The creative power of entrepreneurship and personal growth with Melissa Bernstein, co-founder of the toy brand Melissa & Doug

Episode 17

In this episode, we sit down with Melissa Bernstein, co-founder of Melissa & Doug, to dive deep into her journey of entrepreneurship and personal growth. Melissa shares the early struggles she and her husband faced in starting their company, explaining how their dissatisfaction with conventional career paths pushed them to create a business that aligned with their values and passion. The conversation sheds light on the evolution of Melissa & Doug from a small garage startup to a globally recognized brand, all while maintaining a focus on creativity and meaningful impact on children's lives.

Melissa opens up about the challenges of entrepreneurship, describing it as a rollercoaster of emotions that can be both exhilarating and terrifying. She coined the term "exhilarifying" to capture this unique blend of excitement and fear. Melissa discusses the importance of perseverance and adapting to feedback, a skill that helped her company grow over three decades. She emphasizes the necessity of trial and error in product development and explains how they incorporated customer and retailer feedback into every aspect of their products. This focus on continuous improvement was a cornerstone of their success.

The discussion shifts to how the rise of digital platforms, like Amazon, transformed their business. Melissa recounts the impact of being one of the first toy companies on Amazon and how the digital age revolutionized the way they showcased products. With the ability to offer detailed product descriptions, videos, and reviews online, they moved beyond the limitations of traditional retail, where products often remained "mysteries in a box."

Melissa also reflects on her personal growth, particularly her journey to balance motherhood and entrepreneurship. She shares candid insights into the sacrifices required to build a business while raising six children and how her role as a mother shaped her approach to business. Despite the challenges, Melissa feels that her experience has given her children a strong example of work ethic, perseverance, and the possibility of "having it all" with dedication.

The episode delves into the decision to sell Melissa & Doug after 35 years, exploring both the relief of being free to pursue new ventures and the emotional loss of stepping away from the legacy they built. Melissa's new mission with Lifelines focuses on well-being and sensory immersion, an outgrowth of her personal struggles with anxiety. She passionately explains how her life experiences have shaped her new venture, offering valuable lessons for entrepreneurs on following a mission-driven approach to product development.

Melissa concludes by offering advice to entrepreneurs, especially those just starting out. She stresses the importance of trusting intuition and not rushing to expand a business prematurely. She believes that too many entrepreneurs fall into the trap of scaling before they've perfected their initial product. Instead, Melissa advocates for refining one’s product thoroughly and listening to the market before making any major expansions.

Listeners will gain insights into the highs and lows of entrepreneurship, the importance of staying true to your mission, and the value of learning through experience. Whether you're an aspiring entrepreneur or simply looking for inspiration, Melissa's story offers a powerful reminder that success is built on perseverance, creativity, and the courage to act on your ideas.

#richardcanfield #innovate&overcome #melissa&doug #melissabernstein #lifelines #entrepreneurialjourney #mompreneurship

For more information and to connect with Melissa, visit:

Websites: www.melissabernstein.com www.lifelines.com

LinkedIn: https://www.linkedin.com/in/melissa-bernstein-842154243/

Instagram: https://www.instagram.com/melissabernsteinofficial/?hl=en

00:00 Intro

07:01 Melissa & Doug: We asked for Feedback

17:07 Exposed product issues: How this changed business dynamics

28:10 Sensory tools for grounding and mindfulness practice

38:11 Balancing Business, marriage, and parenting: Advice from experience

49:31 Having inspired appreciation for your products and support

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Discover how financial education, mentorship, and the INFINITE BANKING CONCEPT can transform your financial future and create generational wealth.

Episode 16

In this episode, Kyle Fuller takes us on a deep dive into his personal and professional journey, starting with his introduction to the life insurance industry in 2013. Kyle shares how, one year into his career, he encountered the concept of infinite banking, a practice that has since shaped both his life and his business. He discusses the profound impact that financial education had on him, inspired by lessons from his grandfather, and how he pivoted from traditional financial systems toward a more secure and sustainable approach to wealth-building through permanent life insurance.

Kyle explains how a pivotal experience during the 2008 financial crisis led him to question conventional wisdom and search for alternatives that offered more certainty and control. Through a combination of research, mentorship, and trial and error in starting businesses, he discovered whole life insurance and embraced its potential as a financial tool that provides protection, guaranteed growth, and long-term legacy-building.

As the conversation unfolds, Kyle reveals the importance of personal development, networking, and seeking mentorship from those with experience and wisdom. He emphasizes how these relationships helped him navigate the financial industry and transition into the infinite banking space. Kyle shares insights on the challenges and opportunities he faced when building Factum Financial, and how his experiences have shaped his approach to training and coaching other agents.

Kyle also delves into the five key areas of life—spiritual, personal, family, financial, and occupational—and how they intersect with the concept of financial independence and legacy creation. He explains how whole life insurance plays a critical role in preserving wealth, fostering family cohesion, and ensuring that future generations are set up for success.

Listeners will learn how Kyle’s personal experiences led him to build a thriving financial agency that now serves over 2,000 families and has created more than $650 million in legacy for future generations. He offers valuable advice for anyone interested in the life insurance industry, emphasizing the need for strong systems, processes, and community to succeed.

Tired of the same old financial systems that put your money at risk? Visit https://factumibc.com/ where our wealth strategists can help you to start building real security today!

#richardcanfield #innovateandovercome

00:00 Intro
08:35 Pivoting Out of Life Insurance
15:52 Growth Challenges of an Agency
19:51 The Need for Infrastructure in Life Insurance
23:57 The Insurance Industry's Continuous Evolvement
27:32 5 areas of life that you need to prioritize
34:45 The Life Insurance Industry's Impact
39:34 Wonders of Life Insurance
47:35 Going Big: How to Scale an Insurance Agency

Unlock your potential get our FREE GUIDE HERE: https://coachcanfield.com/

Get my Bestselling Book and Start incredible Family Banking Conversations today: https://dontspreadwealth.com/

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Nathaniel Ealy shares on Building a Construction Business and Discovering the Augusta Rule!

Episode 15

In this episode, we sit down with Nathaniel Ealy to learn about his journey from being a construction laborer to running his own successful construction business. Nathaniel shares his early experience working alongside his father, a lifelong carpenter, which gave him an early start in learning the trade. Despite his initial reluctance to stay in construction, the skills he developed growing up became his fallback when life threw unexpected challenges his way.

Nathaniel talks about his decision to start his own business after being fired as a project manager and working for six months without pay. With the support of mentors and friends, he found the courage to launch his company, quickly expanding from a one-man operation to leading a team of subcontractors. However, this rapid growth wasn’t without its struggles. Nathaniel candidly discusses the mistakes he made with inaccurate job estimates, poor hiring decisions, and the challenge of managing employees. He also reveals how the 2008 recession forced him to rethink his business model, leading to the layoff of his entire team, which included close friends, and a pivot toward self-improvement.

Nathaniel emphasizes how crucial it was to invest in mentorship and personal development to overcome these challenges. He shares his transformative experience with Dan Sullivan's Strategic Coach, which helped him achieve time freedom and build systems that allowed his business to run without his constant oversight. Through the lessons he learned, he refined his hiring process and developed an in-depth, 10-step hiring system that became a core component of his business's success. This process has enabled Nathaniel to attract top talent and grow his company, even acquiring new businesses like a window and glass company, while keeping his construction business thriving.

In addition to sharing his construction journey, Nathaniel delves into the innovative tax strategies he discovered, including the Augusta Rule, a little-known tax provision that allows homeowners to rent their residences for business purposes up to 14 days a year, tax-free. He explains how this rule, originally created for residents around the Augusta National Golf Club, can be leveraged by small business owners to reduce taxable income while keeping more money in their businesses. Through his research and experience, Nathaniel developed an app that automates this process, ensuring proper compliance and offering peace of mind to business owners looking to maximize their tax savings.

Listeners will walk away from this episode with valuable insights into overcoming business challenges, optimizing hiring practices, and leveraging little-known tax strategies to improve financial outcomes.

Start using your home for business and keep more of your money. Visit https://theaugustarule.com/ to learn more!

#richardcanfield #innovateandovercome

00:00 What I Didn't Know About My Mother In Law's Cancer

09:32 How to Become Your Own Banker during the Recession

16:49 Head Trash Around What I Need to Do

22:55 Find Your Natural Talent

29:01 Don't Complain, Stop Buying

32:57 Having Time Freedom at Strategic Coach

36:34 The Augusta Rule

42:48 Do you pay too much in taxes?

Unlock your potential get our FREE GUIDE HERE: https://coachcanfield.com/

Get my Bestselling Book and Start incredible Family Banking Conversations today: https://dontspreadwealth.com/

Learn how to implement The Infinite Banking Concept with this FREE Webinar now: https://learnibc.com/

Get a FREE Copy of my Second book and learn how to grow CASH VALUE you can control over a lifetime: https://coachcanfield.com/cashfollows

How Dave Wolcott Overcame $72,000 Debt and Built a Holistic Wealth Framework

Episode 14

In this episode, I sit down with Dave Wolcott, a former Marine turned entrepreneur, to discuss his remarkable journey from corporate America to the tech industry and eventually to his own consulting business. Dave shares a compelling story about how he faced a $72,000 debt while transitioning industries with a young family of triplets and an 18-month-old. Through resilience and innovative thinking, he not only negotiated the debt down but also turned the situation into a profitable consulting opportunity.

As we delve deeper, Dave opens up about the challenges of rebuilding his business after a major crisis, where he nearly lost everything. He explains how strategic decision-making, cost-cutting, and perseverance enabled him to recover and ultimately thrive. This journey led Dave to develop a holistic wealth framework that emphasizes not just financial capital but also physical, emotional, social, and spiritual well-being.

Dave also highlights the transformative power of coaching, particularly through Strategic Coach, which helped him pivot his mindset and business strategies. He explains how this holistic approach to wealth creation allows individuals to live a more fulfilled life by balancing various forms of capital.

Tune in to hear Dave's insights on overcoming life's toughest challenges, the importance of innovation, and how to adopt a holistic view of wealth that can lead to a truly extraordinary life.

For more information and to connect with Dave, visit:

Website: https://pantheoninvest.com/

LinkedIn: https://www.linkedin.com/in/dave-wolcott-863306/

Instagram: https://www.instagram.com/pantheoninvest/

Facebook: https://www.facebook.com/PantheonInvest

Youtube: https://www.youtube.com/@pantheoninvestments

Unlock your path to extraordinary wealth with "Holistic Wealth Strategy". Discover the framework for achieving financial freedom and holistic success. Start reading now on Amazon!: https://a.co/d/5ritb07

#richardcanfield #innovateandovercome #davewolcott #holisticwealthstrategy

00:00 Intro
9:00 Life Experience
18:03 In the Elevator With a Crumbling Business
21:25 Having Liquidity During a Recession
30:34 An Exit From The Business
44:43 Lifestyle Decisions vs. Financial Decisions
49:12 Emotional Well-Being

Unlock your potential get our FREE GUIDE HERE: https://coachcanfield.com/

Get my Bestselling Book and Start incredible Family Banking Conversations today: https://dontspreadwealth.com/

Learn how to implement The Infinite Banking Concept with this FREE Webinar now: https://learnibc.com/

Get a FREE Copy of my Second book and learn how to grow CASH VALUE you can control over a lifetime: https://coachcanfield.com/cashfollows

Randy Molland on Transforming Adversity into Purpose and Building Impactful Businesses

Episode 13

In this episode, I sit down with Randy Molland, the visionary founder of the Go Big to Give Big brand, to explore his journey from a young entrepreneur in the electrical trade to a leader in strategic philanthropy. Randy shares how he started his first business at 22, building a side hustle that grew into a significant venture. However, his life took a dramatic turn at 25 when his best friend and mentor passed away in a job site accident. This loss forced Randy to reconsider his path, leading him to question the traditional 9-to-5 grind and explore ways to build a more fulfilling life.

Randy delves into how this pivotal moment sparked his interest in self-development and entrepreneurship, ultimately guiding him to real estate investing and business growth. He discusses the pressures and challenges of trying to achieve financial freedom by 30, which culminated in a health scare that made him rethink his priorities. This turning point led Randy to a profound realization: building businesses wasn't just about profit, but about making a meaningful impact.

Randy explains how he pioneered the concept of the fractional chief giving officer, a role designed to integrate strategic philanthropy into any business. He also talks about how his Go Big to Give Big community and podcast inspire entrepreneurs to embed purpose into their ventures by creating a giving component. Throughout the conversation, Randy emphasizes the importance of balancing ambition with well-being and the power of aligning business success with social impact.

For more information and to connect with Randy, visit: https://gobigtogivebig.com.

#richardcanfield #innovateandovercome #randymolland #gobigtogivebig

00:00 Intro
08:35 How to Choose Your Bigger Future
12:04 How to Salvage Your Life From Real Estate
18:46 How I Learned to Stop Trying to Get Rich by 30
29:56 The COVID Impact on Business
46:24 How to Incentivize Impact in Your Company

Unlock your potential get our FREE GUIDE HERE: https://coachcanfield.com/

Get my Bestselling Book and Start incredible Family Banking Conversations today: https://dontspreadwealth.com/

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Get a FREE Copy of my Second book and learn how to grow CASH VALUE you can control over a lifetime: https://coachcanfield.com/cashfollows

Russell Schmidt on the Power of Journaling and Creating Financial Confidence

Episode 12

In this episode, I have an insightful conversation with Russell Schmidt, the founder and president of Informed Money Inc. With over 30 years of experience in the financial industry, Russell shares his journey from being an educator and dean at Sheridan College to becoming a certified financial planner and coach. His story is one of transformation, where he discovered the importance of aligning inner and outer purposes after decades of pursuing traditional markers of success.

Russell emphasizes the significance of values in personal and professional life, particularly the value of integrity, which he describes as aligning one's outer world with their inner values. He explains how he moved away from the societal conditioning of chasing status and money, finding fulfillment in developing a deeper understanding of his inner purpose. A key part of this journey was his involvement with Strategic Coach, which helped him integrate his experiences into a holistic approach to wealth and happiness.

Throughout our discussion, Russell shares how journaling became a pivotal tool in his life, especially during challenging times, including his battles with cancer. He discusses how journaling not only helped him process emotions but also fostered a mindset of gratitude and positivity. Russell's approach to journaling transformed over the years, from sporadic entries during difficult times to a disciplined daily practice that enriches his personal growth.

We also explore the innovative tools Russell developed in his financial planning practice, such as the Profit Tracker, which helps clients clearly understand their financial progress by focusing on net profit rather than just market performance. This tool has been instrumental in building client confidence and engagement, even during turbulent financial times.

This episode is a deep dive into the importance of self-awareness, the power of journaling, and how integrating personal growth with financial planning can lead to a more balanced and fulfilling life.

To connect with Russell and learn more about his work, visit https://www.informedmoney.ca Simplify you're finances with Visual Wealth's unique money strategies. Visit www.visualwealth.ca to get the FREE MoneySweet App.

#richardcanfield #innovateandovercome

00:00 Russell Schmidt on Inner Purpose and Strategic Coach

06:18 Richard on Being Clear on What You Don't Want to Do

10:53 In the Elevator With Russell

20:08 The Future of Personal Finance

24:31 Discover Your Natural Profits with the Colby Method

32:11 Journaling for Cancer 3 Times

36:57 Richard Canfield on Cash Follow The Leader

41:10 The Most Important Person in My Life

46:36 When Do You Include Others in Your Conversations?

Unlock your potential get our FREE GUIDE HERE: https://coachcanfield.com/

Get my Bestselling Book and Start incredible Family Banking Conversations today: https://dontspreadwealth.com/

Learn how to implement The Infinite Banking Concept with this FREE Webinar now: https://learnibc.com/

Get a FREE Copy of my Second book and learn how to grow CASH VALUE you can control over a lifetime: https://coachcanfield.com/cashfollows

How Guy Remond Transformed Challenges into Business Success and Pioneered AI Ventures

Episode 11

In this in-depth conversation, I sit down with Guy Remond, an entrepreneur whose journey exemplifies the power of resilience, strategic risk-taking, and innovation. Guy’s story begins with his early years, where he discovered his dyslexia late in life, a challenge that shaped his path but never defined it. Despite being an average student, Guy’s career took off when he transitioned from a decade-long tenure in a supermarket to the tech industry, where his entrepreneurial instincts led him to co-found Cake Solutions during the aftermath of the dot-com bust in 2001.

Guy shares the intense struggles he faced while building Cake Solutions, including near-bankruptcy and the tough lessons learned from the 2008 financial crisis. He discusses how he and his team overcame these challenges, pivoting the company with the adoption of cutting-edge technology that allowed them to handle massive demand spikes for clients like McLaren, Weight Watchers, and major sports organizations. Through relentless effort and innovative thinking, Cake Solutions evolved from a small startup into a multimillion-pound enterprise, recognized in the Deloitte UK Technology Fast 50, and was eventually acquired and rebranded as Disney Streaming Services in 2017.

But the story doesn’t stop there. After selling Cake Solutions, Guy took a much-needed break but quickly found himself drawn back into the world of entrepreneurship. He is now focused on two groundbreaking AI-driven ventures: EHE (Entrepreneurs Helping Entrepreneurs) and Cligio. At EHE, Guy invests in and mentors early-stage AI companies, applying his extensive experience to help these startups navigate the challenges of growth. Cligio, on the other hand, is revolutionizing the book publishing industry by using AI to assist authors in drafting and organizing their content, making the process more efficient and accessible.

Throughout the episode, Guy also reflects on the importance of building strong teams, a skill he honed during his early career and perfected at Cake Solutions. He explains how his unique ability to recognize and cultivate talent has been central to his success and shares valuable insights into how others can do the same.

We also explore Guy’s excitement about the future of AI, particularly its potential in personalized health and longevity research. He believes that AI will not only enhance efficiency but also unlock new possibilities in areas like aging reversal and brain-computer interfaces.

This episode is packed with lessons for entrepreneurs at every stage of their journey, from overcoming personal and professional challenges to leveraging technology for business growth. Whether you're an aspiring entrepreneur, a tech enthusiast, or someone interested in the transformative potential of AI, Guy Remond's story will inspire and inform.

For more on Guy’s ventures and insights please visit the links below.

Simply your Estate Planning with all the Essentials in one place. Visit: https://aturna.legal/ to get started today.

Discover how to Support and Invest in AI Startups. Visit Entrepreneurs Helping Entrepreneurs at www.ehe.ai to learn more.

#richardcanfield #innovateandovercome #entrepreneurjourney #aiventure #aitechnology

00:00 - Intro
9:58 - Challenges of Being Your Own Boss
21:13 - Taking a Risk in 2007
30:45 - Will and Estate Planning
36:29 - Coach Canfield: When to Pivot
45:47 - The Future of AI and More

Unlock your potential get our FREE GUIDE HERE: https://coachcanfield.com/

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Mark Fujiwara on Mental Health, Vulnerability, and Building Conscious Communities

Episode 10

In this powerful episode, Mark Fujiwara shares his profound journey through mental health struggles, including depression, anxiety, and suicidal ideation. He emphasizes the importance of vulnerability and authenticity, especially for entrepreneurs facing immense stress and loneliness. Mark discusses his personal recovery process, including his commitment to attending 12-step meetings and creating a "911 list" of supportive contacts available 24/7 for entrepreneurs in crisis.

Mark's vision of building conscious communities shines through as he explains how he uses AI to filter for high-character individuals to form supportive networks. These communities aim to pair exited entrepreneurs with startups for mentorship, addressing both business challenges and mental health. Mark's mission is to create a fully conscious world by spreading awareness and support through these innovative communities.

Listeners will gain insights into the importance of opening up about mental health, the value of supportive networks, and the potential of AI in fostering authentic and conscious connections. Mark's story is a powerful reminder that success is not just about financial achievements but also about finding purpose and building meaningful relationships.

For more insights and strategies to elevate your business and life:

Visit: https://www.markfujiwara.com

#richardcanfield
#innovateandovercome
#mentalhealth
#mentalhealthawareness
#mentalhealthforentrepreneurs

00:00 Intro
08:41 Everyone struggles with some sort of Mental Health Issue
13: 39 How to Recognize and see Mental Health Issue's in other people
25:42 How can people Seek and get Recovery
39:15 Mark Fujiwara's Unique Gift to Build Communities

Unlock your potential get our FREE GUIDE HERE: https://coachcanfield.com/

Get my Bestselling Book and Start incredible Family Banking Conversations today: https://dontspreadwealth.com/

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Get a FREE Copy of my Second book and learn how to grow CASH VALUE you can control over a lifetime: https://coachcanfield.com/cashfollows

Exploring Liberty and Character with Lawrence Reed and Host Richard Canfield.

Episode 9

In this insightful episode, Lawrence Reed, the former president of the Foundation for Economic Education (FEE), shares his experiences and insights into the importance of economic liberty and character. Lawrence reflects on his tenure at FEE, where he played a pivotal role in revitalizing the organization and promoting free enterprise principles. He discusses the challenges of leading an organization during economic downturns and the critical role of a strong team in overcoming obstacles.

Lawrence elaborates on the concepts of the boom-bust cycle and the Austrian School of economics, explaining how government interventions often exacerbate economic issues. He emphasizes the importance of understanding these cycles to navigate financial challenges and make informed decisions.

The conversation delves into the necessity of innovation in driving economic growth. Lawrence highlights the interplay between freedom and innovation, illustrating how an environment that nurtures liberty can lead to groundbreaking advancements. He discusses the global impact of innovation and the vital role entrepreneurs play in shaping the future.

Lawrence also introduces the Blinking Lights Award, an accolade recognizing individuals who have shown exceptional courage and dedication to the cause of liberty. He shares stories of remarkable individuals who have overcome significant challenges to promote freedom and economic understanding.

The episode concludes with a discussion on the importance of character and integrity in leadership. Lawrence encourages listeners to cultivate these qualities, which are essential for personal and societal success.

For more information on the topics discussed, visit the FEE website at https://www.fee.org

#richardcanfield
#innovateandovercome
#economicfreedom
#lawrencereed
#liberty
#character

00:00 Intro
07:49 Larry's story about his involvement in FEE
15:04 Larry takes over FEE and is asked to do talks on the Great Depression and the Boom Bust Cycle
25:48 Stepping into the concept of Entrepreneurial Innovation
38:56 Blinking Lights Award
43:17 Host Richard shares the Idea of the Miraculous Pencil

Unlock your potential get our FREE GUIDE HERE: https://coachcanfield.com/

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Get a FREE Copy of my Second book and learn how to grow CASH VALUE you can control over a lifetime: https://www.coachcanfield.com/cashfollows

Unlocking Innovations in Technology and Finance with Dean Owen

Episode 8

In this episode of Innovate and Overcome, we dive into an enlightening conversation with Dean Owen, a top CPA and financial advisor managing over $200 million in client assets. Dean shares his journey from a challenging childhood to the military, eventually becoming a prominent figure in the financial world. We explore his innovative ventures, including his pioneering efforts in environmental projects and his unique experience owning a flying car. Dean discusses the motivations and processes behind these achievements, providing valuable insights into leveraging new technologies for business growth.

As the episode unfolds, Dean recounts his transition to the military, seeking a new beginning and stability. He reflects on the lessons learned and how they shaped his entrepreneurial spirit. Dean also addresses the persistent staffing challenges he faced in his firm and how innovative solutions emerged unexpectedly, demonstrating the importance of collaboration and adaptability in business.

One of the most captivating segments delves into Dean's flying car adventure. He explains the decision-making process and the excitement of being among the first to own such a groundbreaking piece of technology. This part of the conversation highlights his forward-thinking approach and commitment to staying ahead in technological advancements.

Dean also introduces us to his hydrogen-based business model, showcasing its potential to revolutionize various industries. From fleet management to welding applications, the use of hydrogen technology is discussed in depth, emphasizing its environmental benefits and efficiency improvements. This discussion provides a glimpse into the future of sustainable business practices.

Throughout the episode, Dean offers practical advice for entrepreneurs facing rapid technological changes. He encourages embracing curiosity and continuous learning, drawing from his own experiences and mentors' wisdom. His vision for the future is inspiring, reminding us of the endless possibilities that lie ahead with innovation and determination.

For more information and to connect with Dean Owen

Visit his website at https://www.deanowncpa.com

You can also learn about his innovative projects and latest updates by following him on LinkedIn at https://www.linkedin.com/in/deanowen

To explore the book that transformed his life, visit https://www.learnlive.com

#richardcanfield

#innovateandovercome
#deanowen
#flyingcar
#hydrogentechnology
#environmentalinnovation

00:00 Intro
07:02 Dean's Faith
20:07 How do you maintain Optimism
35:10 What the Technology Dean created does to Carbon at a Molecular Level
48:29 Dean gives Advice to Newer Entrepreneurs about the Technological Changes in our

Future Unlock your potential get our FREE GUIDE HERE: https://coachcanfield.com/

Get my Bestselling Book and Start incredible Family Banking Conversations today: https://dontspreadwealth.com/

Learn how to implement The Infinite Banking Concept with this free Webinar now: https://learnibc.com/

Get a FREE Copy of my Second book and learn how to grow CASH VALUE you can control over a lifetime: https://coachcanfield.com/cashfollows