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Budgeting Made Easy, the premise would probably go like this:
1. Set a Specific Long Range Goal (Like saving for retirement)
2. Set a Specific Mid Range Goal (Like saving for a down payment) 1- 3 years out.
3. Know exactly how much of every paycheck needs to go towards those goals.
4. Put that exact amount in a special account every paycheck before you do anything else with your money.
5. Live off whatever is left.
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Also check out episode 27 of the Inside Real Estate
3 Tips How To Save Money For Down Payment Home Buying | Inside Real Estate Show #027
https://www.youtube.com/watch?v=yrZ2rq4EX-4
Going For Big Wins Saving Money
Caution! What you're about to read might make you upset if you are opposed to some sacrifice in your lifestyle. If you don't want to sacrifice your lifestyle to make homeownership a priority, that's OK. Skip this part.
Three Big Saving Wins
Skip The Vacation
According to American Express, the average vacation expense per person in the United States is $1,145, or $4,580 for a family of four.
Skip the vacation this year and put towards your down payment or closing costs. An extra $1,000 or $2,000 or $4,500 can go a long way.
2. Don't Have The Average Wedding
According to The Knot, a wedding website, it was revealed that the average wedding is now about $28,858. Who doesn't want the dream wedding? You have to decide what your priority is though - having the dream wedding and going back to your two bedroom apartment after the honeymoon. Or cutting a few costs and using the savings as your down payment when you go house hunting after your honeymoon?
3. Hold Off On The Pets
If you're thinking about getting a puppy, maybe you should hold off until you have that house. In an article by Kiplinger.com, citing sources from American Society for the Prevention of Cruelty to Animals (ASPCA.org) and PetEducation.com, "In the first year alone, your new best friend can cost between $700 and $2,000 excluding any special needs, such as dog walking, pet insurance, and grooming, which can raise the cost by more than $7,000." Keep in mind, that doesn't include the cost of adoption. Some breeds are obviously more expensive than others.
What Big Wins are you willing to have to save for your down payment closing costs?
The Number of the Day: 63 63% Of Americans Don't Have Enough Savings To Cover A $500 Emergency
http://www.forbes.com/sites/maggiemcgrath/2016/01/06/63-of-americans-dont-have-enough-savings-to-cover-a-500-emergency/#444b375a6dde
LINK for this video is: https://youtu.be/ZeBYfIxR3Ws
This episode is also on Apple iTunes: You can listen to this conversation on iTunes: https://itunes.apple.com/us/podcast/inside-real-estate-show-darin/id1087114866?mt=2
Real Estate Resources For You:
Want to know the value of your home? Start at http://getyourinstanthomevalue.com
If you're shopping for a new Lake Stevens real estate, a home in Monroe, WA an Everett home, a house in Snohomish, visit http://persingergroup.com
If you're ready to sell your Lake Stevens home, or your Monroe, WA home or sell your Everett home or sell your Snohomish home visit http://persingerrealestate.com
If you're a homeowner in Snohomish County, check out the Snohomish County Real Estate Market Update page at http://www.persingergroup.com/real-estate-market-report/
CONNECT: http://twitter.com/darinpersinger http://instagram.com/darinpersinger or visit http://persingergroup.com
Snohomish Real Estate Snohomish Realtor Snohomish Real Estate Agent Lake Stevens Real Estate Lake Stevens Realtor Lake Stevens Realtor Everett Real Estate Everett Realtor Everett Real Estate Monroe, WA Real Estate Monroe Realtor Monroe Real Estate Agent Darin Persinger is a KW Western Realty state of Washington real estate broker.
Zillow lists home prices on their website and calls the home price a Zestimate. Zillow openly, but quietly admits how wrong their home values are at this page http://www.zillow.com/zestimate/#acc
And there has been some press about the Zillow Zestimate and how it puts a value on homes.
For example, "Inaccurate Zillow 'Zestimates' a source of conflict over home prices" from the LA TIMES. http://www.latimes.com/business/realestate/la-fi-harney-20150208-story.html
And the Consumerist: https://consumerist.com/2014/06/10/are-zillows-zestimates-full-of-zhit-depends-who-you-ask/
But most recently, the CEO of Zillow, Spencer Rascoff sold his own home, AND WOW!!! The Zillow Zestimate is really wrong on the CEO's own home value!!!
LINK for this video is: https://youtu.be/pKXsmct8GxM
This episode is also on Apple iTunes: You can listen to this conversation on iTunes: https://itunes.apple.com/us/podcast/inside-real-estate-show-darin/id1087114866?mt=2
Real Estate Resources For You:
Want to know the value of your home? Start at http://getyourinstanthomevalue.com
If you're shopping for a new Lake Stevens real estate, a home in Monroe, WA an Everett home, a house in Snohomish, visit http://persingergroup.com
If you're ready to sell your Lake Stevens home, or your Monroe, WA home or sell your Everett home or sell your Snohomish home visit http://persingerrealestate.com
If you're a homeowner in Snohomish County, check out the Snohomish County Real Estate Market Update page at http://www.persingergroup.com/real-estate-market-report/
CONNECT: http://twitter.com/darinpersinger http://instagram.com/darinpersinger or visit http://persingergroup.com
Snohomish Real Estate Snohomish Realtor Snohomish Real Estate Agent Lake Stevens Real Estate Lake Stevens Realtor Lake Stevens Realtor Everett Real Estate Everett Realtor Everett Real Estate Monroe, WA Real Estate Monroe Realtor Monroe Real Estate Agent Darin Persinger is a KW Western Realty state of Washington real estate broker.
If you're thinking about selling your home right now, but are wondering if now is a good time to sell and buy a home because it might be harder to buy a home, Darin Persinger, host of http://insiderealestateshow.com shares why now is a good time to sell your home... for most people.
Darin shares that there are markets inside of every market and that's why now is a great time to sell your home and buy a home.
LINK for this video is: https://youtu.be/9lCMteBvAls
This episode is also on Apple iTunes: You can listen to this conversation on iTunes: https://itunes.apple.com/us/podcast/inside-real-estate-show-darin/id1087114866?mt=2
Real Estate Resources For You: Want to know the value of your home? Start at http://getyourinstanthomevalue.com
If you're shopping for a new Lake Stevens real estate, a home in Monroe, WA an Everett home, a house in Snohomish, visit http://persingergroup.com
If you're ready to sell your Lake Stevens home, or your Monroe, WA home or sell your Everett home or sell your Snohomish home visit http://persingerrealestate.com
If you're a homeowner in Snohomish County, check out the Snohomish County Real Estate Market Update page at http://www.persingergroup.com/real-estate-market-report/
CONNECT: http://twitter.com/darinpersinger http://instagram.com/darinpersinger or visit http://persingergroup.com
Snohomish Real Estate Snohomish Realtor Snohomish Real Estate Agent Lake Stevens Real Estate Lake Stevens Realtor Lake Stevens Realtor Everett Real Estate Everett Realtor Everett Real Estate Monroe, WA Real Estate Monroe Realtor Monroe Real Estate Agent Darin Persinger is a KW Western Realty state of Washington real estate broker.
Home Buying Tip that is not for everyone. In fact, this home buying advice is some of the craziest ideas I've had about home buying, money, saving and finances.
I think in the end it all makes sense.
LINK for this video is: https://youtu.be/y3CA84wDFhc
This episode is also on Apple iTunes: You can listen to this conversation on iTunes: https://itunes.apple.com/us/podcast/inside-real-estate-show-darin/id1087114866?mt=2
Real Estate Resources For You: Want to know the value of your home? Start at http://getyourinstanthomevalue.com
If you're shopping for a new Lake Stevens real estate, a home in Monroe, WA an Everett home, a house in Snohomish, visit http://persingergroup.com
If you're ready to sell your Lake Stevens home, or your Monroe, WA home or sell your Everett home or sell your Snohomish home visit http://persingerrealestate.com
If you're a homeowner in Snohomish County, check out the Snohomish County Real Estate Market Update page at http://www.persingergroup.com/real-estate-market-report/
CONNECT: http://twitter.com/darinpersinger http://instagram.com/darinpersinger or visit http://persingergroup.com
Snohomish Real Estate Snohomish Realtor Snohomish Real Estate Agent Lake Stevens Real Estate Lake Stevens Realtor Lake Stevens Realtor Everett Real Estate Everett Realtor Everett Real Estate Monroe, WA Real Estate Monroe Realtor Monroe Real Estate Agent Darin Persinger is a KW Western Realty state of Washington real estate broker.
Buying a home right now in this seller's market is not easy for many home buyers. You might be wondering, how do I get my offer accepted.
If you're like many home buyers you're finding yourself in mulitple offer situations. Meaning the home you like, the listing you like is having many home buyers making offers to buy it at the same time you are.
You might be getting frustrated and feeling like "How am I suppose to get my offer accepted with so many other buyers writing offers?"
That's what was going on for this home buyer when they reached out to me via twitter, asking what do they need to do to get their offer accepted.
LINK for this video is: https://youtu.be/6yJi_jBGpPM
This episode is also on Apple iTunes: You can listen to this conversation on iTunes: https://itunes.apple.com/us/podcast/inside-real-estate-show-darin/id1087114866?mt=2
Real Estate Resources For You:
Want to know the value of your home? Start at http://getyourinstanthomevalue.com
If you're shopping for a new Lake Stevens real estate, a home in Monroe, WA an Everett home, a house in Snohomish, visit http://persingergroup.com
If you're ready to sell your Lake Stevens home, or your Monroe, WA home or sell your Everett home or sell your Snohomish home visit http://persingerrealestate.com
If you're a homeowner in Snohomish County, check out the Snohomish County Real Estate Market Update page at http://www.persingergroup.com/real-estate-market-report/
Finding A Home is easy, if you make it easy. Finding a home is difficult if you make it difficult. Searching for home online at http://persingergroup.com is easy.
One of the things many home buyers do to make home shopping not so easy is they have a WISH LIST of 100+ things they want in their new home. Some advice on finding your dream home... Don't lower your standards, but focus on less things. Focus on only the MOST IMPORTANT things, Darin Persinger, Realtor with Persinger Group calls these MUST HAVES.
This Video URL is https://youtu.be/IQfPpgmbIaU
This episode on money saving tips is also on Apple iTunes: You can listen to this conversation on iTunes: https://itunes.apple.com/us/podcast/inside-real-estate-show-darin/id1087114866?mt=2
Real Estate Resources For You:Want to know the value of your home? Start at http://getyourinstanthomevalue.com
If you're shopping for a new Lake Stevens real estate, a home in Monroe, WA an Everett home, a house in Snohomish, visit http://persingergroup.com
If you're ready to sell your Lake Stevens home, or your Monroe, WA home or sell your Everett home or sell your Snohomish home visit http://persingerrealestate.com
If you're a homeowner in Snohomish County, check out the Snohomish County Real Estate Market Update page at http://www.persingergroup.com/real-estate-market-report/
Snohomish Real Estate Snohomish Realtor Snohomish Real Estate Agent Lake Stevens Real Estate Lake Stevens Realtor Lake Stevens Realtor Everett Real Estate Everett Realtor Everett Real Estate Monroe, WA Real Estate Monroe Realtor Monroe Real Estate Agent Darin Persinger is a KW Western Realty state of Washington real estate broker.
Many Home Buyers struggle with saving for a down payment to buy a home. It's expensive to live now-a-days. Rent keeps going up, which is a reason you want to buy a home, but as your rent keeps increasing it becomes harder and harder to save for that down payment. In this episode, Darin Persinger host of http://insiderealestateshow.com and http://persingergroup.com shares 3 tips on how to save money for your down payment when you're ready to buy your first home.
Darin shares 3 money saving tips that he calls BIG WINS... these aren't "don't buy coffee every day" kind of saving tips. These are looking at your biggest expenses and eliminate or reduce them to save money, easily and quickly.
3 Tips How To Save Money For Down Payment Home Buying | Inside Real Estate Show #027 | https://youtu.be/yrZ2rq4EX-4
This episode on money saving tips is also on Apple iTunes: You can listen to this conversation on iTunes: https://itunes.apple.com/us/podcast/inside-real-estate-show-darin/id1087114866?mt=2
Real Estate Resources For You:
Want to know the value of your home? Start at http://getyourinstanthomevalue.com
If you're shopping for a new Lake Stevens real estate, a home in Monroe, WA an Everett home, a house in Snohomish, visit http://persingergroup.com
If you're ready to sell your Lake Stevens home, or your Monroe, WA home or sell your Everett home or sell your Snohomish home visit http://persingerrealestate.com
If you're a homeowner in Snohomish County, check out the Snohomish County Real Estate Market Update page at http://www.persingergroup.com/real-estate-market-report/
Money Saving TipsSave Money For Your Down PaymentBuying Your First HomeHow To Save For A Down PaymentHow to Buy Your First Home3 Tips To Save For Down Payment 3 Money Saving Tips
Snohomish Real Estate Snohomish Realtor Snohomish Real Estate Agent Lake Stevens Real Estate Lake Stevens Realtor Lake Stevens Realtor Everett Real Estate Everett Realtor Everett Real Estate Monroe, WA Real Estate Monroe Realtor Monroe Real Estate Agent Darin Persinger is a KW Western Realty state of Washington real estate broker.
Conversation with Jim Flanagan, real estate broker in Toms River, NJ about a new code passed in New Jersey, Toms River that impacts real estate agents and their door knocking to solicit business.
Darin Persinger, host of http://insiderealestateshow.com and Realtor with http://persingergroup.com talks with Jim about door knocking, girl scout cookies, and super storm Sandy.
Jim Flanagan, http://flanaganrealty.com/
Real Estate Resources For You:Want to know the value of your home? Start at http://getyourinstanthomevalue.com
If you're shopping for a new Lake Stevens real estate, a home in Monroe, WA an Everett home, a house in Snohomish, visit http://persingergroup.com
If you're ready to sell your Lake Stevens home, or your Monroe, WA home or sell your Everett home or sell your Snohomish home visit http://persingerrealestate.com
If you're a homeowner in Snohomish County, check out the Snohomish County Real Estate Market Update page at http://www.persingergroup.com/real-estate-market-report/
This episode is also on Apple iTunes: You can listen to this conversation on iTunes: https://itunes.apple.com/us/podcast/inside-real-estate-show-darin/id1087114866?mt=2
Snohomish Real Estate Snohomish Realtor Snohomish Real Estate Agent Lake Stevens Real Estate Lake Stevens Realtor Lake Stevens Realtor Everett Real Estate Everett Realtor Everett Real Estate Monroe, WA Real Estate Monroe Realtor Monroe Real Estate Agent Darin Persinger is a KW Western Realty state of Washington real estate broker.
Buying a home, or selling home... you should be cautious how you use your social media during that time. Darin Persinger host of http://insiderealestateshow.com and http://persingergroup.com shares some home buying advice and home selling advice what he is seeing on social media when it comes to buying a home, house hunting or selling a home.
Darin shares mistakes that he is seeing home buyers and home sellers make when using their social media while they are in the middle of the real estate transaction and process.
Home Buying & Selling Advice: Use Social Media W/ Caution | Inside Real Estate #25 | https://youtu.be/vr77CfvEaRs
These mistakes could cost you in the home sale, cost you the entire transaction or just end up costing you money in the real estate sale.
This episode is also on Apple iTunes: You can listen to this conversation on iTunes: https://itunes.apple.com/us/podcast/inside-real-estate-show-darin/id1087114866?mt=2
Real Estate Resources For You:
Want to know the value of your home? Start at http://getyourinstanthomevalue.com
If you're shopping for a new Lake Stevens real estate, a home in Monroe, WA an Everett home, a house in Snohomish, visit http://persingergroup.com
If you're ready to sell your Lake Stevens home, or your Monroe, WA home or sell your Everett home or sell your Snohomish home visit http://persingerrealestate.com
If you're a homeowner in Snohomish County, check out the Snohomish County Real Estate Market Update page at http://www.persingergroup.com/real-estate-market-report/
Snohomish Real Estate Snohomish Realtor Snohomish Real Estate Agent Lake Stevens Real Estate Lake Stevens Realtor Lake Stevens Realtor Everett Real Estate Everett Realtor Everett Real Estate Monroe, WA Real Estate Monroe Realtor Monroe Real Estate Agent Darin Persinger is a KW Western Realty state of Washington real estate broker.
Buying a home? And searching for homes for sale online?
You're probably using websites like Zillow to search for homes for sale online and to find real estate to go and look at.
To search for homes for sale in the Snohomish County area http://persingergroup.com
Darin Persinger, host of http://insiderealestateshow.com breaks down a guest appearance Spencer Rascoff, CEO Zillow made on CNBC. Mr. Rascoff refers to Zillow as a media company.
Darin explains that Zillow is not a real estate search site. He agrees with Mr. Rascoff, Zillow is media site for people to visit and been entertained, or as Mr. Rascoff refers to as, "voyeurism" and "real estate porn."
Full article, original posting is at http://www.persingergroup.com/blog/zillow-real-estate-porn-site-house-hunting-online-inside-real-estate-show-024/
The link for this video: https://youtu.be/qCgzOIdYclAZillow: http://zillow.com The original CNBC video: http://video.cnbc.com/gallery/?video=3000497427&play=1This episode is also on Apple iTunes: You can listen to this conversation on iTunes: https://itunes.apple.com/us/podcast/inside-real-estate-show-darin/id1087114866?mt=2
WHY DO SO MANY HOUSE HUNTERS START THEIR ONLINE SEARCH AT PERSINGERGROUP.COM ?
• PersingerGroup.com shows you all area homes for sale. (Zillow only shows 72%)• PersingerGroup.com shows you instantly homes that are new on the market. (Zillow lags 7 days behind) • PersingerGroup.com shows you every listing from every company, from Whatcom, to Skagit, to Snohomish, to King, to Pierce and more. (In reality, 36% of the homes Zillows shows aren't even for sale!!!)- Via WAV Consulting Report
Real Estate Resources For You:Want to know the value of your home? Start at http://getyourinstanthomevalue.comIf you're shopping for a new Lake Stevens real estate, a home in Monroe, WA an Everett home, a house in Snohomish, visit http://persingergroup.comIf you're ready to sell your Lake Stevens home, or your Monroe, WA home or sell your Everett home or sell your Snohomish home visit http://persingerrealestate.comIf you're a homeowner in Snohomish County, check out the Snohomish County Real Estate Market Update page at http://www.persingergroup.com/real-estate-market-report/
Snohomish Real Estate Snohomish Realtor Snohomish Real Estate Agent Lake Stevens Real Estate Lake Stevens Realtor Lake Stevens Realtor Everett Real Estate Everett Realtor Everett Real Estate Monroe, WA Real Estate Monroe Realtor Monroe Real Estate Agent Darin Persinger is a KW Western Realty state of Washington real estate broker.
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