Why You Can’t Miss This Episode

Are you confident your wealth will stand the test of time? Or are you leaving your financial legacy vulnerable?

This episode of Inspired Money takes you beyond basic portfolio talk and into practical wealth preservation strategies, from smart investing and tax planning to estate protection and next-gen philanthropy.

With a powerhouse panel of financial experts, you’ll learn real-world tactics to keep your money working for you, avoid costly mistakes, and build lasting financial resilience.

Whether you’re growing a nest egg or planning your retirement, this episode delivers the tools to protect what you’ve built and create a legacy that lasts. 

Meet the Expert Panelists

Dana Anspach, CFP®, RMA®, is the founder and CEO of Sensible Money. She’s dedicated her career to helping people create sustainable retirement income plans. She’s the author of “Control Your Retirement Destiny” and “Social Security Sense.” Dana’s hands-on experience makes her a wealth of practical knowledge. https://www.sensiblemoney.com

Jacqueline Schadeck, CFP®, AWMA®, is a CERTIFIED FINANCIAL PLANNER™ professional, author, and speaker who helps individuals and families achieve financial clarity and build generational wealth. Inspired by her own family’s experience with poor financial advice, she combines education, comprehensive planning, and community service to empower others toward long-term financial success. https://goldenws.com

Kemberley “Kemcents” Washington, CPA, is a tax expert, journalist, and former IRS agent with over 20 years of experience helping individuals and communities navigate taxes and personal finance. A frequent contributor to Forbes Advisor and national media outlets like Good Morning America 3 and Fox Business, she is also the author of several books, including The Ten Commandments to Financial Healing and It All Starts with a Budget. https://www.kemberley.com

Key Highlights

1. Rethinking the 60/40 Portfolio Dana Anspach challenges the traditional portfolio model, highlighting the need for personalized risk management:

“It all comes down to being really clear on how you define risk… That’s going to lead to different portfolio strategies that best protect against that risk.”

From alternatives to ETFs, understanding your personal timeline and goals is key to crafting a resilient investment plan.

2. Modern Estate Planning Matters Kemberley Washington emphasizes staying on top of tax law changes and setting up basic legal documents, wills, trusts, powers of attorney, before moving to advanced strategies like donor-advised funds. Jacqueline Schadeck warns:

“My fear is that everyone… is part of the 70% of Americans that don’t actually have any estate documents in place.”

Estate planning isn’t optional. It’s essential.

3. Business Entity & Asset Protection Simplified Entrepreneurs and investors risk everything when they mix personal and business assets. Dana Anspach shares:

“You meet the wrong person at the wrong time and you never know what’s going to happen… there may be simpler ways to get asset protection in place without the additional complexity.”

Work with both a CPA and attorney to align legal structures, taxes, and retirement planning for maximum protection.

4. Next-Gen Philanthropy & Sustainable Investing Today’s investors want more than returns—they want impact. From ESG investing to donor-advised funds, philanthropy offers tax efficiency, legacy building, and social good. Kemberley Washington notes:

“More and more are not only thinking about ESG, but giving more impactful—maybe to a church, tithes, and different things of that nature.” Take Action: Protect Your Wealth Today

My challenge to you this week: choose one area of your finances that feels exposed and commit to addressing it. Maybe that means calling your financial planner, researching asset protection strategies, or finally scheduling that estate planning meeting you’ve been putting off. Don’t wait for the “perfect time.” Small steps now prevent big regrets later. 🎧 Listen to the full episode on the Inspired Money podcast or watch on the Inspired Money YouTube channel.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why You Can’t Miss This Episode

Money and technology are evolving at breakneck speed, and blockchain sits right at the center of this transformation. It’s more than cryptocurrency. It’s about trust, transparency, and the future of finance. In this episode of Inspired Money, we bring together leading voices in blockchain, crypto investing, and emerging technologies to help you cut through the noise and understand where this digital revolution is headed. Whether you’re curious about crypto or already investing, this expert panel delivers real-world insights, personal stories, and practical takeaways to help you make sense of blockchain, digital assets, and the opportunities ahead. 

Meet the Expert Panelists

Dr. Merav Ozair is a leading global expert on emerging technologies, blockchain, and responsible AI, with extensive experience as a data scientist, quant strategist, and fintech educator at institutions like Cornell and Wake Forest University. A member of the Academic Advisory Board at INATBA and founder of Emerging Technologies Mastery, she is widely recognized for her work in democratizing technology and shaping ethical, inclusive digital innovation. https://www.doctorblockchain.io

Sir John Hargrave is the CEO of Media Shower and publisher of the widely read Bitcoin Market Journal, trusted by over 100,000 crypto investors each month. His highly anticipated new book, The Intelligent Crypto Investor (coming February 10, 2026), reveals a proven, accessible strategy for building long-term wealth through smart crypto investing—now available for preorder. https://www.bitcoinmarketjournal.com

Chris Kline is the Co-Founder and COO of BitcoinIRA, the world’s first platform enabling investors to hold cryptocurrencies directly in their retirement accounts. Since launching the company in 2016, Chris has expanded its offerings beyond Bitcoin to multiple digital assets, built a secure and compliant infrastructure, and helped establish BitcoinIRA as the trusted leader in crypto retirement investing. https://bitcoinira.com

Nick Spanos is a pioneering entrepreneur in the blockchain and cryptocurrency space, best known for founding Bitcoin Center NYC in 2013, the world’s first physical cryptocurrency exchange located just steps from the New York Stock Exchange. He is also the inventor of the multi-branched blockchain and blockchain-based voting systems, holds multiple patents, and is a recognized thought leader featured in the Netflix documentary Banking on Bitcoin. https://www.nickspanos.com

Key Highlights from the Conversation

1. Blockchain: Powering the New Digital Trust Dr. Merav Ozair emphasizes that blockchain’s impact goes far beyond cryptocurrency.

“AI fakes. Blockchain authenticates.”

She explains that as AI-generated content and digital interactions grow, we face a crisis of trust. Blockchain’s immutable records and decentralized verification can bring authenticity to everything from online identities to supply chain data, ensuring we know what’s real in a digital-first world.

2. Diversification and Smart Crypto Investing Sir John Hargrave demystifies crypto investing with simple, practical steps:

“Start with a small amount of Bitcoin, maybe a little Ethereum. No more than 10% of your portfolio.”

He explains that diversification helps reduce risk while offering exposure to the potential upside of digital assets. His upcoming book, The Intelligent Crypto Investor, provides a clear roadmap for building long-term wealth without gambling on hype or speculation.

3. Democratizing Financial Opportunity Chris Kline highlights how cryptocurrency is opening doors for everyday investors:

“Bitcoin and cryptocurrency is the democratization of money—it is the people’s currency.”

Through platforms like BitcoinIRA, investors can now hold digital assets in secure, regulated retirement accounts, breaking down barriers that once limited access to alternative investments and giving individuals more control over their financial future.

4. Remaining Vigilant in a Rapidly Centralizing Landscape Nick Spanos, a pioneer from the early days of crypto, warns against forgetting its roots:

“If these sleaze bags get a hold of it and turn it into what they can manipulate, it’s the wrong move for humanity.”

He shares how Bitcoin’s original ethos was built on decentralization and freedom from centralized control—and why staying vigilant is essential as institutions and governments increasingly enter the space.

Your Next Step

Take 30 minutes to learn about one real-world use case of blockchain beyond cryptocurrency. Whether it’s supply chain transparency, digital identity, or decentralized finance, pick one area and read an article, watch a video, or even explore a project’s whitepaper. The goal isn’t to invest. It’s to educate yourself so you can make informed decisions in the future.

IMPORTANT DISCLOSURE INFORMATION: This episode of Inspired Money is sponsored by Runnymede Capital Management, Inc. The views shared are for general information only and do not necessarily reflect Runnymede’s opinions. Nothing you hear should be taken as personalized investment advice. For guidance specific to your situation, please speak with Runnymede or another qualified advisor.

All investments involve risk. There’s no guarantee that any strategy, service, or discussion will be profitable, suitable, or successful for you. Past results are not a promise of future performance. You can find Runnymede’s current disclosure brochure, which explains our services and fees, at runnymede.com or by request.

A note on cryptocurrency: Cryptocurrencies are digital assets not issued or regulated by a central authority. Their prices can swing dramatically, and investors should be prepared for volatility, liquidity risks, and even the possibility of losing their entire investment. Runnymede advises approaching cryptocurrency with caution and believes it is suitable only for investors who understand and can tolerate these risks.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Are you curious about how Bitcoin and digital currencies can fit into your retirement plan? With new pro-crypto legislation and increasing mainstream acceptance, retirement investing with crypto is gaining traction. In this episode of Inspired Money, host Andy Wang takes you inside the future of digital asset investing for retirement, straight from the headquarters of iHeartMedia in NYC. Whether you’re a crypto skeptic or enthusiast, you’ll discover eye-opening strategies to protect your nest egg and potentially grow your wealth, tax-free.

Meet our Guest

Chris Kline is the Co-Founder and COO of BitcoinIRA, the pioneering platform that enables investors to hold cryptocurrencies directly in tax-advantaged retirement accounts. With over a decade in financial innovation, Chris has led BitcoinIRA from its inception in 2016 to becoming a $14 billion asset under custody leader, making him a sought-after authority on crypto and retirement investing.

Key Highlights

1. The Case for Crypto in Retirement Accounts Chris Kline discusses how BitcoinIRA was created to meet the demand for alternative investments in retirement portfolios. As traditional pensions dwindle and inflation rises, Chris shares why diversification is essential. “We have a retirement crisis in America... Alternatives are no longer a luxury—they’re a necessity for long-term security,” he says.

2. The Power (and Potential) of a Roth IRA for Crypto Growth Andy Wang and Chris Kline break down the appeal of holding Bitcoin in a Roth IRA, emphasizing the game-changing benefit: tax-free gains. Chris explains, “To have it [Bitcoin] in a tax-free, tax-deferred setting...when you hit that ripe age of retirement and can take those distributions out tax-free—that’s what the big money’s doing.”

3. Security & Innovation: The "Pentagon of Custody" Approach Security is a major concern for digital assets. Chris highlights BitcoinIRA’s robust, multi-layered “Pentagon of Custody” system—which includes multi-signature wallets, insurance, and strict authentication—to protect clients’ crypto “nest eggs” from threats both external and internal. “We put [your assets] at the center and then we put these rings of protection,” Chris explains.

4. Financial Literacy & Accessibility The conversation underscores the importance of financial literacy and demystifying complex concepts like digital assets for all generations. Chris advocates, “You need more advocates out there teaching it. But people have to be open to it… that’s what keeps us from really prospering.”

Call-to-Action

Don’t just listen—take action. Check your retirement accounts this week and see if you’re truly diversified for the future you want. Even if you start small, even if it’s just learning, your future self will thank you.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Credit doesn’t just open doors. It can make or break your financial future.

In “Unlocking the Power of Credit for Financial Success,” Andy Wang and a panel of experts demystify the secrets of credit scores, break down new innovations in fintech, and reveal actionable tactics for building—and protecting—your financial reputation.

Whether you’re just starting out, rebuilding after a setback, or looking to leverage credit for new opportunities, this episode has the clarity, insight, and real-world strategies that LinkedIn professionals need right now. 

I want to thank our sponsor Seeking Alpha Premium, the investment research platform that helps you make smarter decisions with institutional-grade analysis and proven stock ratings. Get $30 off your first year plus a 7-day free trial at www.inspiredmoney.fm/alpha.

Meet the Expert Panelists

Howard S. Dvorkin, CPA, is a nationally recognized debt and credit expert, two-time author, and Chairman of Debt.com, where he has dedicated his career to helping Americans achieve financial freedom. A pioneer in financial education and consumer advocacy, he has shaped state and federal legislation, led national credit counseling associations, and appeared as a trusted voice in major media outlets including The New York Times, CNN, and Fox News. https://www.howarddvorkin.com

Anthony Davenport is the founder and CEO of Regal Credit Management, a leading firm that helps professional athletes, entertainers, and high-net-worth individuals build, restore, and protect their credit. A best-selling author of Your Score and a certified FICO® credit expert, he is a sought-after speaker and media commentator featured in outlets such as Forbes, USA Today, and Oprah Magazine. https://anthonymdavenport.com

Cullen Canazares is the Co-Founder & CEO of Rental Kharma, the pioneers in the rent reporting industry for over 12 years, having helped more than 125,000 families build credit by reporting rent payments to major credit bureaus. A Stanford Graduate School of Business alumnus and serial entrepreneur, he has dedicated his career to advancing financial inclusion and empowering renters to raise their credit scores, achieve homeownership, and access better financial opportunities. https://www.rentalkharma.com https://www.rentalkharma.com

Reyna Gobel, MBA, MPH, is an award-winning freelance journalist and keynote speaker whose work on personal finance, nutrition, travel, and wellness has appeared in The Atlantic, Scientific American, Money, Reuters, AARP, and U.S. News & World Report. She is also the author of seven books—including Graduation Debt, a Washington Post Book of the Month—and has educated audiences at hundreds of colleges, alumni associations, and organizations nationwide. Her nutrition course is available at www.bestnutritionclassever.com and you can find her content at www.walletsandwaistlines.com. https://reynagobel.com

Key Highlights:

1. The Real Credit Score Formula—Demystified

Howard Dvorkin breaks down the evolution of credit scoring from subjective loan office assessments to the current data-driven FICO model. He emphasizes, “If you take credit out, pay it off. If you can't pay it off immediately... try to keep the utilization under 10%.” Focusing on payment history and credit utilization gives you control over the score that controls so many major financial moments.

2. Insider Secrets to Credit Optimization

Anthony Davenport reveals how timing and reporting dates can cause credit scores to fluctuate—even if you pay off your cards monthly. He recommends, “Find out the reporting dates for each of your credit cards and set up your auto payment to pay it off a few days in advance before that date. That way, your credit score is going to stay optimal every month, in and out.” 

3. Building Credit Without Going into Debt

Cullen Canazares shares how rent (and now, utility) payments can count toward your credit score, thanks to new fintech solutions and imminent industry upgrades. For those without credit cards or thin files, this is a groundbreaking way to build creditworthiness—without taking on new debt. 

4. Develop a Mindset for Long-Term Credit Health

Reyna Gobel underscores the importance of confidence, knowledge, and bite-sized action. “A lot of people don’t know the nutrients they’re eating either,” she says, connecting personal finance to health. Starting with small, manageable steps, like pulling your credit report or disputing an error, can yield big results.

Call-to-Action

Here’s my challenge to you this week: Pull your credit report. It’s free at AnnualCreditReport.com, and reviewing it is the first step in taking control. Look for errors, understand what’s driving your score, and make one small improvement... whether that’s paying down a balance, setting up autopay, or reporting your rent.

As we heard from our guests, small actions can have a huge impact over time.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you striving for both happiness and financial security but finding the balance elusive? This episode of Inspired Money dives deep into the science-backed connections between happiness and money, breaking down common myths, practical strategies, and life-changing perspectives. If you want to build not just your net worth, but your life satisfaction, this episode is packed with insights you won't want to miss. 

Meet the Expert Panelists

Tal Ben-Shahar is a renowned expert in the field of happiness studies. He is a New York Times bestselling author whose books have been translated into more than 30 languages. He previously taught two of the most popular courses in Harvard University’s history on positive psychology and leadership, and today he co-leads global initiatives like the Happiness Studies Academy and VIVID, helping individuals and organizations cultivate resilience, wellbeing, and authentic leadership. He is a professor at Centenary University where he created the world's first MA and PhD degrees in Happiness Studies. https://www.talbenshahar.com

Scott Rick is an Associate Professor of Marketing at the University of Michigan’s Ross School of Business, where he studies the emotional causes and consequences of consumer financial decision-making. He is the author of Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships (St. Martin’s Press, 2024), and his research has been featured in the New York Times, Wall Street Journal, Harvard Business Review, and NPR. https://www.scottrick.com

Talya Miron-Shatz is a psychologist, researcher, and author specializing in medical decision-making, patient experience, and happiness. A former postdoctoral fellow with Nobel Laureate Daniel Kahneman at Princeton and Wharton faculty member, she is now a full professor at Ono Academic College and a visiting researcher at Cambridge University, with over 60 publications and extensive consulting work for global healthcare and technology companies. https://www.talyamironshatz.com

Key Highlights

1. Happiness is the Ultimate Currency Dr. Tal Ben-Shahar explains that happiness, not wealth, is the real end goal, echoing Aristotle’s ancient wisdom. He reminds us that money is simply a means, and that “if you had all the money in the world but were guaranteed misery, would you take it?” The lesson: prioritize well-being over chasing financial milestones.
2. Know Your Financial Personality Dr. Scott Rick demystifies the tension between “tightwads” and “spendthrifts,” and how both can miss out on happiness if financial habits aren't balanced. His advice is practical: in couples, defer to the “tightwad” on material purchases and the “spendthrift” on shared experiences, reinforcing that spending on relationships and novel memories pays more happiness dividends. 
3. Purposeful Spending Outshines Consumption Dr. Talya Miron-Shatz highlights the importance of aligning spending with values and experiences, not just social media-worthy purchases. “What makes us truly happy are not just things that look good, but experiences, connections, and personal growth,” she shares, urging us to break free from comparison culture and savor what truly matters.

Call-to-Action

Here’s my challenge for you this week: pay attention to one financial decision you make, big or small, and notice the emotions behind it. Are you spending out of joy, fear, habit, or something else? Just the act of noticing can be the first step toward more clarity and confidence with your money.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Are you looking to align your investments with your personal values and make a real difference in the world? This episode of Inspired Money looks at sustainable investing, exploring how your portfolio can do more than generate returns.

You'll learn how ESG (Environmental, Social, and Governance) factors are transforming global finance, why shareholder advocacy offers leverage for long-term value, and how transparency tools can empower every investor.

Whether you’re an industry professional or a values-driven investor, this episode delivers actionable insights, practical resources, and forward-thinking strategies to help you invest with impact.

This episode of Inspired Money is brought to you by Runnymede Capital Management, where investing is never one-size-fits-all. For over 30 years, we’ve worked closely with clients like you to understand your goals, objectives, and values. Then we create a customized portfolio designed to align with what matters most to you — whether that’s pursuing growth, protecting your wealth, or investing in a way that reflects your principles. If you’re ready for a personal, thoughtful approach to managing your money, visit https://www.runnymede.com.

  Meet the Expert Panelists

Andrew Behar is CEO of As You Sow, the nation’s leading nonprofit advancing values-aligned investing through shareholder advocacy on climate, social justice, and corporate accountability. A former entrepreneur and inventor with five patents, he is also the author of The Shareholders Action Guide and a recognized Purposeful-50 changemaker. https://www.asyousow.org

Marilyn Waite is Managing Director of the Climate Finance Fund, leading efforts to accelerate the transition to a climate-friendly economy by aligning capital with low-carbon solutions. With experience spanning four continents in clean energy, climate finance, and sustainable investment, she is the author of Sustainability at Work and a widely published voice on climate and economic policy. https://marilynwaite.com

Jennifer Coombs is Head of Content & Development at US SIF: The Sustainable Investment Forum, and creator of the Chartered SRI Counselor (CSRIC) designation, the first U.S. professional credential in sustainable investing. A two-time TEDx speaker and recognized 40 Under 40 honoree, she is a leading educator, writer, and advocate for integrating ESG principles into finance. https://www.ussif.org

Ioannis Ioannou is an Associate Professor of Strategy and Entrepreneurship at London Business School and a globally recognized expert on corporate sustainability and responsibility. His award-winning research examines how businesses integrate environmental and social issues into strategy, influencing investors, corporate decision-making, and long-term performance. https://www.ioannou.us

Key Highlights:

1. Sustainable Investing Takes Many Forms Andrew Behar breaks down the ecosystem of sustainable investing—from exclusionary screens like avoiding fossil fuels to impact investing that targets measurable social outcomes. With data-driven advocacy and shareholder engagement, investors can leverage their portfolios for real change. As Andrew puts it, “Your money...really defines the future.”
2. Global Momentum and Regional Nuance Marilyn Waite underscores that sustainable investing has gone mainstream across the globe, now representing over one-third of global assets under management. She emphasizes the leadership of the Global South in setting new standards, showing that sustainable finance is both a fiduciary and a competitive imperative. “There's no stopping this because it just makes good sense, it makes fiduciary sense, and it makes return sense,” Marilyn notes.
3. Measuring and Managing Impact in a Noisy Data WorldJennifer Coombs highlights the evolution and pitfalls of ESG data, explaining how investors can move past simple ratings to uncover genuine impact. Transparent frameworks and practical tools—like As You Sow’s InvestYourValues platform—empower investors to know exactly what they own and avoid greenwashing.
4. Corporate Accountability and the Power of NarrativeIoannis Ioannou shares how ESG outperformance research is nuanced—successful sustainable companies embed responsibility in strategy, not just reporting. He calls for a “positive narrative” that unites all stakeholders: “Transparency is necessary but not sufficient. We need to align corporate action with a system that works within its limits—and tell a compelling, evidence-based story.”

Call-to-Action

Let’s inspire you with one action item to move the needle this week: take a moment to review your own portfolio or investment choices and ask yourself, "How well do they align with your personal values?" Even small shifts can make a big impact over time. If you haven’t explored sustainable investing before, start by researching one company or fund that prioritizes environmental or social responsibility.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you looking to build a business that goes beyond ideas and actually creates impact? This episode of Inspired Money explores the realities of entrepreneurship, demystifying the process of turning inspiration into innovation, and then into profit. Our all-star panel peels back the layers on what it really takes to validate concepts, build recognizable brands, secure funding, and achieve sustainable growth. Whether you’re an aspiring entrepreneur or a seasoned business leader, you’ll come away with actionable insights and fresh motivation. Meet the

Expert Panelists

Ilana Golan is a serial entrepreneur, investor, and international keynote speaker who founded Leap Academy, one of the fastest-growing private companies in America. A former Israeli Air Force commander and the first woman to train all F‑16 pilots, she has scaled startups to $15M in annual revenue, contributed to a $300M exit, and inspires audiences worldwide with her insights on entrepreneurship, career reinvention and the future of portfolio careers. 

James Orsini is the President of Startup Operations at VaynerX, working alongside Gary Vaynerchuk to help grow and scale the company’s portfolio of ventures. With decades of executive experience in finance, operations, and agency leadership, he specializes in building systems that transform entrepreneurial ideas into thriving businesses. 

Nikki Estes is a serial entrepreneur, co-founder of iCG Pay (acquired by CSG Forte), and CEO of Market Me More, where she helps B2B and tech companies scale through strategic marketing, sales optimization, and technology-driven solutions. As the founder of Top Voices Unite and a recognized LinkedIn Top Voice, Nikki has built a collaborative platform that amplifies thought leaders, fosters high-impact partnerships, and inspires professionals to grow and lead with purpose. 

Key Highlights

1. Early Validation Is Everything Ilana Golan reveals why quickly testing ideas and embracing direct customer feedback is essential for success. Sharing a personal story, she emphasizes, “You want to create an MVP, but don’t get attached—write it in pencil because you might need to erase it and pivot based on what your customers actually want.”
2. Personal and Business Brands Belong Together Nikki Estes and Ilana both highlight the increasing importance of building a strong, authentic personal brand alongside your business brand, especially in today’s digital-first world. Nikki explains her approach: “It’s almost necessary for the brand leader to stand up and talk about what they do. People want the voice behind the company.” 
3. Funding Wisely: Bootstrap First, Raise Later James Orsini and Nikki both offer practical advice for entrepreneurial finance. “Don’t squeeze the baby too tight,” James warns, underscoring the value of securing a credit line before giving away equity. Nikki describes how bootstrapping taught her the discipline that later fueled growth. Sometimes self-funding is the best teacher. 
4. Resilience and Purpose Drive Growth Ilana and Nikki discuss how setbacks can plant the seeds for future triumphs, and why purpose is the ultimate secret weapon against burnout. In Ilana’s words, “Sometimes your biggest challenges are exactly the fuel that you need… your strongest ‘why’ will keep you moving forward.”

Call-to-Action

Here’s my challenge for you this week: take one concrete step toward your idea. It could be writing out your business model on one page, reaching out to someone in your network for feedback, or even setting aside time to research your market. 

Commit to taking just one step. Because the difference between a dream and a business is the action you take today. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Are you rethinking what retirement means?

Forget the “end-of-the-road” narrative. Today’s retirement is about launching a purposeful, fulfilling new chapter on your own terms.

In this episode of Inspired Money, host Andy Wang brings together a expert panel of retirement planning, financial wellness, and lifestyle experts to share actionable strategies for creating a holistic, sustainable, and satisfying retirement.

Whether you’re decades away from hanging up your hat or already on your early-retirement path, this discussion will challenge how you think about mind, body, and money—and what it really takes to thrive in your next chapter. 

Meet the Expert Panelists

Christine Benz is Director of Personal Finance and Retirement Planning at Morningstar, where she has helped millions of investors make smarter decisions through her writing, speaking, and podcast, The Long View. She is the author of the forthcoming book How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement, and has been recognized by Barron’s as one of the most influential women in finance.  https://www.morningstar.com  

Pete Neuwirth, FSA, FCA, is a senior consulting actuary with over 35 years of experience helping Fortune 500 companies design and fund executive and retirement benefit programs. A thought leader in holistic financial wellness, he is the author of What’s Your Future Worth? and Money Mountaineering, and continues to consult, write, and speak on retirement, longevity, and decision-making in a complex world.  https://neuwirthassociates.consulting 

Jason Vitug is a bestselling author, wellness advisor, and storyteller who empowers people to live with purpose, financial confidence, and emotional well-being. As the author of You Only Live Once and Happy Money Happy Life, and founder of Phroogal and The Smile Lifestyle, he blends personal finance, travel, mindfulness, and self-development to inspire holistic living.  http://phroogal.com 

Jordan Grumet, MD is a hospice physician, personal finance educator, and host of the acclaimed Earn & Invest podcast, where he explores the intersection of money, purpose, and meaning. He is the author of “Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life” and "The Purpose Code,” blending his unique medical and financial perspectives to inspire intentional living.  https://jordangrumet.com

Key Highlights:

1. Social Wellness: The Overlooked Retirement Strategy Christine Benz emphasizes that while most people obsess over the money piece, “relationships and social connections are a very underrated component of life satisfaction and happiness.” Long before you retire, invest as much in your social life and purpose as you do in your portfolio.
2. The Holistic, Multi-Dimensional Approach Jason Vitug stresses the interconnectedness of mental, emotional, physical, and financial well-being: “If we let go of one area or focus too much on one dimension, that has a negative ripple effect on the others when we neglect them.” He urges proactive self-care for a genuinely fulfilling retirement, not just a financially secure one. 
3. Planning for Risk and Flexibility Pete Neuwirth reveals that successful retirement involves more than numbers: “It's really all about managing the risks in the decumulation in the retirement phase, including sequence of returns, but also longevity, spike expense and other things like taxes.” He recommends home equity and part-time work as often-underused “buffer” assets. 
4. Emotional Preparedness: Redefining Identity Post-Career Jordan Grumet and Christine highlight the emotional side: retirees often struggle with identity and purpose once their work routines and roles fall away. Jordan suggests revisiting childhood passions. Christine recommends testing meaningful activities in advance so retirement transitions are smoother and more joyful.

Call-to-Action

Here’s your one thing you should do this week: Take 20 minutes to write down your vision for retirement... not just the numbers, but the life. What does a meaningful day look like? Who are you with? What are you doing? Then ask: What small step can I take now to start living that vision today? Then reverse engineer that back to your finances. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Are your investments truly aligned with your values? In this episode of Inspired Money, host Andy Wang sits down with leading thinkers and practitioners in sustainable and ethical investing to challenge the traditional focus on returns alone. If you’ve ever wondered whether your money can “do well and do good,” this conversation is packed with fresh perspectives, actionable strategies, and a transparent look at mindful investing, including how to spot (and avoid) greenwashing. Whether you’re a finance professional, a seasoned investor, or just getting started, this episode will change how you think about where your money goes—and the impact it creates.

Meet the Expert Panelists

John Streur is Chief Investment Officer of All Material Risk Investment Strategies (AMRIS) at Boston Common Asset Management and a recognized leader in sustainable investing. As former President and CEO of Calvert Research and Management, he advanced ESG integration through innovations like the Calvert Principles, Calvert Research System, and Calvert Indices, while guiding the firm’s AUM growth from $11 billion to over $40 billion. https://bostoncommonasset.com

Kristin Hull, Ph.D., is the Founder and Chief Investment Officer of Nia Impact Capital, where she pioneers values-aligned investing with a focus on social justice, environmental sustainability, and gender equity. A former educator turned impact investing leader, she is devoted to transforming finance to better serve people and the planet. https://www.niaimpactcapital.com

Manel Pretel-Wilson, Ph.D., is a social entrepreneur and systems thinker with senior leadership experience in innovation and sustainability. He holds degrees in Business Studies and Philosophy, master’s degrees in International Relations and Sustainability, a PhD in Systems Science, and is the author of the forthcoming book The Ethics of Human Systems: Creating Economic Value with Impact for Good (August 2025), which explores integrating ethics deeply into economics and impact investing. https://www.researchgate.net/profile/Manel-Pretel-Wilson

Key Highlights

1. Rethinking Risk and Opportunity with ESG John Streur discussed how integrating ESG data uncovers risks and opportunities often missed by traditional analysis. He explained, “Including this information broadly should result in a much better understanding of the company…what is their ability to manage their impact on the environment? What is their ability to create a great workplace for men and women and people of all backgrounds?”
2. Purpose-Driven Portfolios Start with Value Alignment Kristin Hull shared her journey from high-frequency trading to purpose-aligned investing—emphasizing that investors, big and small, shape the economy by where they put their capital. By focusing on solution-driven companies and evaluating both risks and opportunities, Kristin’s approach helps investors build portfolios that reflect their ethics and financial goals.
3. Ethics as the Foundation of Impact Dr. Manel Pretel-Wilson made a compelling case for putting ethics at the core of investment strategies, not just screening out negatives. “By pursuing a good purpose that realizes value, you’re already leaving behind all the other [counter values].” He advocates for frameworks that measure both realized values and counter values, urging investors to see ethical impact as central to value creation.
4. Greenwashing: How to Spot It and What to Do The panel addressed the rise in shallow ESG claims and shared concrete tips for investors to move beyond the marketing to find authentic impact. Kristin noted the importance of examining sources of revenue and measurable commitments, while John highlighted the value of analyzing regulatory filings and third-party verification.

Call-to-Action

Here’s one thing you can do this week, because positive change requires action. Take a look at one investment you hold and ask yourself, “Does this align with my values?” Dig in. Look beyond the ticker. Who’s leading the company? What do they stand for? What’s their environmental and social footprint? That one moment of curiosity might just spark a broader shift in how you view and shape your portfolio.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money  

Why This Episode Is a Must-Listen

Are classic cars just vintage machines, or rolling works of art? And are they a smart investment for the future?

In "Classic Car Restorations: Reviving Automotive Legends," the Inspired Money panel explores how restoring classic cars is about passion, heritage, and innovation. Whether you’re an investor, enthusiast, or simply curious about the intersection of culture and craftsmanship, this episode delivers powerful insights that will change the way you see collectible cars.

Meet the Expert Panelists

Matt DeLorenzo is a veteran automotive journalist and author with over 40 years of experience, having served as editor-in-chief at Road & Track and Autoweek, and as a senior editor at Automotive News and Kelley Blue Book. A founding juror of the North American Car of the Year awards, he has authored multiple books on iconic American vehicles, from the Corvette to the Dodge brand legacy. His next book, "Mercedes-AMG: Race-bred Performance" will go on sale this November. https://tightwadgarage.com

Rupert Banner is a Senior Specialist at Gooding Christie's, bringing over 30 years of experience in the collector car auction industry, including senior roles at Bonhams, Christie’s, and Sotheby’s. Renowned for his global expertise, record-setting sales, and deep ties to the automotive community, he is a trusted authority on valuation, provenance, and the evolving international classic car market. https://www.goodingco.com

Tamara Warren is the founder and CEO of Le Car, a Techstars-backed mobility platform and award-winning automotive journalist whose work has appeared in The New York Times, Car and Driver, Rolling Stone, and over 160 publications. A former transportation editor at The Verge and juror for World Car of the Year, she blends deep industry insight with cultural storytelling, sustainability advocacy, and a passion for automotive design and innovation. https://www.tamarawarren.com

William Heynes is the founder of William Heynes Ltd, a world-renowned Jaguar preservation and restoration firm dedicated to early E-Types and rooted in the legacy of his grandfather, Bill Heynes, Jaguar’s legendary Chief Engineer behind the iconic XK engine and Le Mans victories. Combining deep mechanical knowledge, period-correct craftsmanship, and a passion for originality, William leads a team committed to restoring Jaguar’s most historic cars to concours-level authenticity. https://williamheynes.com

Key Highlights:

1. Restorations: Craft, Preservation, or Investment? William Heynes shared how true restoration is “about building the car for what it deserves,” not just tailoring it to the owner's preferences. At his shop, the ultimate goal is authenticity. Sometimes a restoration can involve thousands of hours and years to achieve original perfection.
2. Market Trends and Smart Collecting Rupert Banner demystified current auction markets, noting a shift toward modern collectibles and younger buyers. He stresses the value of detailed provenance and emphasizes: “There is so much more value in just owning something and enjoying it... the car may be a conduit to new opportunities, relationships, and experiences.”
3. Cars as a Reflection of Identity and Community Tamara Warren explored how classic cars are powerful symbols of personal legacy and social connection. "To be a collector is actually to be a steward of a legacy," she noted, highlighting the responsibility and joy of carrying forward the story of each car, brand, and community.
4. The Future: Innovation Meets Heritage Matt DeLorenzo and the panel tackled the balance between preservation and modernization, think EV conversions, restomods, and the ethics of “continuation” models. As Matt put it: “Even if there's the rise of the self-driving car, people look at automobiles as a form of recreation... it’s a lifestyle, it’s a community that’s not going to go anywhere.”

Call-to-Action

Here’s your one assignment for the week: Find a car that has personal meaning to you, whether it’s a car you grew up with, saw in a movie, or admired from afar, and dig into its story. Look it up, read about it, maybe even check the market. You might discover a connection that turns into a future project, or at the very least, a deeper appreciation for what makes these vehicles legendary. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money