In this episode, The Annuity Man discussed: 

• How lifetime income is priced 

• Don’t time annuity purchases 

• Laddering annuities 

 

Key Takeaways: 

• Lifetime income annuities are primarily based on your life expectancy. Interest rates play a secondary role in the pricing. 

• Higher interest rates will positively impact annuity pricing. Don't try to time the market for annuity purchases; base decisions on contractual guarantees.

• Consider laddering annuity purchases to take advantage of future pricing changes.

 

"Remember, lifetime income annuities are primarily based on your life expectancy or life expectancies if joint at the time you take the payment. Interest rates play a secondary pricing role." —  Stan The Annuity Man. 

 

Connect with The Annuity Man: 

Website: http://theannuityman.com/ 

Email: [email protected] 

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g 

Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!