In For A Penny

Marc and Josh discuss what to do with all those workplace pension pots you build up over your career.

• Is it always best to consolidate your pensions?
• What are the risks?
• How do you combine your company pensions?

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

Marc and Josh spoke with Rebecca Fox, an employment lawyer at VWV in Watford about how to furlough fairly.

The word furlough is also becoming more common after the government set up a coronavirus job retention scheme to help businesses retain staff during the uncertainty of the pandemic even if they have to temporarily close.

Under the scheme, the government will pay a firm’s employees 80% of their current salary for hours not worked up to a maximum of £2,500.

It will run up to the end of March 2021.

Of course there are lots of questions, what can and can’t you do on furlough and what are your employment rights during the pandemic and beyond.

• Can you still earn annual leave?
• Are you allowed to apply for a new job?
• What happens if you feel you have been dismissed unfairly?

There have been lots of changes to government support and this interview was conducted in late October so things could be different by the time you listen but it should give you a general idea of what it supposed to happen on furlough and if you ever feel you have been unfairly dismissed.

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

The Bank of England has suggested negative interest rates are in its toolbox to stimulate the economy.

Marc and Josh discuss what this could mean for your savings and mortgages.

Plus, hear Marc's novel idea to use pension funds to boost lending.

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

Marc and Josh discuss the cost of inertia when it comes to financial services.

• How much could you be wasting by not switching your mortgage
• Why you shouldn't accept your first insurance renewal quote
• How to negotiate a cheaper broadband and TV package

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

Schools are back and universities are (sort of) open.

Marc and Josh discuss how to setup and manage your university finances.

Plus, do you need a degree and will student debt harm your chances of getting a mortgage?

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

Marc and Josh discuss the pros and cons of estate agents and the best way to value your property.

• Is there too much property data?
• Is it better to pay upfront, a flat fee or commission?
• Does a house price crash matter?

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

The pandemic and government regulations have grounded many summer holidays, which has caused a scramble for refunds from airlines and tour operators.

Marc and Josh discuss their experience of claiming back for cancelled trips during the coronavirus outbreak and reveal the lessons they have learned when it comes to booking holidays.

Plus! Are staycations the future?

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

In part-two of our interview with Play With A Legend founder Josh Landy, the businessman reveals his entrepreneurial inspiration, approach to saving and spending and his favourite football stars to have a kickaround with!

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

Ever wanted to play football with some of the greatest legends of the game?

Marc and Josh meet Josh Landy, founder of sports events company Play with A Legend, which links fans with football stars for a memorable birthday, stag do or company event.

In part 1 of this interview, Landy discusses how his business began from arranging a stag party football match for a friend with Arsenal legend Nigel Winterburn and the challenges he has faced in growing the brand and navigating the coronavirus pandemic.

Plus, don't miss his prediction for the 2020 Heads Up FA Cup final!

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.

Forget pubs and hairdressers reopening, this was a landmark week for Marc as his investments recovered from their lockdown losses.

Marc and Josh discuss portfolio performance and the importance of not panicking amid the coronavirus crunch.

Plus, don't miss Josh's review of his first post-lockdown haircut!

About us

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.

Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.