In episode 234 of America Adapts, host Doug Parsons explores the fast-changing world of climate risk and insurance—where escalating hazards are driving rapid changes in how we safeguard homes, businesses, and entire communities. This episode brings together an unprecedented mix of guests: policy experts advancing insurance reform, senior executives from leading insurance companies, a Miami real estate agent navigating the front lines of a shifting market, and innovators using big data and advanced technology to transform how risk is measured and managed. Across these conversations, listeners will hear how reinsurance strategies are evolving, how fintech is creating new tools to stabilize premiums, how local resilience projects are shaping insurability, and how industry leaders are adapting to intensifying climate threats. Together, these voices provide a rare, comprehensive look at the diverse forces reshaping an industry on the front lines of climate adaptation—offering insights every community will need in the years ahead.

This episode was generously sponsored by the CO2 Foundation.

Experts in this Episode:

• Dr. Carolyn Kousky – Founder Insurance for Good – Interview transcript
• Anna Sherrill - real estate agent and vice president of sales at One Sotheby's International reality – Interview transcript
• Stephanie Race - CEO of Earth Analytics Group – Interview transcript
• Charlie Sidoti - Executive Director of InnSure – Interview transcript
• Laurna Castillo - senior vice president with CSAA Insurance Group – Interview transcript
• Abby Ross - Founder and CEO of The Resiliency Company – Interview transcript
• Stephen Weinstein - CEO of Mangrove Property Insurance – Interview transcript
• Dylan Dimarchi - co founder of Eventual – Interview transcript
• Moira Birss - fellow at the climate and community institute – Interview transcript
• Frances Bouchard - Managing Director of Climate at Marsh McLennan – Interview transcript

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Links in this episode:

https://co2foundation.org/about/

https://mangrove-fl.com/

https://resiliency.com/

https://eventualclimate.com/#faq

The Epicenter (mentioned by Abby Ross): https://www.epicenterinsights.com/

https://www.earthanalyticsgroup.com/about

https://resiliency.com/

https://climateandcommunity.org/bio/moira-birss/

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Podcast Music produce by Richard Haitz Productions Write a review on Apple Podcasts ! America Adapts on Facebook! Join the America Adapts Facebook Community Group. Check us out, we're also on YouTube! Subscribe to America Adapts on Apple Podcasts Doug can be contacted at americaadapts @ g mail . com