Insightful Principles

Watch this video on my YouTube and subscribe: https://linktr.ee/insightfulprinciples
This episode featured Keith Marshall, CEO of “Gotcha Back Pressure Washing”. Keith discussed his journey on why he decided to start a business in pressure washing and why it’s a smart industry to invest in. The global pressure washing market size is expected to grow to $3.0 billion by 2026.
He described his business model and how he has been able to generate revenue within pressure washing. Keith explained the start up cost needed to become successful within this industry and why it’s a lot lower compared to other businesses.
We went through marketing strategies that help with brand awareness and how brochures provide a professional touch to separate yourself from the competition. 
Keith gave sound advice on the opportunities in pressure washing such as gas stations, car washes, strip malls, museums, and commercial properties. As well as the challenges with pressure washing and how to overcome business obstacles.
We Gotcha Back Pressure Washing Outlets:
Email: [email protected]
Instagram: @we_gotcha_back
Facebook: We Gotcha Back Pressure Washing
IP Outlets:
Instagram & TikTok: @insightfulprinciples

What will be some deciding factors that will drive the market in 2022? What are some sectors or industries that will benefit and grow going into the new year? Kevin discussed his investment outlook for 2022 and how each investor can stay prepared.
We recapped 2021 on some of the winners and losers in the market. As well as the amount of money printed and how inflation hit its highest level in 40 years. Kevin discussed why inflation and the debasement of the U.S dollar will continue to be a prevalent issue in 2022. 
Investors will need to look towards having a defensive approach and search for value and income in 2022. Sectors such as Utilities, Consumer Staples, Healthcare, Apartment REIT's will all be opportunities during a weakening economy. 
Tech sector will continue to show its dominance. Blockchain protocols surrounding NFT's and the Metaverse will lead to conversations surrounding Web 3.0. Crypto and DeFi will continue to shake the financial services industry and discussions around stable coins and a Bitcoin ETF will be important for the growth of the industry. 
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LinkTree to subscribe to my YouTube channel and social media:
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The number one aspect of investing in cryptocurrency is understanding SECURITY. Investors must keep privacy and protection top of mind when investing in crypto. It's important to distinguish the difference between hot and cold storage wallets.
In this episode, Kevin details those differences, as well as the importance of having private keys in case of hacks on an exchange or even worse, a global cyber-attack. 
He explains why private keys give you the most control over your crypto assets because you're essentially your own bank. Kevin described the differences between the Ledger Nano X and S. 
Which are hardware wallets that store your assets in cold storage. Holding your assets in cold storage means it's disconnected from the internet. Hot storage is when they are on a crypto exchange
He also explains some of the security steps required to fully program your Ledger and be on the road to storing your crypto in a safe and secure way.  Other topics discussed was setting up your recovery phrase and additional options to add more security to your Ledger.
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Here is my affiliate link where you can purchase a Ledger:
https://shop.ledger.com/?r=aa519baed9ca
Buzzsprout Affiliate Link: 
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ClubHouse: https://www.clubhouse.com/@kevnjenkins
Audio Outlets: 
Spotify: https://open.spotify.com/show/4j9Yr9WPtCpYzXiOxSlpfp
Apple Podcast: https://podcasts.apple.com/us/podcast/principles/id1518622247?uo=4
Subscribe to YouTube channel:
https://www.youtube.com/channel/UCG7pYfQU6FdpKRZEmzbMyB

Watch and subscribe on YouTube: https://youtu.be/OeSn3WCr7rE
This episode featured Jordan Richardson. Jordan is a real estate investor, and an entrepreneur that has created a great investment portfolio for himself. He joined us to discuss his approach when investing in single and multi family properties.
Jordan described how he finds undervalue properties and then makes them available to tenants for Section 8 housing.   He also detailed the BRRR method, which was created from Bigger Pockets. They are a top real estate investing and media company.
The BRRR method stands for Buy, Rehab, Rent, and Refinance. We also went into why real estate is one of the oldest asset’s that has been around and one of the best subscription plans around. When you think about the cash flow an investor can make monthly.
Jordan analyzed a property in South Bend, IN and gave listeners a step by step guide on how it calculates his number’s. He went over his rule of keeping his LTV from 65-70% and why that’s important when he goes to refinance his properties.
He explained the process of building a team and managing capital for hard money lenders and private investors.
Jordan elaborated on how his contracting experience allows him to save more money with purchasing a property and not having to distribute costs to finding a contractor.
Rather he does all of the rehab himself with the team he has builded around him. Jordan emphasized the value of becoming vertically integrated and building a successful real estate investing business.
Here is the buzzsprout link mentioned to start your own podcast: https://www.buzzsprout.com/?referrer_id=1305358
Jordan Outlets:
Instagram: mr_junglerose
Email: [email protected]
I.P Outlets:
Spotify:https://open.spotify.com/show/4j9Yr9WPtCpYzXiOxSlpfp
Apple: https://podcasts.apple.com/us/podcast/principles/id1518622247?uo=4
Instagram: https://www.instagram.com/insightfulprinciples/
TikTok: https://vm.tiktok.com/ZMdMdVHBa/
LinkedIn: https://www.linkedin.com/in/kevinnjenkins/
Clubhouse: https://www.clubhouse.com/@kevnjenkins
Investing Mastermind Discord:https://discord.gg/JfpbEcpG
LinkTree: https://linktr.ee/insightfulprinciples

Throughout this episode, I discussed what portfolio construction is and why it's important when creating an investment portfolio. Portfolio construction is allocating percentages on the assets you decide to put into your portfolio. 
I discussed the 4 steps you need to know when constructing your portfolio. Such as selecting the asset classes, determining the target percentage you will put in each asset class, deciding the maximum and minimum ranges for each asset class, and the actual selection of the securities that will go into a specific asset class. 
I explain some of the asset classes such as stocks, bonds, cryptocurrency, and commodities. I also went into the risks of each asset class when it comes to inflation, interest rates, and volatility. Your time horizon, investment objective, and your risk tolerance will determine how you will develop your portfolio. 
I went over my personal portfolio construction with 75% in stocks, 15% in crypto, and 10% in commodities. Towards the end I explain my strategy behind this allocation and some of the trends I'm seeing with technology. As well as with the Metaverse, NFT's, and DeFi. 
Please rate, leave a review, and subscribe to this podcast channel!
Follow my YouTube channel:  https://www.youtube.com/channel/UCG7pYfQU6FdpKRZEmzbMyBQ
Audio Outlets:
Spotify: https://open.spotify.com/show/4j9Yr9WPtCpYzXiOxSlpfp
Social Media:
Instagram: https://www.instagram.com/insightfulprinciples/
TikTok: https://vm.tiktok.com/ZMdMdVHBa/
Clubhouse: https://www.clubhouse.com/@kevnjenkins
LinkedIn: https://www.linkedin.com/in/kevinnjenkins/
LinkTree:
https://linktr.ee/insightfulprinciples
Here is the link mention to start your own Buzzsprout podcast: https://www.buzzsprout.com/?referrer_id=1305358

Here is the link to create your own podcast:
https://www.buzzsprout.com/?referrer_id=1305358
Watch this video on YouTube and subscribe to my channel: 
https://youtu.be/4q6e5bhTHPw
This video features Justin Rhedrick, Bitcoin Educator, Entrepreneur, Author describes why bitcoin is sound money. He details why it provides financial freedom and control when it comes to your wealth. 
Justin described his journey from being in jail to shifting his mindset and learning about entrepreneurship. His company Bitcoin Vegan Transformational Services, is focused on educating professionals about this technology. From integrating B​​itcoin into your business or your portfolio and understanding why it’s decentralized. 
He also describes that his mission is to empower people with learning about decentralized money and why it’s best to not have it controlled by a centralized authority. 
Justin went into how Bitcoin sounds real world problems and how it’s only the beginning stages for its lifespan. With being an 13 year old asset, Justin expounded on why 99% of people still don’t understand this asset.
The importance of education about blockchain, security, and transparency around Bitcoin was prevalent throughout this conversation. We also discussed inflation and why most currencies today in the traditional markets are manipulated. Such as stocks, bonds, and commodities. 
Justin detailed the differences of investing in Bitcoin directly or a Central Bank Digital Currency (CBDC). He explained that a CBDC will come with tighter policies and more restrictions. It will also become easier because dollar’s will no longer be in physical form but only digitally. 
His thoughts are people may eventually start to see that fiat currency is being manipulated by many institutions. Justin provided his thoughts on volatility with Bitcoin and explained holding it for the long term is the way to go. It’s not an asset that you can just put in and out to flip. 
It’s an investor mindset and that many people that have held Bitcoin since $600 are doing very well right now. 
Towards the end Justin talked about the journey of writing his first book “From Bars To Bitcoin”. He expresses that it’s a book about transformation and investing in yourself. While overcoming the life obstacles that come into your way. SMASH that like button, subscribe, and share this video!
Here is Justin mastermind course: https://mastermind.bitcoinvegan.com/order-page-script-bundle1636108132280
Purchase “From Bars To Bitcoin”: https://bitcoinvegan.com/product/frombarstobitcoin/
Instagram: @bitcoinveganjustin
Clubhouse: "Black Bitcoin Billionaires" 
Twitter: @bitcoin_vegan
LinkedIn: Justin Rhedrick 
IP Outlets:
Mastermind Discord:https://discord.gg/3hEb6BbE
Social Media: 
Instagram: https://www.instagram.com/insightfulprinciples/
Twitter: @insightprinples
TikTok: https://vm.tiktok.com/ZMdMdVHBa/
LinkedIn: https://www.linkedin.com/in/kevinnjenkins/
LinkTree: https://linktr.ee/insightfulprinciples

This podcast detailed how a person can become an tax free millionaire investing in a Roth IRA. Which is an individual retirement account that uses after tax dollars that grow tax deferred. As long as you have had the account for more than 5 years and are at least 59 1/2, you can pull from this type of account with no taxes or penalties. 
You can invest in stocks or even index funds with a Roth IRA and the maximum contribution for 2021 is $6,000. If you're over 50, you can contribute $7,000. Throughout this discussion I provided examples of what you would need to contribute to your Roth to become an millionaire in 41 years. 
I also explain the benefits of investing in a Roth, as well as the power of compound interest. Planning for financial freedom takes patience and discipline but with the right habits, over time you can reap a harvest utilizing an Roth IRA.
Please rate, leave a review, and subscribe to this podcast!
Can watch this on my YouTube: 
https://youtu.be/N6wH5_5Kq7o
Audio Outlets:
Apple: https://podcasts.apple.com/us/podcast/principles/id1518622247?uo=4
Spotify: https://open.spotify.com/show/4j9Yr9WPtCpYzXiOxSlpfp
LinkTree: https://linktr.ee/insightfulprinciples

Bitcoin Futures ETF is here and there will be many more to come. This podcast describes the risks you need to know when investing in a Bitcoin Futures ETF. BITO debuted on the NYSE exchange as the first bitcoin futures ETF in the U.S on October 19th, 2021. 
I discuss if this ETF is a good opportunity for investors or if it's best to not invest and get exposure to Bitcoin with investing in it directly. 
I also explain the risks associated with investing in a futures contract such as counter-party, costs/fees, as well as price manipulation among institutions holding the future contracts. 
You will learn what a derivative contract is and how a Bitcoin Futures contact exactly works. I detailed the difference between an Bitcoin Spot ETF and a Bitcoin Futures ETF. 
One tracks the price movement's of Bitcoin where the other is directly backed by the derivative of Bitcoin future contracts. 
Other topics discussed was how an Bitcoin Futures ETF can be inaccurately price compared to the spot price of Bitcoin. 
As well as the contango issues with selling cheaper future contracts that are closed to expiration to exchange it for more expensive future contracts that have a longer expiration. Which can be costly to the average investor. 
This is essentially buying low and selling high, which is the complete opposite thing you want to do as an investor.
Please leave a review, subscribe, and share! 
Subscribe to YouTube Channel:
https://www.youtube.com/channel/UCG7pYfQU6FdpKRZEmzbMyBQ
Connect with me on social media:
Instagram & TikTok- @insightfulprinciples
Facebook & LinkedIn: Kevin Jenkins
Clubhouse: @kevnjenkins 
LinkTree:
https://linktr.ee/insightfulprinciples

This episode featured Jakoby McKaye. Jakoby shared his expertise behind the auto financing business. His experience is within the mortgage refinancing and auto financial lending industry. Jakoby explained the business cycle behind processing an auto loan for a consumer. 
From the moment a customer steps into a dealership to when they leave, Jakoby shared his perspective of what goes into a credit application to what a bank is looking for when they lend out loans. 
At the end of the day it's all about risk and how likely is the customer willing to pay back the loan on the vehicle was his thoughts throughout the show. We also evaluated indicators that banks look at such as Payment To Income Ratio (PTI) or Debt To Income Ratio (DTI) to determine  if the loan amount is feasible for a customer to pay.
Jakoby and I also discuss what's more important when you walk into a dealership, the payment's or the interest rate on the vehicle. Both play a vital role and are different based on a customers circumstance of what's comfortable for them.
As the conversation progressed, we shifted our discussion into personal development and the importance of self education. Jakoby shared some of his greatest teachers that have helped him in his journey such as Jim Rohn, Brain Tracy, Earl Nightingale, Les Brown, and Eric Thomas. 
Please rate, subscribe, and leave a review for this podcast.
Link to start your own Buzzsprout podcast: 
https://www.buzzsprout.com/?referrer_id=1305358
Jakoby McKaye Outlets:
LinkedIn: Jakoby Mckaye 
I.P Outlets:
LinkTree: https://linktr.ee/insightfulprinciples
Subscribe to YouTube channel: https://www.youtube.com/channel/UCG7pYfQU6FdpKRZEmzbMyBQ

This episode featured Jaran Ramsey. Real Estate Agent based out in the Dallas TX area discussed the importance of investing in real estate. Jaran specializes with buying and holding multi-family properties and provides his tips for success. 
He details the financing options available for investors and why you should buy a home to build equity. We also discuss why a home is a liability if it doesn't provide cash flow for you. Therefore we explain why an investor needs to look at their home as an asset. 
Other topics were around analyzing comps, possible market correction, and what inspired Jaran to become an author. Rate, leave a review, and subscribe to the podcast.
Link to start your own Buzzsprout podcast:
https://www.buzzsprout.com/?referrer_id=1305358
Jaran Ramsey Outlets:
Instagram, Facebook, Snapchat- @jaranramsey
Website:
https://www.jaranramsey.com
Purchase Jaran Ramsey "Landlording" book:
https://www.jaranramsey.com/learn-how-to-invest-today-order-your-copy-of-landlording/
Watch and subscribe to this content on YouTube:
https://www.youtube.com/channel/UCG7pYfQU6FdpKRZEmzbMyBQ
LinkTree: 
https://linktr.ee/insightfulprinciples