discuss? You can get in touch with any comments / feedback via the websites above or on Twitter @marcshoffman @joshgerstler

We look forward to hearing from you!

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

Marc and Josh meet protection specialist Karla Edwards to discuss how she uses Instagram and TikTok to engage with people about the importance of insurance.

• Why do you need insurance?
• The importance of paying your premiums even in tough times.
• Do you need insurance if you aren't married or don't have kids?
• Why you should consider insurance as soon as you are pregnant.

Links:

• The Protection Parent
• The Orchard Practice
• Cavendish Content
• Leave a review!
• Support our show with a donation!

Do you have a topic you would like Marc & Josh to discuss? You can get in touch with any comments / feedback via the websites above or on Twitter @marcshoffman @joshgerstler

We look forward to hearing from you!

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

Marc and Josh discuss why they quit the rate race to manage their own businesses and the main financial factors to consider.

Plus, Josh gets his first post-lockdown haircut!

Relax and enjoy the words of wisdom (and laughter) from Marc Shoffman & Joshua Gerstler - hosts of the UK’s funniest personal finance podcast. 

Links:

• The Orchard Practice
• Cavendish Content
• Leave a review!

Do you have a topic you would like Marc & Josh to discuss? You can get in touch with any comments / feedback via the websites above or on Twitter @marcshoffman @joshgerstler

We look forward to hearing from you!

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

One of the main aims of investing is to grow your money but you can also earn extra through dividends without having to invest more of your hard-earned cash.

In this episode of the In For a Penny personal finance podcast, Marc & Josh discuss the basics of shares and dividends, including:

• What is share?
• What is a dividend?
• How does a dividend help grow your investments?
• How many stockmarket investing jokes can Marc make in one episode?

Relax and enjoy the words of wisdom (and laughter) from Marc Shoffman & Joshua Gerstler - hosts of the UK’s funniest personal finance podcast. 

Links:

• The Orchard Practice
• Cavendish Content
• Leave a review!

Do you have a topic you would like Marc & Josh to discuss? You can get in touch with any comments / feedback via the websites above or on Twitter @marcshoffman @joshgerstler

We look forward to hearing from you!

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

From pension tax relief to annual and lifetime allowances, Marc and Josh discuss everything you need to know about how your retirement savings are taxed.

• What is tax relief and how it boosts your pension contributions
• How much can you put into a pension each year
• How pension withdrawals are taxed and how you can get 25% of your pot tax-free!

Relax and enjoy the words of wisdom (and laughter) from Marc Shoffman & Joshua Gerstler - hosts of one of the UK’s funniest personal finance podcast. 

Links:

• The Orchard Practice
• Cavendish Content
• Leave a review!

Do you have a topic you would like Marc & Josh to discuss? You can get in touch with any comments / feedback via the websites above or on Twitter @marcshoffman @joshgerstler

We look forward to hearing from you!

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the In For a Penny personal finance podcast, Marc & Josh discuss Chancellor Rishi Sunak's budget, how he plans to balance the nation's finances and how it could affect you, including:

• Freezes to Income Tax thresholds
• Is a Corporation Tax rise fair?
• Why does the government need to balance the books?

Relax and enjoy the words of wisdom (and laughter) from Marc Shoffman & Joshua Gerstler - hosts of the UK’s funniest personal finance podcast. 

Links:

• The Orchard Practice
• Cavendish Content
• Leave a review!

Do you have a topic you would like Marc & Josh to discuss? You can get in touch with any comments / feedback via the websites above or on Twitter @marcshoffman @joshgerstler

We look forward to hearing from you!

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.