In this episode Mandyy talks about the 7 obstacles that will sabotage your financial goals:

1. Creating a budget that’s so tight, that it’s completely unrealistic.
2. Financial avoidance 
3. Impulse or emotional spending (the average person spends $450 a month on emotional and impulse expenses. $450 a month is $5400 a year which over half of the goal of savings or paying off $8k of debt. Diving into what’s really at the bottom of emotional spending, is something you’re going to want to do then. And I recommend checking out episode 24 - Why You Struggle with Emotional Spending
4. As you make progress, tell yourself you deserve something and buy something that sets you back again financially and you use the excuse, but “I deserve it!”
5. You don’t track your progresst.
6. Not having accountability.

Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching.

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one-off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy talks about: how to be bougie about the things that matter in your life, and how to be frugal about the things that don’t matter as much so you can put more towards what really matters to you!

She also talks about specific ways that she saves money to spend more on what she cares the most about.

Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching.

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy talks about 5 different side hustles she recommends to earn extra money. She also gives in depth information about how to get started with these side hustles and actually making money with them.

1. Virtual Assistant - Here is the course she recommends to take to learn how to be a VA and also how to market yourself and get clients.
2. Bookkeeper - Here is the course that Mandyy recommends to take to learn the skills of bookkeeping and also how to market yourself and get clients.
3. Podcast Editor/Producer
4. Tutoring
5. Pet Sitting/Dog Walking - can use www.rover.com to get started

Side Hustles to Increase Your Income Blog Post

Other Podcast Episodes Mandyy References in This Episode:

#12 - I’m Bad with Numbers So I Can’t Manage My Money

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! Click here to get it for free.

In this episode Mandyy talks about the differences between passive and active learning & how it’s affecting your money.

She also shares 9 examples of what passive learning would be in relation to money and 198 things that are active actions when it comes to money.

Other Podcast Episodes Mandyy References in This Episode:

#35 - How to Test Out Financial Decisions Before Making Them

#4 - Tracking Your Money is Keeping You Stuck

Mandyy’s Health Instagram @mandyythomas 

Side Hustles to Increase Your Income Blog Post

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! Click here to get it for free.

In this episode Mandyy talks about how to catch up if you’re behind on having money invested for retirement.

1. Start by figuring out what you need for a nest egg.
2. Figure out the difference of what you have invested now, what you need and what that difference is. Use an investment calculator (such as: www.getsmarteraboutmoney.ca to calculate what your monthly contributions would need to be to reach your nest egg).
3. Get a handle on your money right now & automate as much as possible.
4. Reduce expenses
5. Increase income (Mandyy gives ideas for this in the episode)
6. Work through limiting beliefs and money wounds that are holding you back from making more money.

Don’t Go Broke Buying a Home Mini-Course

Don’t Go Broke Buying a Vehicle Mini-Course

Other Podcast Episodes Mandyy References in This Episode:

#37 - Order of Financial Operations/Priorities

#4 - Tracking Your Money is Keeping You Stuck

#23 - How’s Your Family Money Paradigm Affecting You?

#25 - Worthiness Wealth Wounds

Side Hustles to Increase Your Income - Blog Post

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares about why and how to switch to a no-fee bank and walks you through the common hangups to actually switching. She also talks about when it might not be the right time to switch to a no-fee bank as well.

If you want to switch to Simplii Financial, click here and use my link to earn $50-$250 from opening your account!

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares about how to figure out what order to work through on attending to your financial needs and priorities and all the areas of where your money can towards and when to put money towards specific priorities.

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares about how to prioritize seasons of life & why you want to and how doing this will help you to achieve your goals faster and to feel more ease, freedom and joy along your journey. When you prioritize seasons of life it helps you to feel more motivated and committed to your journey.

She also gives specific examples of what different seasons can look like for you, to make it easier to apply this to your own life.

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares about how to test out your financial decisions before you make them and gives different examples to know how you can do this in your life and why you would want to do this.

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares all about making her longest standing dream come true, buying a horse trailer and paying cash for it!

She also shares things to keep in mind when it comes to buying things you’ve wanted since childhood and childhood wounds and how that affects the process, as well as very important factors to take into account when making large financial purchases!

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.