In For A Penny

By In For A Penny: Personal finance simplifiedBusiness Investing Management

In For A Penny episodes

July 29, 201910 - Mortgage guide episode 1: How to find a property
In the first of a series dedicated to translating the jargon-filled mortgage process, Marc Shoffman and Joshua Gerstler discuss how to find a property.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
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Hosted on Acast. See acast.com/privacy for more information.
21 min
July 22, 20199 - Kurupt FM special: What to do with a windfall
Marc Shoffman meets the cast of BAFTA-award winning BBC comedy People Just Do Nothing to discuss their work on combating scams with Santander and what to do when you suddenly find yourself earning significant sums of money.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
How to leave a review
Apple devices:
Launch the Apple Podcast app on your smartphone
Search for the In For A Penny Podcast
Click on the artwork and tap the reviews tab to leave feedback
Tap on the stars to leave a rating
Click send
You may need to sign in to iTunes to do this
Android devices:
Download the Podbean app
Search for the In For A Penny podcast
Leave a review via the comments tab
You can also comment directly on our Podbean profile on a desktop computer
Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.
27 min
July 02, 20198 - Nothing but the tooth: Do safe havens and the tooth fairy exist?
Alien concept: Safe havens
How important are safe havens when investing?
How safe is gold?
Should it be part of a portfolio?
Do clients ever ask about it?
What other safe havens are there?
Is the phrase safe haven misleading, is anything safe?
Penny for your thoughts: How much should the tooth fairy be paying in 2019?
SunLife analysis suggests the average tooth fairy payout is £1.88, what is the best rate for a tooth?
Should it change with inflation?
Royal London research estimates it costs more than £144,000 to raise a child up to age 18, on top of tooth fairy costs. How can you prepare your family finances?
Is there a difference between investing for yourself and for your family?
What is the best way to invest for your family?
Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
How to leave a review
Apple devices:
Launch the Apple's Podcast app on your smartphone
Search for the In For A Penny Podcast
Click on the artwork and tap the reviews tab to leave feedback
Tap on the stars to leave a rating
Click send
You may need to sign in to iTunes to do this
Android devices:
Download the Podbean app
Search for the In For A Penny podcast
Leave a review via the comments tab
You can also comment directly on our Podbean profile on a desktop computer
Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.
24 min
June 04, 20197 - Kind regards!? Our guide to email etiquette and are early repayment charges a penalty for being frugal?
Alien concept: Early repayment charges (ERC)
What is an ERC?
Why is an ERC needed?
How is it worked out?
What type of finance does it apply to?
Why are you penalised for repaying debt early?
Is it ever worth paying an ERC?

Penny for your thoughts Email etiquette
What is the best way of addressing someone on email?
How formal should you be if you have never met someone/met someone
How should you sign off an email?
Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss.

About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.
35 min
May 08, 20196 - Who is Help to Buy really helping?
Happy birthday Help to Buy!
The Help to Buy Equity Loan scheme is now six years old, but who is it really helping?
Marc Shoffman and Josh Gerstler analyse the government's flagship housing scheme:
How does Help to Buy work?
How does it compare to other mortgage products?
Does the government backing give it more gravitas?
Do buyers understand the equity loan aspect?
Is Help to Buy pushing up house prices?
How can Help to Buy be improved?
Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.
33 min
April 07, 2019 5 - In sickness and in wealth
On this episode:
Alien concept: Inflation
What does it mean and how does inflation affect you?
How does inflation influence your investments, pension and protection products?
What items make up the inflation basket and how has it changed over the years?
How much milk and beer could you afford back in 1999?

Penny for your thoughts: Pulling a sickie
How to approach sickness in the office
Should you feel guilty about a sick day?
How ill do you have to be to miss work?
How to spot a faker

Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss.

About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.
34 min
March 11, 20194 - ISA season special: What is a tax wrapper and the perils of presenteeism
On this episode:
Alien concept: Tax wrapper
What is a tax wrapper?
How would you explain a tax wrapper to a client?
What can you put in a tax wrapper?
What else could it be called?
Do we need the term at all?
Penny for your thoughts: How to combat the scourge of presenteeism or facetime in the office
Plus, don't miss Marc's Isa rap!

Contact us via Twitter if there are any financial terms you would like us to dissect and discuss.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
Support this show http://supporter.acast.com/inforapennypodcast.

Hosted on Acast. See acast.com/privacy for more information.
31 min
February 08, 2019 3 - What to wear for work and what is a pension commencement lump sum?
Personal finance journalist Marc Shoffman (Cavendish Content) and financial planner Joshua Gerstler (The Orchard Practice) sit down to discuss the world of business and finance.On this episode:- Alien concept: Pension commencement lump sum- A penny for your thoughts: Suit or shorts? What to wear for work.Nothing discussed in this programme should constitute financial advice.Subscribe on iTunes itunes.apple.com/gb/podcast/in-fo…ast/id1447026485Stream on Spotifyopen.spotify.com/show/52nEz6r6VVqzQRWtsvnnLNIf you have enjoyed listening, please like this episode and share with your friends so that others can find us too.Are there any matters you would like to hear about or suggestions on how we can improve?Tweet us at twitter.com/inforapennypod1 or email [email protected]
Support this show http://supporter.acast.com/inforapennypodcast.
Hosted on Acast. See acast.com/privacy for more information.
26 min
January 14, 2019 2 - Are you an aggressive or assertive complainer and what is a annuity?
Personal finance journalist Marc Shoffman (Cavendish Content) and financial planner Joshua Gerstler (The Orchard Practice) sit down to discuss the world of business and finance.On this episode:- How to cheat at crazy golf- Are you an aggressive or assertive complainer?- Alien concept: What is a annuity?- Serious matters: Are there too many ISAs?Nothing discussed in this programme should constitute financial advice.Subscribe on iTunes https://itunes.apple.com/gb/podcast/in-for-a-penny-podcast/id1447026485Stream on Spotifyhttps://open.spotify.com/show/52nEz6r6VVqzQRWtsvnnLNIf you have enjoyed listening, please like this episode and share with your friends so that others can find us too.Are there any matters you would like to hear about or suggestions on how we can improve?Tweet us at twitter.com/inforapennypod1 or email [email protected]
Support this show http://supporter.acast.com/inforapennypodcast.
Hosted on Acast. See acast.com/privacy for more information.
27 min
December 16, 2018 1 - Christmas parties, handshakes and what does income drawdown mean!?
Personal finance journalist Marc Shoffman (Cavendish Content) and financial planner Joshua Gerstler (The Orchard Practice) sit down to discuss the world of business and finance. On this episode:- Is it right to get drunk at a work Christmas party?- A penny for your thoughts: What is the best way to shake hands in a meeting?- Alien concept: What does income drawdown mean?- Serious matters: Has equity release shaken off its negative image? Nothing discussed in this programme should constitute financial advice. If you have enjoyed listening, please like this episode and share with your friends so that others can find us too. Are there any matters you would like to hear about or suggestions on how we can improve?Tweet us at http://twitter.com/inforapennypod1 or email [email protected]
Support this show http://supporter.acast.com/inforapennypodcast.
Hosted on Acast. See acast.com/privacy for more information.
27 min

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In For A Penny

In For A Penny episodes

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