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In this episode, we uncover why insurance is one of the most misunderstood—and most important—parts of a solid financial plan. While many jump straight into investments, few realize the critical role that risk mitigation plays in protecting wealth. We’ll explore human capital, the real purpose of term life insurance, the often-ignored importance of disability coverage, and how umbrella policies act as a shield against life’s unexpected disasters. If your financial plan doesn’t include protection, it isn’t complete.

Whether you’re planning for retirement or just starting out, this episode will help you better understand the power of insurance and why it’s not about fear—it’s about smart planning.

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