inDebt

Interest rates are not the holy grail of lending.

A lender that promises low rates might not actually be able to deliver - it could be financial gaslighting to boost their lead generation. We look into the real factors driving borrower success: transparency, fast settlements, and flexibility. You'll come to learn that a lender's true strength can never be distilled into a single number.

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Record high inflation, rising interest rates, and falling real wages have created the perfect storm of conditions for lenders in 2023. The threats are real and they're dialling up the pressure on a vulnerable economy.

But it isn't all doom and gloom.

On this week's episode of InDebt with Ulrika Lobo we give you an inside look into lending in 2023. We look at how the rise of institutional investors and the retreat of the banks are creating enormous growth opportunities for private lenders. This is an episode you will not want to miss.

Have you ever wondered what it takes to be a broker?

Ulrika Lobo is joined by Allcap Finance's Lincoln Frost to talk all things brokering! Nothing is off the table. They go through the supersized deals, the tight turnarounds, and the juggling act of working in finance with a family. You will see that brokering is about more than settling deals - it is about guiding borrowers on their journeys.

Brokers keep the gears turning and put the power into borrowers' hands. Listen to this week's episode for all our exclusive tips and tricks to make your funding work for you.

It is the question on everyone's lips, when will the rate rises stop?

The RBA has lifted the cash rate to fresh heights of 3.35% and is showing no sign of stopping. Mortgage holders and investors are feeling the repayment crunch and the economy has slowed dramatically. But there is more at play here than meets the eye. People are spending less and inflation is expected to fall this year. So why are more rate rises predicted on the horizon?

Tune in to this week's episode to find out why the RBA will keep lifting rates and the factors that need to budge to make it stop.

This is not a drill. Australia is in the midst of a potato shortage.

Failing supply chains and soaring demand have created the perfect storm of conditions. Potato growers can't supply enough, meaning we might have to miss out on the golden puffy carb in Maccas fries, mashed potatoes, and fish and chips. This is a tale of two worlds. Tune in to see how economics and environment can butt heads.

There is a potato sized hole in my heart and I don't know if I'll be able to plug it. Make sure to subscribe if you're enjoying the podcast!

Queensland has been crowned Australia's growth superstar. With its world class commodities sector, booming tourism industry, and active investment space, it has all the superstar parts.

It was only a matter of time until it came into its stride. But why are we only just turning our eyes to the sunshine state?

Listen to find out more about the curious case of the Queensland economy.

Property prices have plummeted since the RBA began lifting interest rates in May. Have we finally been dealt the nail in the coffin for the property market?

Hardly.

Australian property is as resilient and sturdy as ever, with safeguards in place to protect people's equity and wealth for generations to come. Find out how negative gearing, quantitative easing, migration, and government policy help soften the fall and keep property stable in a downturn.

We aren't in a freefall. The property market is about to deploy its parachute and ease safely to the ground.

What does it take to cut through with a business loan application and meet your lender's criteria? It is not as tough as you'd think. Join Ulrika Lobo on this week's episode of inDebt to get a lender's insight on all things business loans. Fast track your road to approval and learn the ropes of business loans today.

Have you been looking for the podcast that does it all? Punchy, current, and straight to the point? Well look no further. Listen to InDebt season 2 to hear a private lending spin on all things Australian finance, business, debt and economics. Tune in every week for spicy new content.

2022 has been a definitive turning point for the world economy, shifting us from a decade of stability and low rates to a volatile new arena. But it's not all doom and gloom. Tune in as we explore how to navigate this new normal and ace 2023.