In the know

By Lucas Fettes Financial Planning

Welcome to In the know, where our expert team talk through important financial planning topics.

The purpose of this podcast is to help you understand why everyone is financially unique, what your rel... more

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FAQs about In the know:

How many episodes does In the know have?

The podcast currently has 45 episodes available.

In the know episodes:

September 10, 2024Episode 45 - Addressing speculation ahead of Labour's first Budget
In this episode, Neil Clarke and Shaun Braybrook discuss the rumours they have heard ahead of the Budget and the likelihood of Labour making specific tax-related changes. They discuss:
pension tax-free lump sums;

tax relief on pension contributions;

how pensions are treated for Inheritance Tax purposes;

the introduction of a 'Wealth Tax';

altering Capital Gains Tax;

increasing the rate of Inheritance Tax for the largest estates;

Business Relief; and

changes to ISAs.
Important information
The contents of this podcast do not constitute financial advice. Acting on speculation by making changes to your financial planning arrangements could very well be the wrong thing to do, as the rumours may prove to be totally without any foundation. This has been prepared based on our current understanding of UK Law, Taxation and HMRC practice, all of which could be subject to change in future.
Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.
...more
17min
August 28, 2024Episode 44 - What to expect from your first financial planning meeting
In this episode, Nathan Munt and Emma Hannon reveal what you can expect from your first financial planning meeting and how to prepare.
Within their conversation, they cover:
the purpose of this first financial planning meeting;

how and what to prepare;

questions you could ask;

why you should be open to conversations on more than your finances; and

the importance of ensuring the financial planner is the right fit.
Important information
The contents of this podcast do not constitute financial advice. The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns. This podcast constitutes a financial promotion.
Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.
...more
12min
July 30, 2024Episode 43 - Market commentary with Quilter Cheviot (July 2024)
In this episode, Neil Clarke discusses the current and future state of the financial markets with Richard Carter.
The key topics include:
interest rates;

inflation;

the general performance of equities;

the appeal of fixed interest options; and

the geopolitical landscape.
Richard is Head of Fixed Income Research at Quilter Cheviot, who are one of our trusted investment panel.
To find out more about Quilter Cheviot, please visit their website.
Visit our website for more content: ⁠⁠https://lffinancialplanning.co.uk/⁠⁠

Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.
...more
13min
June 19, 2024Episode 42 - How to choose the right financial planner
In this episode, Nathan Munt and Emma Hannon discuss some of the things you must consider when seeking a financial planner to assist you.
Within their conversation, they cover:
the difference between financial guidance and advice;

what to look out for when finding a financial planner to work with;

the difference between a financial planner, financial adviser and wealth manager; and

considering your own preferences.
Whether you are considering financial advice for the first time, or are looking for a new professional to help you achieve your objectives, this episode is for you.

Important information
The contents of this podcast do not constitute financial advice. The impact of taxation (and any tax relief) depends on individual circumstances. This has been prepared based on our current understanding of UK Law, Taxation and HMRC practice, all of which could be subject to change in future. The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns. This podcast constitutes a financial promotion.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.
...more
14min
May 15, 2024 Episode 41 - Market commentary with Brooks MacDonald (May 2024)
In this episode, Neil Clarke discusses the current and future state of the financial markets with Henrietta Walker.

The key topics include:

- interest rates in the US vs the UK;
- inflation;
- the current appeal of fixed interest options; and
- opportunities in the equity markets.

Henrietta is Head of the Investment Specialist Team at Brooks Macdonald, who are one of our trusted investment panel.
To find out more about Brooks Macdonald, please visit their ⁠website⁠.

Visit our website for more content: ⁠https://lffinancialplanning.co.uk/⁠

Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.
...more
15min
April 24, 2024Episode 40 - What changes to pension rules could mean for you
In this episode, Josh Cushion and Paul Thurston discuss the changes to pension rules which came into effect from April 2024 and how this could impact you.

Within their conversation, they cover:
the removal of the Lifetime Allowance;

the new Lump Sum Allowance and Lump Sum Death Benefit Allowance;

how both allowances are tested;

who may need to apply for a Transitional Tax-Free Amount Certificate; and

what you may need to consider after these changes to pension rules.
Visit our website for more content: ⁠⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠⁠

Important information
The contents of this podcast do not constitute financial advice. The impact of taxation (and any tax relief) depends on individual circumstances. This has been prepared based on our current understanding of UK Law, Taxation and HMRC practice, all of which could be subject to change in future. The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns. This podcast constitutes a financial promotion.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.
...more
10min
March 13, 2024Episode 39 - Market commentary with RBC Brewin Dolphin (March 2024)
In this episode, Neil Clarke discusses the current and future state of the financial markets with Janet Mui.
Key themes from the episode include:
the markets' reaction to the recent Spring Budget;

the struggling UK economy;

how the UK and US equity markets compare over the long-term;

the trajectory of interest rates; and

why the result of US election might not be overly important.

Janet is Head of Market Analysis at RBC Brewin Dolphin, who are one of our trusted investment panel.
Visit our website for more content: ⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠
Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.
...more
17min
February 14, 2024Episode 38 - Retirement planning considerations
In this episode, Neil Clarke and Shaun Braybrook discuss the retirement planning considerations that you must take into account to live the life you wish to once you retire.
Within their conversation, they cover:
why the State Pension is unlikely to be enough;

why you may need to plan for a longer retirement than you think;

why your retirement plan is unique to you and must include lifestyle considerations; and

why early planning is best practice.
Visit our website for more content: ⁠⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠⁠
Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.
...more
18min
January 31, 2024Episode 37 - In the news (January 2024)
In this episode, Ian Robinson talks through some of the topical financial news stories from the month.
The stories discussed in this episode include:
mortgage lenders beginning to reduce rates;

the postmasters scandal;

potential changes to Inheritance Tax; and

optimism in the financial markets.
This episode is hosted by Josh Cushion.
Visit our website for more content: ⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠
Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.
...more
14min
January 16, 2024Episode 36 - Market commentary with Quilter Cheviot (January 2024)
In this episode, Neil Clarke discusses the current and future state of the financial markets with Richard Carter.
Key themes from the episode include;
the influence of political elections;

inflation and interest rates;

fixed interest;

equities; and

the economic outlook moving forward.

Richard is Head of Fixed Income Research at Quilter Cheviot, who are one of our trusted investment panel.
Visit our website for more content: ⁠⁠https://lffinancialplanning.co.uk/⁠
Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.
...more
15min

FAQs about In the know:

How many episodes does In the know have?

The podcast currently has 45 episodes available.

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