Learn Norwegian | NorwegianClass101.com

Intermediate #25 - Opening a Norwegian Bank Account


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-------Lesson Dialog-------
----Formal ----
Martin: Hei, jeg skulle gjerne blitt kunde hos dere.
Resepsjonist: Så hyggelig. Hvis du er over atten år, anbefaler jeg deg en vanlig personkonto. Det passer ofte best for unge.
Martin: Ja, jeg er over 18 år. Hva innebærer en vanlig personkonto?
Resepsjonist: Det innebærer at du få en personkonto, bankkort, tilgang til både mobil- og nettbank. Du kan også opprette en sparekonto, i tillegg til brukskontoen. Bankortet koster 250 kr i året. Jeg ville også anbefale deg å søke om et mastercard som har mange fordeler i tilfelle noe skulle skje.
Martin: Jaha, hva er forskjellen på en brukskonto og en sparekonto?
Resepsjonist: Vel, brukskontoen din har samme nummer som personnummeret ditt og du kan fritt ta ut penger fra minibanker ettersom bankkortet ditt er bundet til brukskontoen. Hvis du mister eller noen stjeler kortet ditt, så får de ikke tilgang til sparekontoen din, siden den ikke er bundet til noe kort. Du kan med sikkerhet spare store beløp i sparekontoen.
Martin: Dette hørtes veldig lokkende ut. Når er kundeservice tilgjengelig?
Resepsjonist: Kundeservicen vår er tilgjengelig 24 timer i døgnet, hver dag.
Martin: Jeg skjønner. Da vil jeg gjerne etablere et kundeforhold hos dere.
Resepsjonist: Tusen takk. Har du gyldig legitimasjon eller pass med deg?
Martin: Ja, vær så god.
----Formal English----
Martin: Hi, I would like to become a customer of yours.
Receptionist: How nice. If you are over eighteen, I recommend an ordinary personal account. That often suits young people best.
Martin: Yes, I'm over eighteen years old. What does a normal personal account entail?
Receptionist: That entails that you get a personal account, credit card, and access to mobile and internet accounts. You can also set up a savings account, in addition to the checking account. The credit card costs 250 kr a year. I would also recommend you apply for a MasterCard, which has a lot of advantages in case something should happen.
Martin: Okay, what's the difference between a checking account and a savings account?
Receptionist: Well, your checking account has the same number as your social security number, and you can freely withdraw money from ATM's, since your credit card is bound to the checking account. If you lose or somebody steals your card, they won't get access to your savings account, since it's not bound to any card. You can with certainty save big amounts in the savings account.
Martin: This sounds very alluring. When is customer service available?
Receptionist: Our customer service is available 24 hours a day, every day.
Martin: I see. Then I would like to establish a customer relationship with you.
Receptionist: Thank you. Do you have a valid identity card or passport with you?
Martin: Yes, here you go.
---------------------------
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Don't forget to stop by NorwegianClass101.com for more great Norwegian Language Learning Resources!
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