Credit doesn’t just open doors. It can make or break your financial future.

In “Unlocking the Power of Credit for Financial Success,” Andy Wang and a panel of experts demystify the secrets of credit scores, break down new innovations in fintech, and reveal actionable tactics for building—and protecting—your financial reputation.

Whether you’re just starting out, rebuilding after a setback, or looking to leverage credit for new opportunities, this episode has the clarity, insight, and real-world strategies that LinkedIn professionals need right now. 

I want to thank our sponsor Seeking Alpha Premium, the investment research platform that helps you make smarter decisions with institutional-grade analysis and proven stock ratings. Get $30 off your first year plus a 7-day free trial at www.inspiredmoney.fm/alpha.

Howard S. Dvorkin, CPA, is a nationally recognized debt and credit expert, two-time author, and Chairman of Debt.com, where he has dedicated his career to helping Americans achieve financial freedom. A pioneer in financial education and consumer advocacy, he has shaped state and federal legislation, led national credit counseling associations, and appeared as a trusted voice in major media outlets including The New York Times, CNN, and Fox News. https://www.howarddvorkin.com

Anthony Davenport is the founder and CEO of Regal Credit Management, a leading firm that helps professional athletes, entertainers, and high-net-worth individuals build, restore, and protect their credit. A best-selling author of Your Score and a certified FICO® credit expert, he is a sought-after speaker and media commentator featured in outlets such as Forbes, USA Today, and Oprah Magazine. https://anthonymdavenport.com

Cullen Canazares is the Co-Founder & CEO of Rental Kharma, the pioneers in the rent reporting industry for over 12 years, having helped more than 125,000 families build credit by reporting rent payments to major credit bureaus. A Stanford Graduate School of Business alumnus and serial entrepreneur, he has dedicated his career to advancing financial inclusion and empowering renters to raise their credit scores, achieve homeownership, and access better financial opportunities. https://www.rentalkharma.com https://www.rentalkharma.com

Reyna Gobel, MBA, MPH, is an award-winning freelance journalist and keynote speaker whose work on personal finance, nutrition, travel, and wellness has appeared in The Atlantic, Scientific American, Money, Reuters, AARP, and U.S. News & World Report. She is also the author of seven books—including Graduation Debt, a Washington Post Book of the Month—and has educated audiences at hundreds of colleges, alumni associations, and organizations nationwide. Her nutrition course is available at www.bestnutritionclassever.com and you can find her content at www.walletsandwaistlines.com. https://reynagobel.com

1. The Real Credit Score Formula—Demystified

Howard Dvorkin breaks down the evolution of credit scoring from subjective loan office assessments to the current data-driven FICO model. He emphasizes, “If you take credit out, pay it off. If you can't pay it off immediately... try to keep the utilization under 10%.” Focusing on payment history and credit utilization gives you control over the score that controls so many major financial moments.

2. Insider Secrets to Credit Optimization

Anthony Davenport reveals how timing and reporting dates can cause credit scores to fluctuate—even if you pay off your cards monthly. He recommends, “Find out the reporting dates for each of your credit cards and set up your auto payment to pay it off a few days in advance before that date. That way, your credit score is going to stay optimal every month, in and out.” 

3. Building Credit Without Going into Debt

Cullen Canazares shares how rent (and now, utility) payments can count toward your credit score, thanks to new fintech solutions and imminent industry upgrades. For those without credit cards or thin files, this is a groundbreaking way to build creditworthiness—without taking on new debt. 

4. Develop a Mindset for Long-Term Credit Health

Reyna Gobel underscores the importance of confidence, knowledge, and bite-sized action. “A lot of people don’t know the nutrients they’re eating either,” she says, connecting personal finance to health. Starting with small, manageable steps, like pulling your credit report or disputing an error, can yield big results.

Here’s my challenge to you this week: Pull your credit report. It’s free at AnnualCreditReport.com, and reviewing it is the first step in taking control. Look for errors, understand what’s driving your score, and make one small improvement... whether that’s paying down a balance, setting up autopay, or reporting your rent.

As we heard from our guests, small actions can have a huge impact over time.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Are you striving for both happiness and financial security but finding the balance elusive? This episode of Inspired Money dives deep into the science-backed connections between happiness and money, breaking down common myths, practical strategies, and life-changing perspectives. If you want to build not just your net worth, but your life satisfaction, this episode is packed with insights you won't want to miss. 

Tal Ben-Shahar is a renowned expert in the field of happiness studies. He is a New York Times bestselling author whose books have been translated into more than 30 languages. He previously taught two of the most popular courses in Harvard University’s history on positive psychology and leadership, and today he co-leads global initiatives like the Happiness Studies Academy and VIVID, helping individuals and organizations cultivate resilience, wellbeing, and authentic leadership. He is a professor at Centenary University where he created the world's first MA and PhD degrees in Happiness Studies. https://www.talbenshahar.com

Scott Rick is an Associate Professor of Marketing at the University of Michigan’s Ross School of Business, where he studies the emotional causes and consequences of consumer financial decision-making. He is the author of Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships (St. Martin’s Press, 2024), and his research has been featured in the New York Times, Wall Street Journal, Harvard Business Review, and NPR. https://www.scottrick.com

Talya Miron-Shatz is a psychologist, researcher, and author specializing in medical decision-making, patient experience, and happiness. A former postdoctoral fellow with Nobel Laureate Daniel Kahneman at Princeton and Wharton faculty member, she is now a full professor at Ono Academic College and a visiting researcher at Cambridge University, with over 60 publications and extensive consulting work for global healthcare and technology companies. https://www.talyamironshatz.com

1. Happiness is the Ultimate Currency Dr. Tal Ben-Shahar explains that happiness, not wealth, is the real end goal, echoing Aristotle’s ancient wisdom. He reminds us that money is simply a means, and that “if you had all the money in the world but were guaranteed misery, would you take it?” The lesson: prioritize well-being over chasing financial milestones.
2. Know Your Financial Personality Dr. Scott Rick demystifies the tension between “tightwads” and “spendthrifts,” and how both can miss out on happiness if financial habits aren't balanced. His advice is practical: in couples, defer to the “tightwad” on material purchases and the “spendthrift” on shared experiences, reinforcing that spending on relationships and novel memories pays more happiness dividends. 
3. Purposeful Spending Outshines Consumption Dr. Talya Miron-Shatz highlights the importance of aligning spending with values and experiences, not just social media-worthy purchases. “What makes us truly happy are not just things that look good, but experiences, connections, and personal growth,” she shares, urging us to break free from comparison culture and savor what truly matters.

Here’s my challenge for you this week: pay attention to one financial decision you make, big or small, and notice the emotions behind it. Are you spending out of joy, fear, habit, or something else? Just the act of noticing can be the first step toward more clarity and confidence with your money.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Are you looking to align your investments with your personal values and make a real difference in the world? This episode of Inspired Money looks at sustainable investing, exploring how your portfolio can do more than generate returns.

You'll learn how ESG (Environmental, Social, and Governance) factors are transforming global finance, why shareholder advocacy offers leverage for long-term value, and how transparency tools can empower every investor.

Whether you’re an industry professional or a values-driven investor, this episode delivers actionable insights, practical resources, and forward-thinking strategies to help you invest with impact.

This episode of Inspired Money is brought to you by Runnymede Capital Management, where investing is never one-size-fits-all. For over 30 years, we’ve worked closely with clients like you to understand your goals, objectives, and values. Then we create a customized portfolio designed to align with what matters most to you — whether that’s pursuing growth, protecting your wealth, or investing in a way that reflects your principles. If you’re ready for a personal, thoughtful approach to managing your money, visit https://www.runnymede.com.

Andrew Behar is CEO of As You Sow, the nation’s leading nonprofit advancing values-aligned investing through shareholder advocacy on climate, social justice, and corporate accountability. A former entrepreneur and inventor with five patents, he is also the author of The Shareholders Action Guide and a recognized Purposeful-50 changemaker. https://www.asyousow.org

Marilyn Waite is Managing Director of the Climate Finance Fund, leading efforts to accelerate the transition to a climate-friendly economy by aligning capital with low-carbon solutions. With experience spanning four continents in clean energy, climate finance, and sustainable investment, she is the author of Sustainability at Work and a widely published voice on climate and economic policy. https://marilynwaite.com

Jennifer Coombs is Head of Content & Development at US SIF: The Sustainable Investment Forum, and creator of the Chartered SRI Counselor (CSRIC) designation, the first U.S. professional credential in sustainable investing. A two-time TEDx speaker and recognized 40 Under 40 honoree, she is a leading educator, writer, and advocate for integrating ESG principles into finance. https://www.ussif.org

Ioannis Ioannou is an Associate Professor of Strategy and Entrepreneurship at London Business School and a globally recognized expert on corporate sustainability and responsibility. His award-winning research examines how businesses integrate environmental and social issues into strategy, influencing investors, corporate decision-making, and long-term performance. https://www.ioannou.us

1. Sustainable Investing Takes Many Forms Andrew Behar breaks down the ecosystem of sustainable investing—from exclusionary screens like avoiding fossil fuels to impact investing that targets measurable social outcomes. With data-driven advocacy and shareholder engagement, investors can leverage their portfolios for real change. As Andrew puts it, “Your money...really defines the future.”
2. Global Momentum and Regional Nuance Marilyn Waite underscores that sustainable investing has gone mainstream across the globe, now representing over one-third of global assets under management. She emphasizes the leadership of the Global South in setting new standards, showing that sustainable finance is both a fiduciary and a competitive imperative. “There's no stopping this because it just makes good sense, it makes fiduciary sense, and it makes return sense,” Marilyn notes.
3. Measuring and Managing Impact in a Noisy Data WorldJennifer Coombs highlights the evolution and pitfalls of ESG data, explaining how investors can move past simple ratings to uncover genuine impact. Transparent frameworks and practical tools—like As You Sow’s InvestYourValues platform—empower investors to know exactly what they own and avoid greenwashing.
4. Corporate Accountability and the Power of NarrativeIoannis Ioannou shares how ESG outperformance research is nuanced—successful sustainable companies embed responsibility in strategy, not just reporting. He calls for a “positive narrative” that unites all stakeholders: “Transparency is necessary but not sufficient. We need to align corporate action with a system that works within its limits—and tell a compelling, evidence-based story.”

Let’s inspire you with one action item to move the needle this week: take a moment to review your own portfolio or investment choices and ask yourself, "How well do they align with your personal values?" Even small shifts can make a big impact over time. If you haven’t explored sustainable investing before, start by researching one company or fund that prioritizes environmental or social responsibility.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Are you looking to build a business that goes beyond ideas and actually creates impact? This episode of Inspired Money explores the realities of entrepreneurship, demystifying the process of turning inspiration into innovation, and then into profit. Our all-star panel peels back the layers on what it really takes to validate concepts, build recognizable brands, secure funding, and achieve sustainable growth. Whether you’re an aspiring entrepreneur or a seasoned business leader, you’ll come away with actionable insights and fresh motivation. Meet the

Expert Panelists

Ilana Golan is a serial entrepreneur, investor, and international keynote speaker who founded Leap Academy, one of the fastest-growing private companies in America. A former Israeli Air Force commander and the first woman to train all F‑16 pilots, she has scaled startups to $15M in annual revenue, contributed to a $300M exit, and inspires audiences worldwide with her insights on entrepreneurship, career reinvention and the future of portfolio careers. 

James Orsini is the President of Startup Operations at VaynerX, working alongside Gary Vaynerchuk to help grow and scale the company’s portfolio of ventures. With decades of executive experience in finance, operations, and agency leadership, he specializes in building systems that transform entrepreneurial ideas into thriving businesses. 

Nikki Estes is a serial entrepreneur, co-founder of iCG Pay (acquired by CSG Forte), and CEO of Market Me More, where she helps B2B and tech companies scale through strategic marketing, sales optimization, and technology-driven solutions. As the founder of Top Voices Unite and a recognized LinkedIn Top Voice, Nikki has built a collaborative platform that amplifies thought leaders, fosters high-impact partnerships, and inspires professionals to grow and lead with purpose. 

1. Early Validation Is Everything Ilana Golan reveals why quickly testing ideas and embracing direct customer feedback is essential for success. Sharing a personal story, she emphasizes, “You want to create an MVP, but don’t get attached—write it in pencil because you might need to erase it and pivot based on what your customers actually want.”
2. Personal and Business Brands Belong Together Nikki Estes and Ilana both highlight the increasing importance of building a strong, authentic personal brand alongside your business brand, especially in today’s digital-first world. Nikki explains her approach: “It’s almost necessary for the brand leader to stand up and talk about what they do. People want the voice behind the company.” 
3. Funding Wisely: Bootstrap First, Raise Later James Orsini and Nikki both offer practical advice for entrepreneurial finance. “Don’t squeeze the baby too tight,” James warns, underscoring the value of securing a credit line before giving away equity. Nikki describes how bootstrapping taught her the discipline that later fueled growth. Sometimes self-funding is the best teacher. 
4. Resilience and Purpose Drive Growth Ilana and Nikki discuss how setbacks can plant the seeds for future triumphs, and why purpose is the ultimate secret weapon against burnout. In Ilana’s words, “Sometimes your biggest challenges are exactly the fuel that you need… your strongest ‘why’ will keep you moving forward.”

Here’s my challenge for you this week: take one concrete step toward your idea. It could be writing out your business model on one page, reaching out to someone in your network for feedback, or even setting aside time to research your market. 

Commit to taking just one step. Because the difference between a dream and a business is the action you take today. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Are you rethinking what retirement means?

Forget the “end-of-the-road” narrative. Today’s retirement is about launching a purposeful, fulfilling new chapter on your own terms.

In this episode of Inspired Money, host Andy Wang brings together a expert panel of retirement planning, financial wellness, and lifestyle experts to share actionable strategies for creating a holistic, sustainable, and satisfying retirement.

Whether you’re decades away from hanging up your hat or already on your early-retirement path, this discussion will challenge how you think about mind, body, and money—and what it really takes to thrive in your next chapter. 

Christine Benz is Director of Personal Finance and Retirement Planning at Morningstar, where she has helped millions of investors make smarter decisions through her writing, speaking, and podcast, The Long View. She is the author of the forthcoming book How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement, and has been recognized by Barron’s as one of the most influential women in finance.  https://www.morningstar.com  

Pete Neuwirth, FSA, FCA, is a senior consulting actuary with over 35 years of experience helping Fortune 500 companies design and fund executive and retirement benefit programs. A thought leader in holistic financial wellness, he is the author of What’s Your Future Worth? and Money Mountaineering, and continues to consult, write, and speak on retirement, longevity, and decision-making in a complex world.  https://neuwirthassociates.consulting 

Jason Vitug is a bestselling author, wellness advisor, and storyteller who empowers people to live with purpose, financial confidence, and emotional well-being. As the author of You Only Live Once and Happy Money Happy Life, and founder of Phroogal and The Smile Lifestyle, he blends personal finance, travel, mindfulness, and self-development to inspire holistic living.  http://phroogal.com 

Jordan Grumet, MD is a hospice physician, personal finance educator, and host of the acclaimed Earn & Invest podcast, where he explores the intersection of money, purpose, and meaning. He is the author of “Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life” and "The Purpose Code,” blending his unique medical and financial perspectives to inspire intentional living.  https://jordangrumet.com

1. Social Wellness: The Overlooked Retirement Strategy Christine Benz emphasizes that while most people obsess over the money piece, “relationships and social connections are a very underrated component of life satisfaction and happiness.” Long before you retire, invest as much in your social life and purpose as you do in your portfolio.
2. The Holistic, Multi-Dimensional Approach Jason Vitug stresses the interconnectedness of mental, emotional, physical, and financial well-being: “If we let go of one area or focus too much on one dimension, that has a negative ripple effect on the others when we neglect them.” He urges proactive self-care for a genuinely fulfilling retirement, not just a financially secure one. 
3. Planning for Risk and Flexibility Pete Neuwirth reveals that successful retirement involves more than numbers: “It's really all about managing the risks in the decumulation in the retirement phase, including sequence of returns, but also longevity, spike expense and other things like taxes.” He recommends home equity and part-time work as often-underused “buffer” assets. 
4. Emotional Preparedness: Redefining Identity Post-Career Jordan Grumet and Christine highlight the emotional side: retirees often struggle with identity and purpose once their work routines and roles fall away. Jordan suggests revisiting childhood passions. Christine recommends testing meaningful activities in advance so retirement transitions are smoother and more joyful.

Here’s your one thing you should do this week: Take 20 minutes to write down your vision for retirement... not just the numbers, but the life. What does a meaningful day look like? Who are you with? What are you doing? Then ask: What small step can I take now to start living that vision today? Then reverse engineer that back to your finances. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Are your investments truly aligned with your values? In this episode of Inspired Money, host Andy Wang sits down with leading thinkers and practitioners in sustainable and ethical investing to challenge the traditional focus on returns alone. If you’ve ever wondered whether your money can “do well and do good,” this conversation is packed with fresh perspectives, actionable strategies, and a transparent look at mindful investing, including how to spot (and avoid) greenwashing. Whether you’re a finance professional, a seasoned investor, or just getting started, this episode will change how you think about where your money goes—and the impact it creates.

John Streur is Chief Investment Officer of All Material Risk Investment Strategies (AMRIS) at Boston Common Asset Management and a recognized leader in sustainable investing. As former President and CEO of Calvert Research and Management, he advanced ESG integration through innovations like the Calvert Principles, Calvert Research System, and Calvert Indices, while guiding the firm’s AUM growth from $11 billion to over $40 billion. https://bostoncommonasset.com

Kristin Hull, Ph.D., is the Founder and Chief Investment Officer of Nia Impact Capital, where she pioneers values-aligned investing with a focus on social justice, environmental sustainability, and gender equity. A former educator turned impact investing leader, she is devoted to transforming finance to better serve people and the planet. https://www.niaimpactcapital.com

Manel Pretel-Wilson, Ph.D., is a social entrepreneur and systems thinker with senior leadership experience in innovation and sustainability. He holds degrees in Business Studies and Philosophy, master’s degrees in International Relations and Sustainability, a PhD in Systems Science, and is the author of the forthcoming book The Ethics of Human Systems: Creating Economic Value with Impact for Good (August 2025), which explores integrating ethics deeply into economics and impact investing. https://www.researchgate.net/profile/Manel-Pretel-Wilson

1. Rethinking Risk and Opportunity with ESG John Streur discussed how integrating ESG data uncovers risks and opportunities often missed by traditional analysis. He explained, “Including this information broadly should result in a much better understanding of the company…what is their ability to manage their impact on the environment? What is their ability to create a great workplace for men and women and people of all backgrounds?”
2. Purpose-Driven Portfolios Start with Value Alignment Kristin Hull shared her journey from high-frequency trading to purpose-aligned investing—emphasizing that investors, big and small, shape the economy by where they put their capital. By focusing on solution-driven companies and evaluating both risks and opportunities, Kristin’s approach helps investors build portfolios that reflect their ethics and financial goals.
3. Ethics as the Foundation of Impact Dr. Manel Pretel-Wilson made a compelling case for putting ethics at the core of investment strategies, not just screening out negatives. “By pursuing a good purpose that realizes value, you’re already leaving behind all the other [counter values].” He advocates for frameworks that measure both realized values and counter values, urging investors to see ethical impact as central to value creation.
4. Greenwashing: How to Spot It and What to Do The panel addressed the rise in shallow ESG claims and shared concrete tips for investors to move beyond the marketing to find authentic impact. Kristin noted the importance of examining sources of revenue and measurable commitments, while John highlighted the value of analyzing regulatory filings and third-party verification.

Here’s one thing you can do this week, because positive change requires action. Take a look at one investment you hold and ask yourself, “Does this align with my values?” Dig in. Look beyond the ticker. Who’s leading the company? What do they stand for? What’s their environmental and social footprint? That one moment of curiosity might just spark a broader shift in how you view and shape your portfolio.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money  

Are classic cars just vintage machines, or rolling works of art? And are they a smart investment for the future?

In "Classic Car Restorations: Reviving Automotive Legends," the Inspired Money panel explores how restoring classic cars is about passion, heritage, and innovation. Whether you’re an investor, enthusiast, or simply curious about the intersection of culture and craftsmanship, this episode delivers powerful insights that will change the way you see collectible cars.

Matt DeLorenzo is a veteran automotive journalist and author with over 40 years of experience, having served as editor-in-chief at Road & Track and Autoweek, and as a senior editor at Automotive News and Kelley Blue Book. A founding juror of the North American Car of the Year awards, he has authored multiple books on iconic American vehicles, from the Corvette to the Dodge brand legacy. His next book, "Mercedes-AMG: Race-bred Performance" will go on sale this November. https://tightwadgarage.com

Rupert Banner is a Senior Specialist at Gooding Christie's, bringing over 30 years of experience in the collector car auction industry, including senior roles at Bonhams, Christie’s, and Sotheby’s. Renowned for his global expertise, record-setting sales, and deep ties to the automotive community, he is a trusted authority on valuation, provenance, and the evolving international classic car market. https://www.goodingco.com

Tamara Warren is the founder and CEO of Le Car, a Techstars-backed mobility platform and award-winning automotive journalist whose work has appeared in The New York Times, Car and Driver, Rolling Stone, and over 160 publications. A former transportation editor at The Verge and juror for World Car of the Year, she blends deep industry insight with cultural storytelling, sustainability advocacy, and a passion for automotive design and innovation. https://www.tamarawarren.com

William Heynes is the founder of William Heynes Ltd, a world-renowned Jaguar preservation and restoration firm dedicated to early E-Types and rooted in the legacy of his grandfather, Bill Heynes, Jaguar’s legendary Chief Engineer behind the iconic XK engine and Le Mans victories. Combining deep mechanical knowledge, period-correct craftsmanship, and a passion for originality, William leads a team committed to restoring Jaguar’s most historic cars to concours-level authenticity. https://williamheynes.com

1. Restorations: Craft, Preservation, or Investment? William Heynes shared how true restoration is “about building the car for what it deserves,” not just tailoring it to the owner's preferences. At his shop, the ultimate goal is authenticity. Sometimes a restoration can involve thousands of hours and years to achieve original perfection.
2. Market Trends and Smart Collecting Rupert Banner demystified current auction markets, noting a shift toward modern collectibles and younger buyers. He stresses the value of detailed provenance and emphasizes: “There is so much more value in just owning something and enjoying it... the car may be a conduit to new opportunities, relationships, and experiences.”
3. Cars as a Reflection of Identity and Community Tamara Warren explored how classic cars are powerful symbols of personal legacy and social connection. "To be a collector is actually to be a steward of a legacy," she noted, highlighting the responsibility and joy of carrying forward the story of each car, brand, and community.
4. The Future: Innovation Meets Heritage Matt DeLorenzo and the panel tackled the balance between preservation and modernization, think EV conversions, restomods, and the ethics of “continuation” models. As Matt put it: “Even if there's the rise of the self-driving car, people look at automobiles as a form of recreation... it’s a lifestyle, it’s a community that’s not going to go anywhere.”

Here’s your one assignment for the week: Find a car that has personal meaning to you, whether it’s a car you grew up with, saw in a movie, or admired from afar, and dig into its story. Look it up, read about it, maybe even check the market. You might discover a connection that turns into a future project, or at the very least, a deeper appreciation for what makes these vehicles legendary. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Networking is often hailed as one of the most important skills for advancing your career, growing a business, or uncovering new opportunities—yet few of us ever get a playbook on how to do it well.

This episode of Inspired Money brings together world-class experts to share actionable insights and personal stories that bust common networking myths, reveal powerful techniques for building authentic relationships (even if you’re an introvert!), and demonstrate how community can be your greatest professional asset.

Whether you're looking to build your dream network, form lasting partnerships, or simply get better at making meaningful connections, this episode is filled with strategies you won't want to miss.

Susan RoAne is the bestselling author of How to Work a Room® and a trailblazing networking expert known as "The Mingling Maven®." With over a million books sold and decades on the speaking circuit, she equips audiences worldwide with practical, witty advice on how to connect and communicate with confidence in any room—virtual or in person. https://www.susanroane.com 

J. Kelly Hoey is a networking expert, author, and speaker known for her groundbreaking approach to relationship building in the digital age. Her book Build Your Dream Network and dynamic talks help professionals, entrepreneurs, and creatives leverage both in-person and online networks to unlock new opportunities and drive success. https://jkellyhoey.co   

David Spinks is a leading voice in the community-building movement and the author of The Business of Belonging. As the cofounder of CMX, he helped shape the modern discipline of community strategy, supporting organizations like Google, Facebook, and Airbnb in building communities that drive impact and belonging. Today, David works as an executive coach to founders and community leaders, helping them lead with integrity, navigate transitions, and build more conscious, connected communities. book, and Airbnb to build thriving, event-driven communities that create lasting impact. https://davidspinks.com  

Matthew Pollard, known as the Rapid Growth guy, is responsible for five multimillion-dollar business success stories. Today, Forbes calls him “the real deal,” Global Gurus lists him as a Top 30 Sales Professional, and SellingPower Magazine just named him their 2023 Sales Kickoff Speaker of the Year. He’s also the founder of Introvertu.com and the bestselling author of The Introvert’s Edge book series, which has sold over 100,000 copies and been translated into 15 languages. https://matthewpollard.com 

1. Connection over Transaction Susan RoAne champions the power of bringing your true self to every interaction, transforming networking from a dreaded chore into a natural extension of who you are. She recommends ditching the elevator pitch in favor of meaningful pleasantries and relatable anecdotes: "Bring who you are to what you do. People connect with who you are. What you do is secondary."
2. Move from ‘Who You Know’ to ‘Who Knows What You Know’ J. Kelly Hoey emphasizes the era of digital presence: your online activity builds relationships around the clock, even while you sleep. Kelly advises, “Every human interaction is a chance to build a relationship... People may be looking up your digital presence any time.” Your expertise and reputation are shaped as much by your network as by your contributions, so curate your professional story online intentionally.
3. Build Community, Not Just a Rolodex David Spinks draws a sharp line between networking and community-building, advocating for a shift in perspective: “The best way to actually build your network is to build community.” Rather than trying to know everyone, focus on connecting others and fostering environments of trust, belonging, and shared purpose.
4. Introverts Can Be Master Networkers Matthew Pollard debunks the myth that extroversion is a prerequisite for networking success. His system is built on preparation, empathy, and curiosity—shifting the conversation from self-promotion to mission-driven dialogue: “The number one rule of networking is it’s not about you... Focus on the change you want to see, not just what you do for money.”

Your One-Week Challenge: Reach out to someone in your network you haven’t connected with in a while. Whether it’s a past colleague, mentor, or someone you admire, send them a thoughtful, agenda-free message to check in and reconnect. You never know what doors that conversation might open.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Today’s retirees face more uncertainty than ever: market swings, inflation, and the disappearance of traditional pensions. In this episode of Inspired Money, host Andy Wang brings together four of the leading voices in retirement planning for a candid, practical conversation—one that moves beyond “rules of thumb” to reveal actionable ways to create reliable income and lasting peace of mind for your retirement years. If you want clarity in your retirement income plan, ideas to maximize your savings, or strategies for a fulfilling next chapter, this episode is packed with the real-world wisdom you need.

If you're looking for a standing desk to improve your posture, comfort, and overall work setup, I highly recommend the Ergonofis Sway Desk—it's beautifully designed, incredibly sturdy, and sustainably made. Check it out at my affiliate link: inspiredmoney.fm/standingdesk (I may earn a commission if you make a purchase, at no extra cost to you.)

Jamie Hopkins, Esq., LLM, MBA, is the Chief Wealth Officer at WSFS Bank and Chief Executive Officer of Bryn Mawr Capital Management. A nationally recognized retirement planning expert, Jamie has dedicated his career to improving financial security for Americans through leadership roles in wealth management, financial education, and nonprofit advocacy. He is the founder and president of the FinServ Foundation, a nonprofit focused on expanding access to financial services careers. With a background in law, finance, and academia, Jamie brings a multidisciplinary approach to helping individuals and institutions build sound retirement income strategies. www.jamiehopkins.com www.bmt.com 

Dana Anspach, CFP®, RMA®, is the founder and CEO of Sensible Money. She’s dedicated her career to helping people create sustainable retirement income plans. She’s the author of "Control Your Retirement Destiny" and "Social Security Sense." Dana’s hands-on experience makes her a wealth of practical knowledge. https://www.sensiblemoney.com 

Kerry Hannon is a nationally recognized workplace futurist, personal finance expert, and best-selling author who has spent over three decades guiding Americans—especially midlife professionals and women—through career transitions, entrepreneurship, and retirement planning. Her forthcoming book, Retirement Bites: A Gen X Guide to Securing Your Financial Future—now available for pre-order on Amazon—offers empowering, practical advice to help the overlooked generation take charge of their next chapter with confidence and purpose. https://kerryhannon.com  

Roger Whitney, CFP®, CIMA®, CPWA®, AIF®, the "Retirement Answer Man," is a Certified Financial Planner with 27+ years in finance. Author of "Rock Retirement" and founder of the Rock Retirement Club, he's also the voice behind the popular Retirement Answer Man podcast that has over 8 million downloads. https://www.rogerwhitney.com

1. Retirement Isn’t Just About Maximizing Returns—It’s About Reliable Income and Peace of Mind Dana Anspach reminds us: “A good retirement plan shouldn't be tied to where that pogo stick is on its trajectory. It's one that focuses on stability of cash flows over time.” The panel discusses why shifting your mindset from maximizing account balances to managing sustainable cash flow is key to peace of mind.
2. Work, Entrepreneurship, and Purpose Play Critical Roles in a Modern Retirement Kerry Hannon points out that working longer—whether through career extension, entrepreneurship, or passion projects—can boost both financial security and life satisfaction. “How can you continue to work longer? It’s a dramatic way to give yourself some security in retirement if you can stay working longer.” The episode explores creative ways Gen X and boomers are redefining "retirement."
3. There’s No One-Size-Fits-All: Frameworks vs. Rules Roger Whitney insists that “the answer to almost every question...is ‘It depends’.” No single formula fits everyone; a personalized, evolving plan that balances what you want out of life with practical financial strategies is essential. The episode delves into why regular reviews and customized “guardrails” are more important than rigid withdrawal rules.
4. Guardrails, Buckets, and Behavioral Coaching Are More Vital Than Ever Jamie Hopkins and Dana Anspach review popular strategies like bucket and guardrails approaches, emphasizing that tools and behavioral coaching work best when tailored to each retiree’s unique needs and anxieties. Jamie also warns about new financial threats: “I think that fraud...is going to become rampant. It’s the biggest concern out there...it’s a big concern.”

If you’ve been feeling uncertain about your own retirement income plan, here’s your assignment for the week: Take 30 minutes to map out your expected sources of income in retirement—pensions, Social Security, savings, investments—and identify any potential gaps. Just getting it on paper can give you clarity and a starting point to make smarter, more confident decisions.  Thanks for tuning in to Inspired Money. Keep learning, stay intentional, and as always—be inspired to take action. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

How much of your financial life is actually driven by spreadsheets—and how much is quietly influenced by your beliefs? In this episode of Inspired Money, we dive deep into unlocking your “money mindset”—the thoughts, emotions, and subconscious narratives that shape every dollar you earn, save, or invest. Whether you’re an entrepreneur, leader, or professional eager to achieve abundance, these expert insights can help you rewire limiting beliefs, harness gratitude, and align wealth-building with your most important values. If you’re interested in transforming your relationship with money from fear and scarcity to growth and abundance, you can’t afford to miss this episode.

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Vicki Robin is a renowned social innovator, author, and speaker best known for co-authoring the classic Your Money or Your Life, updated in 2018 to address the spiritual, social, and ecological aspects of money... I suspect it has inspired many of us here on how to gain control of our money -- and our lives – It is a comprehensive and revolutionary book on money management. With a recent focus on community, Vicki explores sustainable solutions through her book Blessing the Hands That Feed Us, her podcast What Could Possibly Go Right?, and her advocacy for localism and sustainable living. https://vickirobin.com

Dr. Anna Yusim is a board-certified psychiatrist, executive coach, and best-selling author who integrates spirituality and science to help over 3,000 clients—from Fortune 500 CEOs to Olympic athletes—achieve greater purpose and fulfillment. A Clinical Assistant Professor at Yale Medical School and founder of its emerging Spirituality & Mental Health Center, she draws on her global experiences across 70 countries and extensive academic training from Stanford, Yale, and NYU. https://annayusim.com

Laura Tynan, founder of The Witch of Wall Street, is a financial empowerment coach and former global finance executive who helps conscious women heal their money mindset and build generational wealth through aligned investing. Recognized by Financial Times as a Top 20 Future Female Leader and by Yahoo! Finance as a Global Champion of Women in Business, she blends strategic financial expertise with spiritual tools to transform how women manifest and manage their money. https://lauratynan.com

Unfortunately, Loral Langemeier—a renowned wealth coach, bestselling author, and CEO of Integrated Wealth Systems—wasn't able to join us this time, but we hope to have her on a future episode.

1. Intentional Living Rewires Financial Beliefs Vicki Robin explains that understanding the “life energy” behind money—a cornerstone of Your Money or Your Life—helps shift spending from mere consumption to empowered, values-driven choices. She emphasizes: “Is this purchase worth the hours of my life? Is it going to make me truly happy, is it going to take me in the direction I want to go?” This mindset fosters lasting contentment over fleeting gratification.
2. Visualization and Feeling as Catalysts for Wealth Laura Tynan reveals why visualization techniques—when grounded in emotion—can powerfully transform your financial journey. “Visualization can be really powerful if it helps us to connect to the feeling of the reality that we want to create.” If affirmations or vision boards feel empty, tuning into genuine emotion is key.
3. Neuroscience of Money Mindset and Manifestation Dr. Anna Yusim shares how our brains process imagined experiences similarly to real ones, making visualization and daily affirmations scientifically effective for rewiring limiting beliefs. She notes, “Gratitude is the most powerful energetic signature that we can cultivate…magnetizing abundance both emotionally and practically.”
4. Aligning Wealth with Values for Greater Fulfillment All panelists underscore the crucial role of aligning finances with purpose to build sustainable well-being and community resilience. Vicki Robin highlights investing locally and redefining wealth: “A lot of our wealth is in the vitality of your community, in the friendships that you meet…All of these things are wealth building.”

Here’s your call to action for this week: Take 10 minutes to write a “money story.” What early experiences shaped how you feel about money today? What beliefs might be holding you back—and what new beliefs do you want to adopt instead? This simple reflection can open the door to clarity and confidence.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money